Best High Yield Savings Account Apps

4.7😐(385K ratings)

Free

#18in Finance

SoFi: Mobile Bank & Investing screenshot 1

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Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

What We Love

🚀 Convenient all-in-one finance app
💰 Competitive interest rates on savings
👍 Intuitive and user-friendly interface
📈 Integrated investment platform
💳 Useful credit card with rewards
🔒 Secure account management

Room to Improve

🐛 Buggy and unreliable account management
🕰️ Slow money transfer and withdrawal process
💸 Unwarranted account freezes and fund holds
🤖 Poor and unresponsive customer service
📈 Cluttered app with too many upsells
🔍 Difficulty verifying identity and updating info

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance

Strong Contender

4.9😐(278K ratings)

Free

Manage your savings and grow your money with competitive interest rates on various account types. Open and fund accounts, schedule transfers, and track your financial growth on the go. FDIC-insured for peace of mind.

What We Love

🚀 Easy to use
👍 Great app design
🚀 Smooth performance
💰 Competitive interest rates
🔒 Secure banking

Room to Improve

🐛 Technical issues
🔒 Difficulty accessing funds
👎 Degraded app features
🕰️ Slow money transfers
🤔 Inconsistent user experience

Amex by American Express

Payments, Balance & Rewards

Worth Considering

Ally: Bank, Auto & Invest

4.9😐(4.5M ratings)

FreeAds

#29in Finance

Manage your American Express accounts, track spending, and redeem rewards on the go. Access offers, freeze your card instantly, and get 24/7 customer support.

What We Love

💳 Reliable credit card with good benefits
🤝 Excellent customer service and support
🚀 Seamless app experience
📱 Convenient mobile app features
💳 Prestigious card status and recognition

Room to Improve

🤖 Inconsistent or unhelpful customer service
💳 Unexpected account changes or credit limit reductions
🤔 Confusing or misleading policies/offers
🕰️ Slow or delayed payment processing
🔒 Security issues with closed accounts

More High Yield Savings Account apps to explore

The app for all things money

Manage bank, auto, and investment accountsSmart savings tools like buckets and boostersCommission-free trading on eligible stocks and funds

Manage your bank, investment, and auto accounts in one secure, convenient app. Features include smart savings tools, commission-free trading, and vehicle payment management. Get paid early and avoid fees with this comprehensive financial management solution.

Easy account access anywhere.

View account balancesPay bills and loansMonitor credit score

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

(11M)

Earn 7.6% Interest on Cash

Axal: High Yield Savings

Earn 6-10% APY on USD stablecoinsYield on Bitcoin without losing custodyYield on physical gold

Earn high yields on your U.S. dollars, Bitcoin, and gold, all automated in one app. Fund easily and track your balance 24/7 with no lockups. Enjoy self-custodial infrastructure for complete control and security.

(370)

Wealthfront: Save and Invest

Saving, investing, stocks.

High-yield cash account with competitive APYExpert-built ETF investment portfoliosCommission-free stock and ETF investing

Manage your savings and investments in one place. Earn competitive APY on cash deposits, invest in diversified portfolios or individual stocks with zero commissions, and get a holistic view of your financial future.

Credit Card & Banking

3% cash back on all purchasesVirtual cards with disposable numbersSecure account management and card controls

This app offers a premium banking experience with a credit card that provides 3% cash back on all purchases. It features virtual cards for private spending, robust account management tools, and options to build family credit. Enjoy high-yield savings, no-fee ATMs, and 24/7 support without needing to visit a branch.

(124K)

Acorns: Save & Invest Money

ETF, Stock Investing & Savings

Invest spare change with Round-Ups®Automated recurring investmentsDiversified ETF portfolios

Automate your savings and investments with this app. It helps you grow your money through spare change round-ups, recurring investments, and diversified portfolios. Access financial education resources and tools to manage your money for today and the future.

(961K)

Betterment Invest & Save Money

Investments & Cash Accounts

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash reserve account

Automated investing and savings app to help you reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for retirement planning. Start with as little as $10.

Banking in sync with you

Open new accountsTrack account activityMobile check deposit

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

(37K)

Trump Accounts: Official App

Invest in your child’s future

Open accounts for eligible childrenReceive initial U.S. Treasury contributionAccept contributions from family and friends

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, with accounts automatically invested in long-term funds. At age 18, the account becomes a traditional IRA.

(32K)

Tellus: Earn More Daily

Build wealth. No fees.

Earn high APY on savingsDaily interest paymentsNo fees for transfers or withdrawals

Earn higher interest on your savings with no fees. Access your funds anytime without penalties. Build wealth effortlessly with daily interest payments and competitive APY rates.

(2.7K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early paydayNo monthly or overdraft feesCash advances up to $250

This digital bank offers early payday, cash advances, and a credit card with no fees or credit checks. Earn competitive APY on savings and manage your money with auto-saving tools and fee-free ATMs.

by PUBLIC SAFETY SAVINGS AND LOAN ASSOCIATION (PSSLA) INC.

TaFin - Advanced Finances

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Calculate compound interest!

Compound interest and inflation calculatorFinancial strategy comparisonGrowth forecasts and purchasing power

This app helps you understand how your money grows over time by calculating compound interest and accounting for inflation. It offers visual tools to plan savings, compare financial strategies, and forecast growth without complex spreadsheets.

by Dickinson Financial Corporation

View account balances and transactionsAccess account statementsTransfer funds between accounts

Manage your money securely and conveniently with instant online banking access. View balances, transactions, and statements, transfer funds, and set up alerts. Find nearby branches and ATMs with biometric access available on compatible devices.

(3)

Advisor-Guided 529 College

Bright Directions 529

Manage existing Bright Directions 529 accountView balances and transactionsTrack investment performance

Manage your college savings account securely and conveniently from your mobile device. Monitor account activity, track investment performance, and make contributions or withdrawals on the go. Access important documents and alerts to stay organized.

(1)

by 1st Source Corporation

Stashly: Savings Goals

Retirement plan managementAccount reviewEmployer-sponsored plan access

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

(1)