KidsAccount

Real money skills. No real money. KidsAccount gives every child their own simulated Spending and Savings accounts, savings goals, and allowances — so they learn to earn, save, and spend in a space you fully control. Nothing here touches a real bank account. FOR KIDS AGES 5–14 ON THEIR DEVICE, NOT JUST YOURS Link your child's iPhone or iPad and they get their own view of their own accounts, kept in sync with yours. They check their balance on their screen; you manage everything from yours. TWO ACCOUNTS, ONE LESSON Every kid gets a Spending account and a Savings account, so the difference between spending now and saving for later becomes something they can see. SAVINGS GOALS Kids set a goal — a bike, a game, a trip — and watch a progress bar fill as they save toward it. Money set aside for a goal stays set aside. ALLOWANCE TRACKING, AUTOMATIC Schedule a recurring allowance and every payment is tracked in the ledger, so saving becomes a steady habit instead of something you have to remember. INTEREST THAT REWARDS PATIENCE Savings grow over time at a rate you choose, teaching the payoff of waiting in a way kids can actually watch happen. SIBLING TRANSFERS Kids can send money to a brother or sister — within your family only, never to strangers. CHARTS THEY UNDERSTAND Savings growth and spending summaries, drawn simply enough that a seven-year-old can read them. YOUR CURRENCY Pick your family's currency symbol so the whole app speaks your money. EFFORTLESS KID SETUP Kids join by scanning a code. No email, no password, nothing for them to remember, and no account for them to lose — on their own device, kept in sync. PARENTS STAY IN CONTROL You create the family, set up each child, fund accounts, set allowance schedules and interest rates, and see every transaction. Kids transact freely within what you've set up — they learn by doing, and you see all of it. 100% SIMULATED KidsAccount is a teaching tool. Balances are practice money. The app is not a bank, does not connect to bank accounts, and does not move real funds. FREE TO START Your first child and first parent account are free. Additional child or parent accounts are one-time purchases — no subscription.