twocents: Social Finance

twocents: Social Finance

Your username = your net worth

84 ratings
7 reviews
Free

Details

  • Released
  • Updated
  • December 7, 2025
  • August 20, 2026

Features

twocents: Social Finance screenshot #1 for iPhone
twocents: Social Finance screenshot #2 for iPhone
twocents: Social Finance screenshot #3 for iPhone
twocents: Social Finance screenshot #4 for iPhone
twocents: Social Finance screenshot #5 for iPhone
twocents: Social Finance screenshot #6 for iPhone
twocents: Social Finance screenshot #7 for iPhone
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About

This social network verifies your net worth, allowing you to ask financial questions and receive advice from verified multi-millionaires. Connect with peers, track your progress, and gain insights into wealth and finance.

Verified net worth usernames
Ask finance questions
Advice from verified multi-millionaires
Track and compare net worth
Join group chats by net worth
Debate hot topics with polls
Filter feed by net worth
Show original description
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What's New in twocents

4.2

August 20, 2026

INTRODUCING WEALTHSCROLLING - Doomscrolling is out. Wealthscrolling is in. - twocents is the only feed where scrolling is actually productive. Scroll for fun and we'll surface financial insights and opportunities to act on them right in the feed. - See how people just like you are spending and saving in real time – and suddenly your own money makes a lot more sense. - The more you scroll, the better your financial picture gets. BUDGETING TOOLS – ALL FREE, ALL PRIVATE - Track every transaction and categorize your spending automatically. - Set savings goals and follow your progress in real time. - Build monthly budgets and get alerts before you go over. - Track loans and debt payoffs – and see exactly when you'll be free. - Share your budget exclusively with people you know in real life – and hold each other accountable. - All your cards and accounts in one place – transactions aggregated automatically so you always know where you stand. THE FEED – YOUR FINANCES, FINALLY WORTH POSTING ABOUT - Share a purchase, a milestone, a bad week, or a win – anonymously. - React and comment on posts from people in the exact same situation. - Browse spending confessions, debt payoffs, savings goals, and budget check-ins. - Sharing is always optional – lurk as long as you want. THE COMMUNITY – MAKE FRIENDS. GET ADVICE. - Connect with people in your financial bracket or any other. - DM someone who's paid off debt and ask them how they did it. - Get honest money advice from people across the entire wealth spectrum – including multimillionaires. - No sponsored takes. Just real people, real numbers. - Your username is your net worth – interact with people based on their wealth WHY twocents IS DIFFERENT - Budgeting stops being a chore when other people are doing it with you. We make personal finance a fun, shared experience. - Get a real window into how people just like you are spending, saving, and getting by. - Wealthscrolling, not doomscrolling – the only feed that makes you more financially aware just by using it. - Your username is your verified net worth, updated automatically as your finances change. - All anonymous – no name, no photo, just numbers. - No paywalls, no premium tiers, no "upgrade to unlock" – everything is free. - Built on Plaid, the same secure technology behind Venmo.

More

Events

Read more about Introducing Transaction Posts

Introducing Transaction Posts

Prove what you spend. No fake flexing.

May 25, 2026 Jun 15, 2026

Read more about DIVE INTO FINANCE CHAT ROOMS

DIVE INTO FINANCE CHAT ROOMS

Group chats with verified millionaires or debtors

Dec 18, 2025 Jan 18, 2026

User reviews

Finally something new

This is next level. An original idea finally.

Good App

This app is the only place the world where you could have a few million dollars in net worth and still get called a “pooron/peasant” by some 18 year old with $150 mil of daddy’s money.

Overall really fun App and you meet some really interesting people on here…

cool concept

Addicting

Change my life

My life was worthless before twocents. Then it came out I realized I’m rich as hell and now life has meaning

Insightful & entertaining

Financial transparency is hereeee. Honestly this app could revolutionize financial transparency. The polls are so fascinating and it’s also just a fun space to be in and talk to people! Honestly addicting lol Gonna learn a lot on here

FAQ

What is twocents?

twocents is a social network where your username is your verified net worth. It allows users to ask financial questions, receive advice from verified multi-millionaires, and connect with others based on shared wealth and interests. The app focuses on transparency in finance, careers, and success.

How does twocents verify net worth?

Net worth is verified through Plaid, a trusted service also used by apps like Venmo and Robinhood. The app is read-only, meaning it cannot move or withdraw your money, make trades, or access your private identifying information. Your credentials stay on your device and sync securely via iCloud.

Is twocents free to use?

Yes, twocents is a free application. The description does not mention any in-app purchases, subscriptions, or advertisements, indicating it is available at no cost to users.

Who can join twocents?

The app is designed for individuals interested in transparent financial discussions and wealth building. Users can join group chats with people like them, or even exclusive groups of peers who share their net worth for more relatable discussions. It's a space to connect and see the world through the lens of wealth.

What kind of information can I share on twocents?

You can engage in discussions about various topics including stock picks, crypto, personal finance, dating, and politics. You can also submit finance questions and receive answers from verified multi-millionaires. The app emphasizes transparency in finance, careers, status, and success, allowing you to share and view content filtered by net worth.