Best Sofi Bank Apps

4.7😐(385K ratings)

Free

#22in Finance

SoFi: Bank, Invest & Crypto screenshot 1

SoFi: Bank, Invest & Crypto screenshot 2

SoFi: Bank, Invest & Crypto screenshot 3

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SoFi: Bank, Invest & Crypto screenshot 5

SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

🚀 Convenient all-in-one finance app
💰 Competitive interest rates on savings
👍 Intuitive and user-friendly interface
📈 Integrated investment platform
💳 Useful credit card with rewards
🔒 Secure account management

Room to Improve

🐛 Buggy and unreliable account management
🕰️ Slow money transfer and withdrawal process
💸 Unwarranted account freezes and fund holds
🤖 Poor and unresponsive customer service
📈 Cluttered app with too many upsells
🔍 Difficulty verifying identity and updating info

Capital One Mobile by Capital One

Easy account access anywhere.

Strong Contender

4.8😐(11M ratings)

Free

#5in Finance

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

What We Love

🚀 Exceptional customer service
👍 User-friendly app
🚀 Convenient features
🚀 Seamless transactions
🚀 Instant notifications
🚀 Helpful credit-building tools

Room to Improve

🐛 Buggy and laggy app
🔒 Concerns about account security
🔒 Difficulty verifying identity
🔒 Lack of transparency in account closures
🐛 Inconsistent app performance
🔒 Unresponsive to customer issues

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings

Worth Considering

Varo Bank: Online Banking

4.8😊(1.6M ratings)

FreeAds

#8in Finance

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

🚀 Early paycheck
💰 No overdraft fees
👍 Easy to use app
💳 Credit builder feature
💳 Spot me feature
💳 Referral program
🏧 Fee-free ATM access
🤝 Helpful customer service

Room to Improve

🐛 Inconsistent direct deposit timing
🤖 Poor chatbot support
💳 Difficulty with card activation/replacement
💰 Fees for cash deposits
🤔 Unclear account closure policies
🔒 Security concerns with unauthorized transactions

More Sofi Bank apps to explore

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

(233K)

Ally: Bank, Auto & Invest

The app for all things money

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

(114K)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

(459K)

Discover Mobile

Banking and Finance

Account balance and transaction viewingPayment management and schedulingRewards redemption

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

(5.2M)

Get Paid Early. Build Credit.

Current - Mobile Banking

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

(197K)

Personal Finance and Invest

U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

(2.1M)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(64K)

GreenFi - Mobile Banking

Save, Spend, Invest

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

(31K)

Money. Debit Card. Bitcoin.

Cash App

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

(8.7M)

Frost Bank

by Frost Bank

Open and fund accountsSend money via mobile number or emailMobile check deposit

Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

(4.4M)

American Savings Bank Hawaii

by American Savings Bank, National Association

Check account balancesView transactionsDeposit checks

Manage your personal and business finances conveniently and securely from your mobile device. Perform essential banking tasks like checking balances, depositing checks, transferring funds, and paying bills anytime, anywhere.

Manage your finances conveniently with this banking application. It allows for easy fund transfers, bill payments, and mobile check deposits. Securely access account information, manage debit cards, and even open new accounts or apply for loans.

Mobile Check DepositFund TransfersBill Pay

(162K)

First Bank Digital Banking

by FIRST BANCORP

View real-time account balancesTransfer funds between accountsDeposit checks via mobile

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

(6.3K)

by Credit Union of Southern California

CU SoCal Mobile Banking

Check account balancesView transaction historyTransfer money

Manage your finances conveniently from your mobile device. Check account balances, view transaction history, transfer funds, deposit checks, and pay bills. Easily locate nearby branches and ATMs for in-person services.

(36K)

Oriental Bank

by OFG Bancorp

Personalized financial insightsMonthly budget creationTransaction and balance projections

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

(22K)

by Pinnacle Data Services, LLC

Pinnacle Bank Nebraska

Check account balancesView recent transactionsTransfer money between accounts

Manage your finances on the go with this secure mobile banking app. Access account balances, view transactions, transfer funds, and pay bills. Easily locate ATMs and branches for convenient banking.

(7.1K)