Progressive Leasing vs Afterpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Progressive Leasing
Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.
- Apply from home or on the go
- Lease-to-own purchase option
- Instant decision for applications
- Find nearby retail locations
- Flexible payment plans
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Progressive Leasing’s mobile app simplifies your shopping experience by providing the convenience of applying at home or on the go. We understand that less-than-perfect credit shouldn’t keep you from getting the things you need, and with over 30,000 retail locations nationwide, finding your next upgrade can be as easy as finding a store near you. Our simple and flexible lease-to-own purchase option means you get your items now and pay for them over time. It’s that easy. Download our app and apply for an instant decision today. You know what you need. We’ll help you get it.
Afterpay
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
- Split purchases into 4 payments
- Monthly payment options available
- Discover exclusive deals and brands
- Shop in-store with tap-to-pay
- Manage payments and orders
- Unlock spending power
- Gift card purchases
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Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time. Choose to pay in 4* generally over the course of 6 weeks, or up to 24 months**. With Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more. With over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products. AFTERPAY FEATURES: PAY IN 4 - Shop now and split your purchase to pay in 4 payments. - Split payments and pay generally over the course of 6 weeks. PAY MONTHLY - Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands. - Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability. SHOP NOW AND DISCOVER MORE IN THE APP - Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app. - Explore curated round-ups and gift guides from our editors. GIFT IT WITH AFTERPAY - Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app. - Select your gift card, send it directly to your recipient’s inbox, and pay over time. BUY NOW WITH AFTERPAY IN-STORE - Shop now for your favorite brands in-store with Afterpay. - Tap to pay, and take it home today. MANAGE YOUR SPLIT PAYMENTS - Review your Afterpay orders and manage payments in the app. - Select your preferred payment day to make your payment schedule work for you. STAY INFORMED WITH NOTIFICATIONS - Manage your notifications to stay up to date on your account, new brands, and exclusives. - Get alerts on your activity, payment schedules, and special offers. BUY NOW TO UNLOCK MORE SPENDING POWER - Unlock higher spending limits when you pay on time. - Check your spend limit and keep on top of your finances in the Afterpay app. 24/7 CUSTOMER SUPPORT - Get support anytime you need. - Use our customer support chat or access FAQs in the app. By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy). *You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. **You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.
Screenshots
Verdict
The clearest difference is ratings volume: Afterpay at 753K against Progressive Leasing's 34K. Afterpay also leads on rating (4.9 vs 4.7) and chart position (#38 vs #152). Progressive Leasing's advantage is device support (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Afterpay holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Afterpay has 753K ratings behind it against 34K, so its average is the more settled of the two. Written reviews complicate that: 25% of Progressive Leasing's written reviews are positive against 20% of Afterpay's, so the app with the better star average is not the one people write more warmly about.
Progressive Leasing ships an update every 3 weeks, Afterpay fortnightly. Both last shipped on September 27, 2026.
| Parameter | Progressive Leasing | Afterpay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (34K ratings) | 4.9 (753K ratings) — better |
| Positive reviews | 25.4% of reviews — better | 19.8% of reviews |
| Number of ratings | 34K | 753K — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #152 | #38 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 108 MB | 155 MB |
| Age rating | 4+ | 17+ |
| Developer | Prog Leasing, LLC | Afterpay |
Customer experience
Progressive Leasing
Afterpay
User reviews
Progressive Leasing
From 34K App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Helpful for building credit
- 🚀 Convenient payment options
- 🔒 Good customer service
Room to improve
- 🐛 App issues (freezing, glitches, login problems)
- 💰 High interest rates and fees
- 🤔 Confusing payment details and policies
- 🤯 Unexpected charges and payment increases
Afterpay
From 753K App Store ratingsWhat we love
- 🚀 Convenient payment plan
- 💳 No interest or hidden fees
- 🤝 Good customer service (initially)
- 📈 Increasing credit limit with usage
- 🛒 Wide range of participating stores
Room to improve
- 🐛 App/website technical issues
- 🔒 Security and privacy concerns
- 🤖 Lack of human customer support
- 🔽 Drastic credit limit reductions
- 🚫 Accounts closed/banned for minor issues
Bugs and requests
Progressive Leasing
Reported bugs
2 issues- App not showing lease details
- Payment issues (double charges, incorrect amounts)
Requested features
3 requests- Better app functionality and user experience
- More transparency around payment terms and costs
- Integration with mobile payment methods (e.g. Apple Pay)
Afterpay
Reported bugs
4 issues- Orders not processing properly
- Payment issues and declined transactions
- Inability to update payment information
- App crashes and login problems
Requested features
4 requests- Report payments to credit bureaus
- More flexible payment scheduling options
- In-app customer service chat/phone support
- Ability to use Afterpay for recurring bills/expenses
In-app purchases
Progressive Leasing
No in-app purchases
Afterpay
No in-app purchases
Questions
Is Progressive Leasing free?
Is Afterpay free?
Which has better reviews, Progressive Leasing or Afterpay?
Do Progressive Leasing or Afterpay have ads?
Which is updated more often, Progressive Leasing or Afterpay?
Which is more popular, Progressive Leasing or Afterpay?
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