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ID Watchdog

ID Watchdog

by Equifax

1.5K ratings
92 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • August 8, 2017
  • October 6, 2026

Features

Developer

Equifax
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About

Safeguard your personal information and that of your family with real-time alerts for suspicious activity. Control access to your credit report, monitor the dark web, and receive expert help if your identity is compromised.

✓Real-time alerts for suspicious activity
✓Credit report lock and unlock
✓Dark web monitoring
✓Family protection plans
✓Expert identity restoration support
✓Credit score tracking
Show original description

What users say

Summarized from real user reviews of ID Watchdog. Based on 1.5K reviews and a 4.6/5 average, it highlights the 4 positives and 39 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy navigation
  • 🚀Impressive enhancements
  • 🔒Critical protection during crises
  • 💡Dual bureau lock

Negative things

  • 🐛Slow and difficult to use
  • 🐛Cannot log in
  • 🐛Navigation on app is limited
  • 🐛App not working
  • 🐛Can't login with internet error
  • 🐛Trash app
  • 🐛Locks you out all the time
  • 🐛Alert deletion issues
  • 🐛Slow alerts and lack of details
  • 🐛Crashes when opening
  • 🐛Doesn't work at all
  • 🐛App doesn't work at all
  • 🐛Crashes on launch
  • 🐛Unusable waste of time
  • 🐛Face ID broken
  • 🐛Score won't refresh
  • 🐛Broken
  • 🐛Nothing to display
  • 🐛Horrible app
  • 🐛Terrible app
  • 🐛Does not work with Apple
  • 🐛Locks me out, annoying
  • 🐛Login issues
  • 🐛Can't log in
  • 🐛Trash
  • 🐛Will not accept username/password
  • 🐛Not working
  • 🐛App won't start!!
  • 🐛Version not supported?
  • 🐛Version
  • 🐛App no longer supported with Apple iOS 13.6
  • 🐛Locked out and email to reset never comes
  • 🐛Total garbage
  • 🐛Wish the app worked
  • 🐛Unable to log in
  • 🐛Needs password help
  • 🐛Terrible customer and app support
  • 🐛Functionless
  • 🐛Does not load alerts
See all reviews
+1

What's New in ID Watchdog

7.5.1

October 6, 2026

Your ID Watchdog experience just got an upgrade! Here's what you can expect: • Fresh overview screen design helps you see important data at a glance and streamline navigation

More

User reviews

Most RecentHighest RatedLowest Rated

Excellent employer benefit

Predictable honest and caring staff
Forward2Forward2

Good value protection.

Descent protection and monitoring. You get what you pay for in life and this is no different. It doesn’t have everything that some competitors offer, but those competitors charge more.
The Middle Age ManThe Middle Age Man

Notices welcome but….

I received a notice on credit “. capital one closed account “…. I don’t have a Capital One account…. ID Watchdog doesn’t tell what to do…. I still like alerts!

08/17/2026
My credit score dropped from 791 to 676 I one month ID Watchdog Specialist could not find a reason. Though ID Watchdog is own by Expedia they could not request a credit report nor resolve the discrepancy, so why pay for ID Watchdog- a waste of money and energy!
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GlennvegasGlennvegas

Not working

The app is working but the credit score tracker always say no internet connection and my phone is connected to the internet. That is the only part of the app that isn’t working. Please fix so I keep track of my score.
timmckee76timmckee76

Concerning!

Immediately crashes! Tried uninstalling and reinstalling, doesn’t help. I haven’t used it in a few weeks so I’m not sure when it began. Frustrating!
NCite45NCite45
See 87 more reviews

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User experience

🐞

Reported Bugs

4 issues

Frequent crashes and login issues

Bug

Compatibility problems with iOS versions

Bug

Unreliable alerts and notifications

Bug

Unresponsive customer support

Bug
✨

Requested Features

3 requests

Easier login and password reset

Feature

Family account management

Feature

More detailed alerts and information

Feature

FAQ

What does ID Watchdog do?

ID Watchdog helps protect your identity and your family's personal information. It provides real-time alerts for suspicious activity, allows you to lock and unlock your Equifax credit report, and monitors billions of data points, including the dark web, for signs of identity theft.

What are the key features of ID Watchdog?

Key features include real-time alerts for potential threats, the ability to lock and unlock your Equifax credit report, child credit lock to protect minors, credit score tracking using the VantageScore model, and dark web monitoring. It also offers expert support for identity restoration if you become a victim.

How much does ID Watchdog cost?

The provided information indicates the app is free with in-app purchases, suggesting that core monitoring and protection features may require a subscription or purchase within the app.

What kind of credit scores does ID Watchdog provide?

The app provides credit scores based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax, Experian, and TransUnion is used. A one-bureau VantageScore uses Equifax data.

Can I still access my credit report if it's locked?

Yes, certain entities can still access your Equifax credit report even when locked. This includes companies providing you with a copy of your report or score upon request, government agencies and courts in specific circumstances, and companies involved in insurance underwriting, employment, or tenant screening.