Best High Yield Savings Account Apps

Ally: Bank, Auto & Invest

The app for all things money

Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Axal: High Yield Savings

Earn 6-10% APY.

Free

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

Acorns: Save & Invest Money

Grow Your Financial Wellness

Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Wealthfront: Save and Invest

Saving, investing, stocks.

Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

Robinhood Banking

Credit Card & Banking

Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

Capital One Mobile

Easy account access anywhere.

Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

Varo Bank: Online Banking

Early Payday & Cash Advances

Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Betterment Invest & Save Money

Investments & Cash Accounts

Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Renalta: Earn 6% APY

Instant High Yield Savings

Free

This app offers a high-yield savings account with a 6% APY. Earn interest instantly with no fees or minimum balance requirements. It provides a secure and transparent way to grow your savings with a modern, user-friendly interface.

Synchrony Bank

Banking in sync with you

Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Nook Earn App

Earn up to 7.6% APY

Free

This app allows users to earn high yields on their money by connecting to money markets. It offers competitive APY rates, immediate payouts, and flexible control over deposits and withdrawals. The platform prioritizes privacy and transparency, with funds secured through trusted partners.

NetBenefits

Fidelity workplace benefits

Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Tellus: Earn More Daily

Build wealth. No fees.

Free

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

M1: Invest & Bank Smarter

Manage Money, Build Wealth

Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

Qapital: The Money Saving App

Save. Invest. Budget.

Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Bread Savings

by Comenity LLC

Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Brookwell - Modern Banking

High Yield Savings & Checking

Free

A global banking solution offering high-yield stablecoin savings and FDIC-protected checking. Manage finances with dedicated accounts, virtual cards, and worldwide spending capabilities. Onboard from over 150 countries without U.S. residency.