Best Equifax App Free

221+ iOS apps curated and reviewed

4.8 avg rating
19 free apps
Updated July 2026

Whether you're new to equifax app free or looking for an upgrade, our curated collection of 221+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Equifax App Free

myEquifax#1

myEquifax by Equifax Inc

Start your credit journey
Editor's Choice
💰 Finance
4.8😞(37K ratings)
FreeAds
#80in Finance
myEquifax screenshot 1
myEquifax screenshot 2
myEquifax screenshot 3
myEquifax screenshot 4
myEquifax screenshot 5
myEquifax screenshot 6

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

What We Love

  • 👍 Convenient credit monitoring
  • 🚀 Easy to use app layout
  • 🔒 Secure login experience

Room to Improve

  • 🐛 Login issues and inability to create an account
  • 🔍 Difficulty finding credit freeze/unfreeze functionality
  • 🚫 Limited app functionality compared to website
Experian®#2

Experian® by CONSUMERINFO.COM, INC.

Control Your Credit & Finances
Strong Contender
💰 Finance
4.8😐(2.7M ratings)
FreeAdsIn-App Purchases
#29in Finance
Experian® screenshot 1
Experian® screenshot 2
Experian® screenshot 3
Experian® screenshot 4
Experian® screenshot 5
Experian® screenshot 6

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
TransUnion®#3

TransUnion® by TransUnion Interactive

Your scores, reports & offers
Worth Considering
💰 Finance
4.6😞(39K ratings)
Free
#97in Finance
TransUnion® screenshot 1
TransUnion® screenshot 2
TransUnion® screenshot 3
TransUnion® screenshot 4
TransUnion® screenshot 5

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information

More Equifax App Free apps to explore

4
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases
5
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
6
LifeLock Identity
LifeLock Identity
LifeLock Identity
Identity Theft Protection
Free

This app helps protect your personal information from identity theft and financial fraud. It detects potential threats, alerts you to suspicious activity, and offers assistance if your identity is compromised. Features include credit monitoring, identity locking, and social media monitoring.

Identity theft protectionFinancial fraud preventionThreat detection and alerts
💰 Finance
(194K)
free with in-app purchases
7
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
8
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
9
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
10
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(256K)
free with in-app purchases
11
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
💰 Finance
(65K)
free with in-app purchases
12
FAX from iPhone: Send Doc App
FAX from iPhone: Send Doc App
FAX from iPhone: Send Doc App
Faxing for Phone iPad, Receive
Free

Send and receive faxes directly from your iPhone or iPad without needing a physical fax machine. This app allows you to scan documents, upload various file types, and track the status of your sent faxes. It offers a dedicated number for receiving faxes globally.

Send faxes from iPhone/iPadReceive faxes with dedicated numberAdvanced document scanner
💼 Business
(371K)
free with in-app purchases
13
Aura: Security & Protection
Aura: Security & Protection
Aura: Security & Protection
Identity, Credit & Asset guard
Free

This app offers comprehensive digital safety, protecting against identity theft, fraud, and online threats with AI-powered monitoring and alerts. It secures online activity, reduces spam, and helps manage credit and passwords for peace of mind.

AI-powered identity and credit fraud alertsSecure VPN with malicious website blockingSpam and robocall reduction
💰 Finance
(101K)
free with in-app purchases
14
Scanner App: Genius Scan
Scanner App: Genius Scan
Scanner App: Genius Scan
PDF documents & OCR
Free

This app transforms your mobile device into a powerful document scanner. It automatically detects, crops, and enhances paper documents, allowing you to export them as multi-page PDFs. Organize, secure, and share your scanned files with advanced features.

Smart document detection and croppingBatch scanning for multiple pagesPDF creation and editing
💼 Business
(1.3M)
free with in-app purchases
15
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(241K)
free with in-app purchases
16
Coastal Heritage Mobile
Coastal Heritage Mobile
Coastal Heritage Mobile
by Coastal Heritage Bank
Free

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and send money securely. Enjoy quick and safe access with biometric login and customizable alerts.

Account managementMobile check depositFund transfers
💰 Finance
(951)
free
17
Accounts 2 Checkbook
Accounts 2 Checkbook
Accounts 2 Checkbook
by Steve Tran
$3.99

Manage your personal finances and replace your paper checkbook with this intuitive app. Track daily transactions, schedule recurring payments, and capture photo receipts. Generate insightful reports and export your data for easy analysis.

Schedule recurring transactionsCapture and store photo receiptsGenerate graphs and reports
💰 Finance
(6.6K)
paid
18
iFax App Send Fax From iPhone
iFax App Send Fax From iPhone
iFax App Send Fax From iPhone
eFax Ad Free Faxing For Phone
Free

Transform your iPhone or iPad into a portable fax machine. Send and receive faxes securely and efficiently without needing an account or paperwork. Offers HIPAA-compliant, enterprise-grade features for both personal and business use.

Send and receive faxes on the goHIPAA & GLBA-compliant faxingCloud integration for documents
💼 Business
(36K)
free with in-app purchases
19
Credit Score & Repair Guide
Credit Score & Repair Guide
Credit Score & Repair Guide
Learn and improve your score
Free

Learn how to get your free credit score, understand credit reports, and improve your creditworthiness. This mini-course simplifies complex financial topics to help you build a better financial future.

Free credit score accessCredit report analysisCredit monitoring explained
💰 Finance
(26)
free
20
PrivacyGuard - ID protection
PrivacyGuard - ID protection
PrivacyGuard - ID protection
Identity security & safety
Free

This app offers 24/7 identity monitoring on the public and dark web, along with monthly triple-bureau credit scores and reports. It provides alerts, fraud resolution assistance, and digital device protection to safeguard your personal information.

24/7 identity monitoringDark web monitoringMonthly triple-bureau credit scores
💰 Finance
(2.1K)
free with in-app purchases