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myEquifax UK

myEquifax UK

by Equifax

68 ratings
42 reviews
💰 Finance

Details

Released
March 5, 2026
Updated
October 16, 2026

Developer

Equifax
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About

Access your motor finance agreements and receive monthly updates on your Equifax Credit Score and Statutory Credit Report. Sign up for a free Equifax Basic account directly within the app. Checking your credit information will not harm your rating.

✓Motor finance agreement checker
✓Free Equifax Basic account registration
✓Monthly credit score updates
✓Statutory credit report access
✓Safe credit score checking
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+1

What's New in myEquifax UK

1.0.8

October 16, 2026

Bug fixes and performance improvements.

User reviews

Most RecentHighest RatedLowest Rated

Car finance checker

Excellent platform for credit score and car finance checker
P6pete 61394

Response from developer

Hi There, Thank you for taking the time to leave a review and for your kind comments. We’re always looking at ways to improve and develop our service and your feedback will help us. Kind Regards, Equifax Customer Care Team

Impossible to even register … therefore USELESS.

Downloaded app and opened … then asks for registration. Fine so far. Presents a registration form to complete … asks simple questions like “name” … but doesn’t bring up keyboard to enable you to actually enter anything! I’m presented with cells to complete and no means to enter data. Want to give ZERO star rating but forced to give min of ONE star.
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BOBaldrick the Oppressed

Response from developer

Hi there, Thank you for your feedback. We are sorry to hear you are experiencing some issues, can you try the following steps? Restart the App: Could you try force-stopping the app and opening it again? To do this on your iPhone/iPad, can you swipe up from the bottom of the screen ( or double-tap the Home button) and swipe the app off the top of the screen. Restart the device: If the issue continues, a simple restart of your phone can often clear temporary glitches. Please try restarting your device. Update the app: Please check if the myEquifax app is updated to the latest version in the App Store. Reinstall the App: As a last step for basic troubleshooting, you can try deleting the myEquifax app and reinstalling it from the app store. This often fixes broken installations. If you've tried these steps and the problem still persists, Please contact us on 0800 688 8023. Kind Regards, Equifax Customer Care Team

Works ok but very limited

The app is fine for checking your latest score but to view your full report, it redirects to the website rather than viewing everything in the app like with the other reference agency apps. The app just doesn’t have much in the way of functionality. Where is the ability to lock my credit account like I can do on Experian etc?
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EEviscerate666-

Response from developer

Hi there, Thank you for taking the time to leave us a rating and a comment. We’re keen to listen to all feedback. If you need any assistance with the app, please don’t hesitate to contact us on 0800 688 8023. Kind Regards, Equifax Customer Care Team

Did the job

Sign in process was quite simple and I could access application right after signing in. Although I have been kicked off the app at the first attempt to use it, the second went smooth and I was able to get what I wanted. I needed to get my car finance records which I couldn’t find in my documents and the app was super helpful with that.
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YYacinhio

Response from developer

Hi There, Thank you for taking the time to leave a review and for your kind comments. We’re always looking at ways to improve and develop our service and your feedback will help us. Kind Regards, Equifax Customer Care Team

Worse than the browser site- if possible

For a respected credit check website to have such poor, buggy software is unforgivable. You can’t log in on the app with ‘the wrong type of details’ that work (or don’t even work) in the browser. The idea that they can efficiently pull records and receive reports from financial institutions but not commission a functioning website or app is mind blowing. No doubt they’ve got a bit to reply to this review, or an underpaid minion who knows how poorly it functions but is powerless to get the decision makers to pull their finger out. Come on, Equifax!
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SSchpat

Response from developer

Hi there, Thank you for taking the time to leave us a rating and a comment. We’re keen to listen to all feedback. If you need any assistance with the app, please don’t hesitate to contact us on 0800 688 8023. Kind Regards, Equifax Customer Care Team

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FAQ

What is myEquifax UK?

myEquifax UK is a free finance app that allows users to view their motor finance agreements, access their monthly Equifax Credit Score, and view their Statutory Credit Report. It's designed to provide a simple way to monitor your financial information.

How do I sign up for Equifax Basic?

You can register for a free Equifax Basic subscription directly within the myEquifax UK app after downloading it. No credit card is required to sign up for this free service.

Will checking my credit score harm my rating?

No, checking your credit score and report through Equifax Basic within the myEquifax UK app is safe and will not harm your credit rating. This is often referred to as a 'soft check'.

How often is my credit score updated?

Your Equifax Credit Score is refreshed every month upon logging into the myEquifax UK app. This ensures you have up-to-date information on your credit standing.

What information is included in the Statutory Credit Report?

The Statutory Credit Report provides a basic view of your credit history, which is the information lenders use when assessing credit applications. This report is accessible for free through the myEquifax UK app.

Does myEquifax UK have ads?

The provided data does not indicate the presence of advertisements within the myEquifax UK app. It is described as a free service with no catch.

What devices is myEquifax UK available on?

The app is available for devices with an age rating of 4+. Specific operating system requirements (e.g., iOS or Android versions) are not detailed in the provided information.

How often is myEquifax UK updated?

The latest version of myEquifax UK is 1.0.4, and it was last updated on April 15, 2026. This suggests regular updates to maintain functionality and security.