Best Equifax Apps

myFICO - Credit Score Tracking

Monitor & Report Credit Scores

Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

Intuit Credit Karma

Save, Spend & Grow Your Credit

Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Capital One CreditWise

Your credit score, simplified

Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Kikoff – Build Credit Quickly

Equifax, Experian + TransUnion

Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Affirm: Buy now, pay over time

Flexible payments, big savings

Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Credit Sesame: Grow Your Score

Manage, Track & Build Credit

Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Self - Credit Builder & Cards

Build credit for a credit card

Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Cresla AI

AI credit insights & disputes

Free

This AI-powered tool analyzes your credit reports from major bureaus, providing clear insights into factors affecting your score. It helps identify negative items, offers personalized recommendations, and generates dispute letter templates to help you manage your credit.

CreditVana

Credit Scores, Credit & More

Free

Monitor your credit score and track changes to your credit profile. Receive personalized insights and alerts to help you make smarter financial decisions and improve your credit health. Access your financial information securely anytime, anywhere.

Atlas - Rewards Credit Card

Earn cash back. Build credit.

Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

LifeLock Identity

Identity Theft Protection

Free

This app helps protect your personal information from identity theft and financial fraud. It detects potential threats, alerts you to suspicious activity, and offers assistance if your identity is compromised. Features include credit monitoring, identity locking, and social media monitoring.

Build Credit & Fix It: Dovly

Fast AI Credit Score Boost

Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

Lexington Law - Credit Repair

Credit Repair, Score & Reports

Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Etihad Credit Bureau

UAE Credit Report & Score App

Free

Access and understand your digital credit report, monitor your credit score, and receive tips to improve your financial standing. Scan cheques for clearance likelihood and easily request data corrections directly within the app.

Credit Score Check

Track Your Credit Wise Report

Free

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

Leverage Retirement

401ks inspired by people

Free

Manage your retirement account on the go. Enroll, forecast income, monitor investments, and adjust contributions. Access financial learning resources and manage account settings securely.