Best Saving Money Free Apps

250+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated August 2026

Looking for free saving money free apps? 19 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Saving Money Free Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesSep 2026
2BuyBye - Budget PlannerBuyBye - Budget PlannerFree4.5★ (1.7K)YesYesSep 2026
352 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.3K)YesYesSep 2026
4Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (261K)NoNoSep 2026
5Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesSep 2026
6Debbie - Payoff, Save, EarnDebbie - Payoff, Save, EarnFree4.9★ (16K)NoNoSep 2026
7Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
8Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (328K)YesNoSep 2026

Top Picks for Saving Money Free

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
BuyBye - Budget Planner#2

BuyBye - Budget Planner by BuyBye Inc.

Fun expense & money tracker
Strong Contender
💰 Finance
4.5😞(1.7K ratings)
FreeAdsIn-App Purchases
BuyBye - Budget Planner screenshot 1
BuyBye - Budget Planner screenshot 2
BuyBye - Budget Planner screenshot 3
BuyBye - Budget Planner screenshot 4
BuyBye - Budget Planner screenshot 5
BuyBye - Budget Planner screenshot 6

This app helps you curb impulse spending by showing the real cost of purchases in terms of work hours. It offers features to pause buying decisions and block shopping apps, encouraging intentional spending and savings tracking.

Room to Improve

  • 💰 Forced subscription
  • 💰 Paid app for a basic calculator
  • 💰 Pay to save money
  • 💰 Not really free to use
  • 💰 Subscription required to use app
52 Week Money Saving Challenge#3

52 Week Money Saving Challenge by Rome Rock LLC

A Fun Way to Save Money
Worth Considering
💰 Finance
4.8😊(2.3K ratings)
FreeAdsIn-App Purchases
52 Week Money Saving Challenge screenshot 1
52 Week Money Saving Challenge screenshot 2
52 Week Money Saving Challenge screenshot 3
52 Week Money Saving Challenge screenshot 4
52 Week Money Saving Challenge screenshot 5

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

What We Love

  • 👍 Good app for saving money
  • 💡 Helps with budgeting and goal setting
  • 🚀 Simple and easy to use
  • 🚀 Visually appealing design
  • 💡 Customizable saving goals

Room to Improve

  • 🐛 App crashes or freezes when trying to access premium features
  • 🔕 Inability to mute notification sounds
  • 💰 Limited features in free version, paywall for premium
  • 🐛 Syncing or data loss issues

More Saving Money Free apps to explore

FAQ about Saving Money Free

What are the best saving money free apps for iPhone?
Loot - Savings Goal & Tracker tops our saving money free apps ranking as of August 2026, with a 4.8-star average from 8.8K App Store ratings, and it's free to download.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ saving money free apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Loot helps you track your savings goals by visualizing them in a personalized 3D money jar. It creates a savings plan based on your goal amount and desired timeline, and sends you push notifications to help you stay on track.
The app allows you to set a savings goal and calculates how long it will take to reach it. It generates a savings plan and provides reminders to make payments, helping you stay consistent with your saving efforts.