Best Saving Money Free Apps

250+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated August 2026

Looking for free saving money free apps? 19 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Saving Money Free Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
2BuyBye - Budget PlannerBuyBye - Budget PlannerFree4.5★ (1.7K)YesYesAug 2026
352 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.3K)YesYesAug 2026
4Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (253K)NoNoAug 2026
5Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesAug 2026
6Debbie - Payoff, Save, EarnDebbie - Payoff, Save, EarnFree4.9★ (12K)NoNoAug 2026
7Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
8Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (325K)YesNoAug 2026

Top Picks for Saving Money Free

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
BuyBye - Budget Planner#2

BuyBye - Budget Planner by BuyBye Inc.

Fun expense & money tracker
Strong Contender
💰 Finance
4.5😞(1.7K ratings)
FreeAdsIn-App Purchases
BuyBye - Budget Planner screenshot 1
BuyBye - Budget Planner screenshot 2
BuyBye - Budget Planner screenshot 3
BuyBye - Budget Planner screenshot 4
BuyBye - Budget Planner screenshot 5
BuyBye - Budget Planner screenshot 6

This app helps you curb impulse spending by showing the real cost of purchases in terms of work hours. It offers features to pause buying decisions and block shopping apps, encouraging intentional spending and savings tracking.

Room to Improve

  • 💰 Forced subscription
  • 💰 Paid app for a basic calculator
  • 💰 Pay to save money
52 Week Money Saving Challenge#3

52 Week Money Saving Challenge by Rome Rock LLC

A Fun Way to Save Money
Worth Considering
💰 Finance
4.8😊(2.3K ratings)
FreeAdsIn-App Purchases
52 Week Money Saving Challenge screenshot 1
52 Week Money Saving Challenge screenshot 2
52 Week Money Saving Challenge screenshot 3
52 Week Money Saving Challenge screenshot 4
52 Week Money Saving Challenge screenshot 5

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

What We Love

  • 👍 Good app for saving money
  • 💡 Helps with budgeting and goal setting
  • 🚀 Simple and easy to use
  • 🚀 Visually appealing design

Room to Improve

  • 🐛 App crashes or freezes when trying to access premium features
  • 🔕 Inability to mute notification sounds
  • 💰 Limited features in free version, paywall for premium

More Saving Money Free apps to explore

4
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(253K)
freemium
5
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
6
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Cashback for good money habits
Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges
💰 Finance
(12K)
free
7
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
8
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(325K)
subscription
9
Free Stuff Finder - Save Money
Free Stuff Finder - Save Money
Free Stuff Finder - Save Money
Savings. Deals. Coupons. Shop.
Free

Discover daily deals, coupons, and freebies to save significantly on everyday essentials and favorite brands. Learn couponing strategies and find the best savings from major retailers.

Daily deals and freebie offersCouponing guides and tutorialsSavings from major retailers
🛍️ Shopping
(2.8K)
free with in-app purchases
10
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases
11
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
12
SaveMate - Save money daily
SaveMate - Save money daily
SaveMate - Save money daily
by christian wojtaszek
Free
🔧 Utilities
(0)
13
Saving money - Tables
Saving money - Tables
Saving money - Tables
Create your savings table
Free

Organize and track your savings with this digital piggy bank. Easily record money added, create personalized savings tables, and add photos to your goals to stay motivated. Achieve your financial objectives step by step.

Record savings easilyCreate personalized savings tablesTrack progress and stay motivated
💰 Finance
(8)
free with in-app purchases
14
PeerPurse: Pay,Save & Business
PeerPurse: Pay,Save & Business
PeerPurse: Pay,Save & Business
Personal and Business Banking
Free
💰 Finance
(0)
15
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
16
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Know when your money runs out.
Free

This app provides a clear daily view of your financial runway, showing how many days your current balance will last. It helps you understand spending's impact on your available time and forecasts future financial scenarios.

Daily financial runway calculationSpending impact analysisSafe spending recommendations
💰 Finance
(5)
freemium
17
MoneyMind: Smart Saving
MoneyMind: Smart Saving
MoneyMind: Smart Saving
Set goals. Track daily savings
Free
📊 Productivity
(0)
18
Worthly: Money Tracker
Worthly: Money Tracker
Worthly: Money Tracker
Budget, save & build wealth
Free

Manage your finances with budgeting tools, net worth tracking, and savings goals. Make smarter money decisions with spending insights and a "Should I Buy This?" quiz. Stay on top of bills and plan your financial future.

Budgeting by categoryNet worth trackingSinking fund goals
💰 Finance
(0)
free with in-app purchases
19
bud: easy budget money planner
bud: easy budget money planner
bud: easy budget money planner
Expense & Savings Tracker
Free
💰 Finance
(0)
20
365 Saving - Daily Money Habit
365 Saving - Daily Money Habit
365 Saving - Daily Money Habit
Streak, Calendar & Spend Stats
$1.99
💰 Finance
(0)

FAQ about Saving Money Free

What are the best saving money free apps for iPhone?
Loot - Savings Goal & Tracker tops our saving money free apps ranking as of August 2026, with a 4.8-star average from 8.8K App Store ratings, and it's free to download.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ saving money free apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Loot helps you track your savings goals by visualizing them in a personalized 3D money jar. It creates a savings plan based on your goal amount and desired timeline, and sends you push notifications to help you stay on track.
The app allows you to set a savings goal and calculates how long it will take to reach it. It generates a savings plan and provides reminders to make payments, helping you stay consistent with your saving efforts.