Comparison

Progressive Leasing vs Afterpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Progressive Leasing

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

Highlights
  • Apply from home or on the go
  • Lease-to-own purchase option
  • Instant decision for applications
  • Find nearby retail locations
  • Flexible payment plans
Features
Currently charting
Read full description

Progressive Leasing’s mobile app simplifies your shopping experience by providing the convenience of applying at home or on the go. We understand that less-than-perfect credit shouldn’t keep you from getting the things you need, and with over 30,000 retail locations nationwide, finding your next upgrade can be as easy as finding a store near you. Our simple and flexible lease-to-own purchase option means you get your items now and pay for them over time. It’s that easy. Download our app and apply for an instant decision today. You know what you need. We’ll help you get it.

About

Afterpay

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Highlights
  • Split purchases into 4 payments
  • Monthly payment options available
  • Discover exclusive deals and brands
  • Shop in-store with tap-to-pay
  • Manage payments and orders
  • Unlock spending power
  • Gift card purchases
Features
Currently charting
Read full description

Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time. Choose to pay in 4* generally over the course of 6 weeks, or up to 24 months**. With Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more. With over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products. AFTERPAY FEATURES: PAY IN 4 - Shop now and split your purchase to pay in 4 payments. - Split payments and pay generally over the course of 6 weeks. PAY MONTHLY - Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands. - Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability. SHOP NOW AND DISCOVER MORE IN THE APP - Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app. - Explore curated round-ups and gift guides from our editors. GIFT IT WITH AFTERPAY - Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app. - Select your gift card, send it directly to your recipient’s inbox, and pay over time. BUY NOW WITH AFTERPAY IN-STORE - Shop now for your favorite brands in-store with Afterpay. - Tap to pay, and take it home today. MANAGE YOUR SPLIT PAYMENTS - Review your Afterpay orders and manage payments in the app. - Select your preferred payment day to make your payment schedule work for you. STAY INFORMED WITH NOTIFICATIONS - Manage your notifications to stay up to date on your account, new brands, and exclusives. - Get alerts on your activity, payment schedules, and special offers. BUY NOW TO UNLOCK MORE SPENDING POWER - Unlock higher spending limits when you pay on time. - Check your spend limit and keep on top of your finances in the Afterpay app. 24/7 CUSTOMER SUPPORT - Get support anytime you need. - Use our customer support chat or access FAQs in the app. By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy). *You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. **You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.

Screenshots

Progressive Leasing4 screens
Afterpay4 screens

Verdict

The call

The clearest difference is ratings volume: Afterpay at 753K against Progressive Leasing's 34K. Afterpay also leads on rating (4.9 vs 4.7) and chart position (#38 vs #152). Progressive Leasing's advantage is device support (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Afterpay holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Afterpay has 753K ratings behind it against 34K, so its average is the more settled of the two. Written reviews complicate that: 25% of Progressive Leasing's written reviews are positive against 20% of Afterpay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Progressive Leasing ships an update every 3 weeks, Afterpay fortnightly. Both last shipped on September 27, 2026.

Scorecard4 real differences · 7 level
Progressive Leasing versus Afterpay: the parameters behind the verdict, then further details
ParameterProgressive LeasingAfterpay
PriceFreeFree
Rating4.7 (34K ratings)4.9 (753K ratings) — better
Positive reviews25.4% of reviews — better19.8% of reviews
Number of ratings34K753K — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#152#38 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size108 MB155 MB
Age rating4+17+
DeveloperProg Leasing, LLCAfterpay

Customer experience

Progressive Leasing

All ratings34,408 ratings
Positive92.1%
Neutral2.8%
Negative5.1%
Written reviews232 reviews
Positive25.4%
Neutral8.2%
Negative66.4%

Afterpay

All ratings752,708 ratings
Positive98.3%
Neutral0.6%
Negative1.1%
Written reviews1,055 reviews
Positive19.8%
Neutral5.7%
Negative74.5%

User reviews

Progressive Leasing

From 34K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Helpful for building credit
  • 🚀 Convenient payment options
  • 🔒 Good customer service

Room to improve

  • 🐛 App issues (freezing, glitches, login problems)
  • 💰 High interest rates and fees
  • 🤔 Confusing payment details and policies
  • 🤯 Unexpected charges and payment increases

Afterpay

From 753K App Store ratings

What we love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores

Room to improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues

Bugs and requests

Progressive Leasing

Reported bugs

2 issues
  • App not showing lease details
  • Payment issues (double charges, incorrect amounts)

Requested features

3 requests
  • Better app functionality and user experience
  • More transparency around payment terms and costs
  • Integration with mobile payment methods (e.g. Apple Pay)

Afterpay

Reported bugs

4 issues
  • Orders not processing properly
  • Payment issues and declined transactions
  • Inability to update payment information
  • App crashes and login problems

Requested features

4 requests
  • Report payments to credit bureaus
  • More flexible payment scheduling options
  • In-app customer service chat/phone support
  • Ability to use Afterpay for recurring bills/expenses

In-app purchases

None

Progressive Leasing

No in-app purchases

None

Afterpay

No in-app purchases

Questions

Is Progressive Leasing free?
Progressive Leasing is free to download, with no in-app purchases.
Is Afterpay free?
Afterpay is free to download, with no in-app purchases.
Which has better reviews, Progressive Leasing or Afterpay?
Afterpay is rated higher. Progressive Leasing averages 4.7 out of 5 from 34K ratings, while Afterpay averages 4.9 from 753K ratings.
Do Progressive Leasing or Afterpay have ads?
Neither Progressive Leasing nor Afterpay shows ads.
Which is updated more often, Progressive Leasing or Afterpay?
Progressive Leasing ships an update every 3 weeks, and Afterpay fortnightly. Most recently, Progressive Leasing was updated on September 27, 2026 and Afterpay on September 27, 2026.
Which is more popular, Progressive Leasing or Afterpay?
Progressive Leasing currently peaks at #152 in the App Store charts, and Afterpay at #38. Chart position reflects recent download velocity rather than total install base.

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