Best Sofi Bank Apps

4.7😐(385K ratings)

Free

#26in Finance

SoFi: Mobile Bank & Investing screenshot 1

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Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

What We Love

🚀 Convenient all-in-one finance app
💰 Competitive interest rates on savings
👍 Intuitive and user-friendly interface
📈 Integrated investment platform
💳 Useful credit card with rewards
🔒 Secure account management

Room to Improve

🐛 Buggy and unreliable account management
🕰️ Slow money transfer and withdrawal process
💸 Unwarranted account freezes and fund holds
🤖 Poor and unresponsive customer service
📈 Cluttered app with too many upsells
🔍 Difficulty verifying identity and updating info

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings

Strong Contender

4.8😊(1.7M ratings)

FreeAds

#9in Finance

This mobile banking app offers fee-free banking and helps your money grow. Enjoy early paychecks, credit building tools, and cash back rewards. It's designed for easy, everyday financial management.

What We Love

🚀 Early paycheck
💰 No overdraft fees
👍 Easy to use app
💳 Credit builder feature
💳 Spot me feature
💳 Referral program
🏧 Fee-free ATM access
🤝 Helpful customer service

Room to Improve

🐛 Inconsistent direct deposit timing
🤖 Poor chatbot support
💳 Difficulty with card activation/replacement
💰 Fees for cash deposits
🤔 Unclear account closure policies
🔒 Security concerns with unauthorized transactions

Capital One Mobile by Capital One

Easy account access anywhere.

Worth Considering

Ally: Bank, Auto & Invest

4.8😐(11M ratings)

Free

#2in Finance

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

What We Love

🚀 Exceptional customer service
👍 User-friendly app
🚀 Convenient features
🚀 Seamless transactions
🚀 Instant notifications
🚀 Helpful credit-building tools

Room to Improve

🐛 Buggy and laggy app
🔒 Concerns about account security
🔒 Difficulty verifying identity
🔒 Lack of transparency in account closures
🐛 Inconsistent app performance
🔒 Unresponsive to customer issues

More Sofi Bank apps to explore

The app for all things money

Manage bank, auto, and investment accountsSmart savings tools like buckets and boostersCommission-free trading on eligible stocks and funds

Manage your bank, investment, and auto accounts in one secure, convenient app. Features include smart savings tools, commission-free trading, and vehicle payment management. Get paid early and avoid fees with this comprehensive financial management solution.

(115K)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Bank, send, pay, and spendBuild credit historyEarn cash back and rewards

Manage your finances with a comprehensive mobile banking solution. Perform transactions, build credit, and earn rewards. Offers features like fee-free overdraft and high APY savings accounts.

(498K)

Sophia : General Knowledge

History, culture & arts

Short, dense learning contentDaily quizzes to test knowledgeProgress tracking

This app offers bite-sized learning opportunities on a wide range of topics including history, science, and economics. Engage with engaging courses, test your knowledge with quizzes, and track your progress to build a strong foundation of general knowledge in just 10 minutes a day.

📚 Education

(208)

Discover Mobile

Banking and Finance

Account balance and transaction viewingPayment management and schedulingRewards redemption

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

(5.3M)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early paydayNo monthly or overdraft feesCash advances up to $250

This digital bank offers early payday, cash advances, and a credit card with no fees or credit checks. Earn competitive APY on savings and manage your money with auto-saving tools and fee-free ATMs.

(234K)

Personal Finance and Invest

U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

(2.2M)

Banking & Personal Finance

Marcus by Goldman Sachs®

High-yield savings accountsCompetitive CD ratesNo-penalty CDs

Manage your savings and grow your money with competitive interest rates on various account types. Open and fund accounts, schedule transfers, and track your financial growth on the go. FDIC-insured for peace of mind.

(279K)

GreenFi - Mobile Banking

Save, Spend, Invest

Environmentally-conscious bankingSave, spend, and investFund tree planting with purchases

Manage your finances with a conscience. This banking app allows you to save, spend, and invest while supporting environmental initiatives. Enjoy features like early direct deposit, ATM access, and competitive interest rates.

Online checking and savings

(31K)

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GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(65K)

by Extend Enterprises, Inc.

Spend Management by WEX

Manage your finances conveniently and securely from your mobile device. This app allows for easy fund transfers, bill payments, check deposits, and account management. It also offers budgeting tools and live chat support for a streamlined banking experience.

Mobile check depositFund transfersBill pay

(167K)

Get Paid Early. Build Credit.

Current - Mobile Banking

Get paid up to 2 days earlyFee-free overdraft protectionBuild credit while banking

Access your paycheck faster, build credit, and manage savings all in one place. This banking app offers early direct deposit, fee-free overdrafts, and cash back rewards. Enjoy 24/7 support and access to a vast network of ATMs.

Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.

Open and fund accountsSend money via mobile number or emailMobile check deposit

(77K)

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic saving and investingHigh yield savings account

Manage your finances with an all-in-one app that helps you budget, save, and invest. Get early access to your paycheck, earn on savings, and receive 24/7 identity monitoring. Offers AI financial assistance and cash advances.

(344K)

by Credit Union of Southern California

CU SoCal Mobile Banking

Check account balancesView transaction historyTransfer money

Manage your finances conveniently from your mobile device. Check account balances, view transaction history, transfer funds, deposit checks, and pay bills. Easily locate nearby branches and ATMs for in-person services.

(36K)

Oriental Bank

by OFG Bancorp

Personalized financial insightsMonthly budget creationTransaction and balance projections

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

(24K)

American Savings Bank Hawaii

by American Savings Bank, National Association

Check account balancesView transactionsDeposit checks

Manage your personal and business finances conveniently and securely from your mobile device. Perform essential banking tasks like checking balances, depositing checks, transferring funds, and paying bills anytime, anywhere.

(17K)