Best Social Finance Apps

249+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

SoFi is the household name in social finance, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Social Finance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoOct 2026
2Brolyz: Social Finance NetworkBrolyz: Social Finance NetworkFree5.0★ (7)NoYesSep 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026
4Stocktwits: Trading CommunityStocktwits: Trading CommunityFree4.8★ (167K)YesYesOct 2026
5twocents: Social Financetwocents: Social FinanceFree4.7★ (86)NoNoSep 2026
6Pie - Social FinancePie - Social FinanceFree5.0★ (3)NoYesSep 2026
7AfterHour: Social Copy TradingAfterHour: Social Copy TradingFree4.6★ (801)NoYesSep 2026
8UK Sustainable Finance guideUK Sustainable Finance guideFree—NoNoMay 2026

Top Picks for Social Finance

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#18in Finance
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SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(41K ratings)
FreeAds
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Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction

More Social Finance apps to explore

FAQ about Social Finance

What are the best social finance apps for iPhone?
SoFi: Bank, Invest & Crypto tops our social finance apps ranking as of September 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top social finance apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Brolyz: Social Finance Network.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ social finance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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