myEquifax User Reviews

What users say

Top reviews

Wow!

Thank you for keeping me informed of All the changes of my account.

Changed credit cards

You keep informing me that you can’t withdraw money from my credit card. I know that, I swapped credit cards. I have tried numerous times to reset payment method and every time you say, the system is down try again later, this has been going on for two weeks now. You’re starting to worry me. I have even tried getting in through the app with absolutely zero luck probably spent an hour and a half to two hours total now, this is unacceptable.
Show more

They sell your information!

I get between 3 and 8 calls a day because of the information they sell. Why would I get a loan from someone who calls me randomly. Because of that reason alone I’m canceling.

Freeze

Lock. And unlock quick and easy for my personal loan , beautiful

I wish this didn’t exist

I was able to log in this morning. It said my account was unfrozen, now I’m locked out, I can’t run my credit, and I wish I hadn’t even tried to get a home-loan. Your phone system sucks too, I gave up on it after 14 minutes. All this while your Lock & Alert used to actually work.

Intuitive App

Freezing and unfreezing credit is so easy. Thank you.

Excelente

Super

It’s 2026 but your site and app runs like it’s the 80s

Can’t get my free report in the app so I am routed to the website were I can get my free report from the 3 credit bureaus and I was able to get the other 2 successfully but of course when I get to my equifax one the verification glitches and I am prompted to start again.. so I do but now I am told that I should already have my free report.. like????
Show more

No funciona

Dice q tienes un crédito y al final tienes otro

Could be better

I got this freeze or unfreeze my credit. But I have to do it through the website not through this app. So what’s the point of this app? Within the app they tell you to go to the website then you go to the website which then advertises to use the app as well as the upgrade for the five dollar plan. Such a waste of time.
Show more

Unable to access account in app

Have been unable to access account in app for several months now. Opened a case, and found out there were no notes about the issue written in the case! Terrible customer service!

Not worth the time or money

It’s very frustrating that I cannot access or see my full credit report via the app or online and that my only option is having it mailed to me. It’s a waste of my time and money.

EASE OF USE

Ease of use is super.

Not helpful

Very hard to communicate with customer service

Love love

Love app omg

Disappointing

Can’t get enough information on the app.

Key function left out!

The app does the basics just fine. The single most valuable piece is missing, though. When I want to unfreeze/refreeze my credit, I’m going to be out somewhere, not sitting at my computer at home. The app needs to have this feature prominently displayed on the dashboard. If you really want to protect users, then make it easy for us!!!
Show more

What am I buying?

So much good information!
Thanks

Attached a paid bill from 2025 as paid to my account without even contacting me. I’m 54 and have NO

You Attached a paid bill from 2025 as unpaid to my account without even contacting me. I’m 54 and have NO bad credit! No unpaid bills. No late paid bills NOTHING DEROGATORY ON MY CREDIT AY ALL! What were you thinking?!? The only problem I ever have with any of you credit reporting agencies is I use to much of my credit cards ! Not that I don’t pay them or pay them late or anything like that!
Show more

Continual Errors messages

I can’t log in or see my account because of the constant error messages. I have been trying to get my score from the bureau for 2 years now! Constant problems.