Cool App
Cool App
Trust
Easy to use any time that I need to unfreeze my credit
Scam DONT FALL FOR IT. 1 star is to many.
I reported it to my bank also. This is a scam to store your credit card info. I used my venmo and it wont allow me to disconnect it. I already cancelled a few minutes after I downloaded. I called and canceled also and still cant take it off my venmo after editing the billing info. You cant delete your billing info and even when you call they dont delete it. The rep got frustrated when I kept saying delete my billing info. They will lie and try to get you to stay. Take my word for it and avoid it like the plague.
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Response from developer
We sincerely hear your concerns regarding your billing details and Venmo authorization, and we understand how alarming this situation feels. We want to emphasize that payment information security and proper account cancellation are top priorities for us. To ensure your account and billing records are fully addressed, please call Customer Care at 1-866-349-5208, from 9am to 9 pm (ET) Monday-Friday, and 9am to 6pm (ET) - Saturday-Sunday. - Titus
Love it
Hard to cancel
Finally works well since IOS 27.
**Reviewed October 2026**
I have unfavorably reviewed this app in the past due to the inability to autofill login information. But this is no longer an issue for me as the app now accepts autofill and logs in smoothly. It's functional and well organized showing me what I'm interested in without overwhelming me with offers.
The free option to freeze and unfreeze is right there on the front page, not hidden behind Equifax's paid options. And my report and details are a tap way, again without being flooded with ads.
If the app would allow me to sign in automatically or even with just a PIN like Transunion's app I'd rate it 5 stars.
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**Reviewed again June of 2026**
Autofill still doesn’t work. Developer says it works but doesn’t. Every other app I use accepts autofill. Very inconvenient. Better to just use the website.
-Original Review-
Functions fine once logged in, but uses a web login that doesn't allow password autofill. AND you have to log in every time you open the app.
I appreciate security, but I should have the option to trust my own phone and not have to remember or copy and past my password every time I open the app.
And don't talk to me about biometrics like your canned response to everyone else. If I unlock my phone using my configured method, then my phone is SECURE. Biometrics alone are less secure as someone can simply hold your phone in front of your face against your will.
Implement password autofill like other apps and stop making excuses.
Allow the app to remember and auto login like other apps or just prompt for PIN/FaceID.
I have unfavorably reviewed this app in the past due to the inability to autofill login information. But this is no longer an issue for me as the app now accepts autofill and logs in smoothly. It's functional and well organized showing me what I'm interested in without overwhelming me with offers.
The free option to freeze and unfreeze is right there on the front page, not hidden behind Equifax's paid options. And my report and details are a tap way, again without being flooded with ads.
If the app would allow me to sign in automatically or even with just a PIN like Transunion's app I'd rate it 5 stars.
===============
**Reviewed again June of 2026**
Autofill still doesn’t work. Developer says it works but doesn’t. Every other app I use accepts autofill. Very inconvenient. Better to just use the website.
-Original Review-
Functions fine once logged in, but uses a web login that doesn't allow password autofill. AND you have to log in every time you open the app.
I appreciate security, but I should have the option to trust my own phone and not have to remember or copy and past my password every time I open the app.
And don't talk to me about biometrics like your canned response to everyone else. If I unlock my phone using my configured method, then my phone is SECURE. Biometrics alone are less secure as someone can simply hold your phone in front of your face against your will.
Implement password autofill like other apps and stop making excuses.
Allow the app to remember and auto login like other apps or just prompt for PIN/FaceID.
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Response from developer
Thank you for updating your review! We’re thrilled to hear that the recent login and autofill updates have improved your sign-in experience, and that you're enjoying the easy access to credit report details and security freezes. We appreciate your feedback! - Titus
Trying to pull free report
Website took me premium membership not free
Terrible
Trash save your money
Fails
The app always fails when you go to view your credit
Equifax
Keeping your credit real and honest, Equifax always has the best service by phone
Credit
It’s a great app to keep up with your credit score
Hard sales
Too much pressure to purchase services. Yes there are free services but you must wade through several that are not.
Nice
amazing
Biased
Biased in reporting
Freeze
I did not put a freeze on my acct but it was toggled on anyway
Website
It keeps kicking me out before I’m done dispute.
Can’t show report
How is the company responsible for holding my credit report records unable to show me my report and telling me to come back later that is insane to me‼️
Easy to use
The Equifax app is so easy to use compared to other credit bureau apps. Thumbs up!
5 STARS
This app was extremely user friendly!!!
Credit score
Always has issues. My bankruptcy was discharged a while ago and this app allows people to keep adding incorrect information to your credit report
Peace of Mind
My information was recently hacked, I received a text message with all of my information, including my Social Security number in my home address and telephone number. It’s a piece of mind, knowing that I’m able to use to freeze my account preventing any fraud.
