Acorns User Reviews

Customer Experience

Positive experience45.7% of reviews
Neutral4.5% of reviews
Negative experience49.8% of reviews

~ Based on 1,002 written reviews from the US App Store.

What users say

Is Acorns Safe?

Acorns: Save & Invest Money appears safe based on user ratings. AppsHunter Safety Score for Acorns is 94/100.

This assessment is based on 955,853 user ratings, with an App Store average of 4.7/5.

Safety Analysis

94.3% of ratings point to a safe experience
2.6% of ratings suggest some concerns
3.0% of ratings point to a risky experience

~ Based on 955,853 App Store ratings for Acorns.

Is Acorns Legit?

Acorns: Save & Invest Money appears to be a legitimate app. AppsHunter Legitimacy Score for Acorns is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Scam

They try to use micro transactions to milk your account dry. DO NOT USE.

Secret Saver

This is the best way to save money!!! You will never miss the round up cash and before you know it, your acorn nest if growing!!! This is what the reviewer says to say. But it’s true!!! I’ve said it many times, you do not miss the round up!!!!

Scam!

They will upgrade your subscription without any mention of it charging you more and more each month and be no help when asking for support!

123,456,788

Oak is poison to The United States of North Amerika.

I love this app….BUT

I would give this app 5 stars but it’s missing 1 usable feature that I really would love to have. Transaction search. When in something like the checking account section and I’m at looking for all the History, Pending or Scheduled transactions I would love to have a search field that I can search for transactions.
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False charges

I canceled my subscription with this app and it continues to take money out my account

Great for beginning investors

It is helping me start saving for retirement

Do not invest here

Zero stars!!!! Do not invest here, almost 2 months with the checking account blocked, due to a change of address, I sent my account statement as a requirement for them to visualize what my new address is and every time I contact them, they tell me to wait 1 to 2 business days, what a way to play with the money of those of us who trust in these apps to invest, my money blocked without being able to take it, ah but if they continued to withdraw weekly from my bank account to invest (they can no longer) ... what a big disappointment !!!! I want my money back

Updating More than two months waiting for them to unlock the checking account because I changed my address : Today July 22, 2026 I contact them again because last week I called them and they told me again in a business day they will solve, today a week later I chat with technical support and they tell me again that in a business day they will contact me ... This is a joke …tomorrow we will see what happens .. don't invest here !!!!
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The checking account is garbage!

I've been using Acorns for my IRA and it's been great until I had $1000 deposited in my checking account and they decided to split in among my investments in my IRA and my savings without my permission. They could not give me answers now my money is not accessible, and I am gonna call the Attorney General and the Better Business Bureau and every possible place I can this is fraudulent. It's not OK. I needed that money and they decided to move it without my permission and they can't undo it very quickly either nor will they give me any answers. This is criminal.
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L

They trap you into keeping the account active

Think before opening

I open acorn account and it’s a market yes blah blah. But I kept losing money, I lost about %32.4 of my money here and they took money subscriptions even though I already canceled my membership or whatever.

Excellent app!!

This app has helped me save and invest my money securely

Fees galore

They end up taking most of your money in fees

Invest

I Have been with acorn since 2020 I have grown my acorn to an oak tree. Thanks to acorn I will have a little nest egg when I retire.

Redownloaded and charged me without asking

Got this back after a few years, charged me $3 without asking as a subscription using my bank acct info from prior years. Great business model definitely not fraud

Watch your charge

Emails came in almost daily telling me my account needed to be set up. I left it alone as I decided whether or not I wanted to use it. Monthly subscription charges started and with only AI there’s no “customer service” so I cancelled and lost out on the fee. No thank you.

Weekly Investment

My weekly investments are NOT working. This is the 2nd time I’ve checked my app and it has not been correct or accurate. This app sucks!!!!!!!!!!!!!!!!!!!!!!

Thankful for Acorns

This app has helped me understand and develop a healthy relationship with my finances. I am grateful and continue to appreciate the new tools. I wish it wasn’t piggybacking on the investments of the most evil entities on the planet, but that’s what we all do. Are we the problem? Great oaks!

Disappointing Investment Experience

I gave it a try because it had good reviews. I kept my money invested with them for about a year, but in the end, it just wasn’t the right fit for me. When I withdrew my money, I ended up with significantly less than what I had originally invested. I understand that taxes and fees may apply, but I still don’t understand why the final amount was so much lower.

On top of that, there’s the subscription cost. After paying for the subscription and then receiving much less than I invested, the whole experience left me feeling like it was a scam. I’m glad I didn’t invest more money.
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Aum. Oṁ.

Aum. Oṁ.