Best Buybuy Now Apps

207+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

The best buybuy now apps on iPhone average 4.5★ across 207+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Buybuy Now Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (840K)NoNoJul 2026
2Sezzle - Buy Now, Pay LaterSezzle - Buy Now, Pay LaterFree4.9★ (294K)NoNoJul 2026
3Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoJul 2026
4Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoJul 2026
5BuyBuy NowBuyBuy NowFreeNoYesMay 2026
6Acima: Lease Now & Buy LaterAcima: Lease Now & Buy LaterFree4.8★ (25K)NoNoJul 2026
7ZOOD: Buy Now, Pay LaterZOOD: Buy Now, Pay LaterFree4.4★ (1.3K)NoNoJul 2026
8Stocks To Buy Now : AI SignalsStocks To Buy Now : AI SignalsFree4.8★ (4K)NoYesJul 2026

Top Picks for Buybuy Now

Zip - Buy Now, Pay Later#1

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Editor's Choice
🛍️ Shopping
4.9😊(840K ratings)
Free
#61in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support
Sezzle - Buy Now, Pay Later#2

Sezzle - Buy Now, Pay Later by Sezzle

Shop & Pay in 4¹
Strong Contender
🛍️ Shopping
4.9😞(294K ratings)
Free
Sezzle - Buy Now, Pay Later screenshot 1
Sezzle - Buy Now, Pay Later screenshot 2
Sezzle - Buy Now, Pay Later screenshot 3
Sezzle - Buy Now, Pay Later screenshot 4
Sezzle - Buy Now, Pay Later screenshot 5
Sezzle - Buy Now, Pay Later screenshot 6

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

What We Love

  • 🚀 Convenient payment option
  • 💳 Flexible payment plans
  • 🏪 Wide range of partner stores
  • 🆙 Increased spending limit with on-time payments

Room to Improve

  • 🤖 Poor customer service
  • 🔒 Concerns about security and fraud
  • 🔄 Issues with rescheduling payments
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#19in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3
Affirm: Buy now, pay over time screenshot 4
Affirm: Buy now, pay over time screenshot 5
Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More Buybuy Now apps to explore

4
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
5
BuyBuy Now
BuyBuy Now
BuyBuy Now
by Encore Games
Free
🛍️ Shopping
(0)
6
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect creditApproved for up to $4,000Shop at thousands of stores
🛍️ Shopping
(25K)
free
7
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
🛍️ Shopping
(1.3K)
free
8
Stocks To Buy Now : AI Signals
Stocks To Buy Now : AI Signals
Stocks To Buy Now : AI Signals
Data Science & Market Insights
Free

Leverage AI and expert analysis to discover high-potential stocks before significant market movements. Get actionable signals, price predictions, and insights into macro events to make smarter investment decisions.

AI trading signals for short and long-term investingAI price predictions integrated with macro eventsSmart investment insights from social sentiment and news
💰 Finance
(4K)
free with in-app purchases
9
Buy Sell Now - Sell it, Letgo
Buy Sell Now - Sell it, Letgo
Buy Sell Now - Sell it, Letgo
Buy it cheap, Sell it Fast
Free

This app facilitates local buying and selling of a wide range of items, from homes and cars to electronics and fashion. Users can easily list items, browse for deals, and communicate with sellers directly within the app. It also offers online shipping options and a platform for local services.

Local item buying and sellingList homes and cars for saleBrowse electronics and fashion
🛍️ Shopping
(1.8K)
free with in-app purchases
10
Finview: Stock Screener Signal
Finview: Stock Screener Signal
Finview: Stock Screener Signal
AI Stock Signal & Advisor
Free

This app educates swing traders and stock market investors with real-time buy/sell signals and advanced screening tools. It provides valuable insights, risk management guidance, and technical analysis to enhance trading acumen.

Advance Stock Screener with custom criteriaReal-time push signals with entry/exit targetsPremium stock and option signals
💰 Finance
(4.2K)
free with in-app purchases
11
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores
🛍️ Shopping
(709)
free
12
NOW Wallet: Buy & Swap Bitcoin
NOW Wallet: Buy & Swap Bitcoin
NOW Wallet: Buy & Swap Bitcoin
Stake, Store, Exchange Crypto
Free

This app is a comprehensive cryptocurrency management tool. It allows users to securely store, buy, sell, and exchange a wide range of digital assets. Features include staking for rewards, NFT support, and a cashback program.

Store 40+ blockchains and thousands of tokensBuy and sell crypto with bank cardsSwap over 800+ cryptocurrencies
💰 Finance
(823)
free
13
Payva: Buy Now, Pay Later
Payva: Buy Now, Pay Later
Payva: Buy Now, Pay Later
by Abundant Servicing
Free

Easily manage your existing payment plans in one secure location. Track your payment history, update payment methods, and make payments anytime with real-time updates.

Manage active payment plansMake one-time paymentsUpdate payment methods
💰 Finance
(4)
free
14
Odiopay - Buy now pay later
Odiopay - Buy now pay later
Odiopay - Buy now pay later
The most convenient way to pay
Free

This app offers a flexible way to shop now and pay later through manageable installments. It provides secure transactions, customizable repayment plans, and helps users build their credit score. Enjoy exclusive offers and a user-friendly interface for a seamless shopping experience.

Buy Now, Pay Later installmentsSecure and encrypted transactionsFlexible repayment plans
🌟 Lifestyle
(6)
free
15
RetailMeNot: Rewards & Codes
RetailMeNot: Rewards & Codes
RetailMeNot: Rewards & Codes
Earn rewards, get cash back
Free

Discover guaranteed savings with hundreds of thousands of offers and automatically stack cash back and promo codes. Get paid to shop with up to 20% cash back at thousands of retailers, and never miss a deal with personalized recommendations and notifications.

Stackable Savings™ technologyAutomatic promo code applicationUp to 20% cash back at 3,000+ retailers
🛍️ Shopping
(543K)
free with in-app purchases
16
Restaurant Coupons, Fast Food
Restaurant Coupons, Fast Food
Restaurant Coupons, Fast Food
Reward perkin silver city
Free

Discover free coupons and money-saving food deals for your favorite restaurants and nearby fast food establishments. Find local and chain restaurant discounts, get notified of new offers, and access deals from various platforms all in one place.

Find local couponsPrintable couponsSpecial deals for nearby restaurants
🍔 Food & Drink
(7.2K)
free with in-app purchases
17
OneCart - Save Now, Buy Later
OneCart - Save Now, Buy Later
OneCart - Save Now, Buy Later
All shoppings in one place
Free

Consolidate your online shopping from thousands of e-commerce sites into a single, organized list. Track prices, discover deals, and simplify your buying process for a hassle-free shopping experience.

Consolidate shopping from thousands of sitesTrack prices and find dealsOrganize all shopping items in one place
🛍️ Shopping
(1)
free
18
CirclePay - Buy Now Pay Later
CirclePay - Buy Now Pay Later
CirclePay - Buy Now Pay Later
by Circle Explorer PVT LTD
Free
💰 Finance
(0)
19
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
20
Tuyo: Buy Now, Pay Maybe
Tuyo: Buy Now, Pay Maybe
Tuyo: Buy Now, Pay Maybe
Pay for things, get some free
Free

Manage your digital dollars (USDC) with a self-custodial finance app. Access global banking features, send money instantly worldwide, and earn yield on your holdings. Spend USDC at millions of merchants using a linked card.

Self-custodial control of USDCUSD, EUR, MXN account numbersFree, instant global USDC transfers
💰 Finance
(124)
free with in-app purchases

FAQ about Buybuy Now

What are the best buybuy now apps for iPhone?
Zip - Buy Now, Pay Later tops our buybuy now apps ranking as of July 2026, with a 4.9-star average from 840K App Store ratings, and it's free to download.
Yes — 20 of the top buybuy now apps we rank are free to download, including Zip - Buy Now, Pay Later and Sezzle - Buy Now, Pay Later.
Zip - Buy Now, Pay Later has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 207+ buybuy now apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Zip is a service that allows you to split your purchases into multiple installments, typically 4 or 8, with payments due every two weeks. It aims to provide a flexible way to manage your spending both online and in physical stores.
You can use Zip to pay over time by splitting your order into installments. You can create a virtual card within the app for easy checkout or get a physical Zip Card. Payments are automatically scheduled every two weeks.