myEquifax UK

myEquifax UK

by Equifax

68 ratings
34 reviews

Details

  • Released
  • Updated
  • March 5, 2026
  • June 11, 2026
myEquifax UK screenshot #1 for iPhone
myEquifax UK screenshot #2 for iPhone
myEquifax UK screenshot #3 for iPhone
myEquifax UK screenshot #4 for iPhone
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About

Access your motor finance agreements and receive monthly updates on your Equifax Credit Score and Statutory Credit Report. Sign up for a free Equifax Basic account directly within the app. Checking your credit information will not harm your rating.

Motor finance agreement checker
Free Equifax Basic account registration
Monthly credit score updates
Statutory credit report access
Safe credit score checking
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What's New in myEquifax UK

1.0.5

June 11, 2026

General performance improvements and minor bug fixes for a smoother experience.

User reviews

Unusable app due to bugs

This app is so buggy it’s totally unusable. Every time I try to login, it tells me that my password is incorrect and my account will be locked after 3 attempts. I go through the process of changing my password (which I did today, just to time it, and it took just under 25 minutes) - captcha to verify I’m a person, enter email to reset password, wait for the email to arrive (which it doesn’t always do), make sure I open it in Safari because the site doesn’t work in Chrome, captcha again, reset password (with some of the most stringent password rules around), a third captcha, and then it lets me in on the website. The financial data may or may not be up to date. Log out, try to login via the app…and it tells me the password I just set up is incorrect. I’ve tried writing it in manually, and I’ve tried copy-pasting it in so I know there are no errors. It will not accept the password until I reset it again.

I consider an app that requires you to take 25 minutes to reset your password each time you use it to be fundamentally unusable. I’ve given up and am now only using Experian and Clearscore (which uses Equifax data but is typically around 8 weeks behind). I would absolutely use the app - possibly even pay for it - if it worked. I cannot use this. And just looking at the ratings and reviews of this app vs the Experian one should tell you that I’m not the only one. I’m frankly amazed that a company this high-profile can’t create a working app and website.
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Useless

Can’t even sign into the app

Painful

It’s a half native, half web-based experience which requires needless re-authentication. The UI is janky and randomly doesn’t load. It was a real headache to make an account and login. I had to waste time calling customer support only to be told to try logging in again which randomly worked.
Other providers have set the UX bar rightly very high, and this app ( / website thing?) is woefully below it.
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Useless

What’s the point of an app that just sends you to the website, part of which says your password is incorrect! Can’t use the app or the website so will have to resort to calling. Why would I possibly trust this organisation with my financial data if they can’t even get this right!

App or service garbage

Either the app is garbage or the service itself is. Literally every time I try to use the app it says the email address/password combination is wrong. I have been through the reset process of resetting and I use a password manager so that I don’t have to remember the password but it happens every time.
Just rubbish.
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Developer apps

FAQ

What is myEquifax UK?

myEquifax UK is a free finance app that allows users to view their motor finance agreements, access their monthly Equifax Credit Score, and view their Statutory Credit Report. It's designed to provide a simple way to monitor your financial information.

How do I sign up for Equifax Basic?

You can register for a free Equifax Basic subscription directly within the myEquifax UK app after downloading it. No credit card is required to sign up for this free service.

Will checking my credit score harm my rating?

No, checking your credit score and report through Equifax Basic within the myEquifax UK app is safe and will not harm your credit rating. This is often referred to as a 'soft check'.

How often is my credit score updated?

Your Equifax Credit Score is refreshed every month upon logging into the myEquifax UK app. This ensures you have up-to-date information on your credit standing.

What information is included in the Statutory Credit Report?

The Statutory Credit Report provides a basic view of your credit history, which is the information lenders use when assessing credit applications. This report is accessible for free through the myEquifax UK app.

Does myEquifax UK have ads?

The provided data does not indicate the presence of advertisements within the myEquifax UK app. It is described as a free service with no catch.

What devices is myEquifax UK available on?

The app is available for devices with an age rating of 4+. Specific operating system requirements (e.g., iOS or Android versions) are not detailed in the provided information.

How often is myEquifax UK updated?

The latest version of myEquifax UK is 1.0.4, and it was last updated on April 15, 2026. This suggests regular updates to maintain functionality and security.