Best Saving Money Free Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated November 2026

Looking for free saving money free apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Saving Money Free Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (9.1K)YesYesNov 2026
252 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.4K)YesYesNov 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoNov 2026
4Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.7★ (342K)YesNoNov 2026
5Debbie - Payoff, Save, EarnDebbie - Payoff, Save, EarnFree4.9★ (18K)NoNoNov 2026
6Free Stuff Finder - Save MoneyFree Stuff Finder - Save MoneyFree4.6★ (2.9K)YesNoOct 2026
7Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.8K)YesYesNov 2026
8Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (268K)NoNoNov 2026

Top Picks for Saving Money Free

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(9.1K ratings)
FreeAdsIn-App Purchases
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This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
52 Week Money Saving Challenge#2

52 Week Money Saving Challenge by Rome Rock LLC

A Fun Way to Save Money
Strong Contender
💰 Finance
4.8😊(2.4K ratings)
FreeAdsIn-App Purchases
52 Week Money Saving Challenge screenshot 1
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This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

What We Love

  • 👍 Good app for saving money
  • 💡 Helps with budgeting and goal setting
  • 🚀 Simple and easy to use
  • 🚀 Visually appealing design
  • 💡 Customizable saving goals

Room to Improve

  • 🐛 App crashes or freezes when trying to access premium features
  • 🔕 Inability to mute notification sounds
  • 💰 Limited features in free version, paywall for premium
  • 🐛 Syncing or data loss issues
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
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This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee

More Saving Money Free apps to explore

FAQ about Saving Money Free

What are the best saving money free apps for iPhone?
Loot - Savings Goal & Tracker tops our saving money free apps ranking as of November 2026, with a 4.8-star average from 9.1K App Store ratings, and it's free to download.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of November 2026.
We track 250+ saving money free apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.