Best Equifax Apps

4.8😞(54K ratings)

Free

#73in Finance

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

What We Love

👍 Convenient credit monitoring
🚀 Easy to use app layout
🔒 Secure login experience

Room to Improve

🐛 Login issues and inability to create an account
🔍 Difficulty finding credit freeze/unfreeze functionality
🚫 Limited app functionality compared to website

TransUnion® by TransUnion

Your scores, reports & offers

Strong Contender

4.6😞(39K ratings)

Free

#100in Finance

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

🚀 Lightning-fast load times
🔒 Robust security features
👍 Useful credit monitoring

Room to Improve

🐛 Frequent login issues
💰 Expensive subscription
🔍 Inaccurate credit information
📞 Poor customer support
🔑 Password management problems

Experian®: Credit Score & more by Experian

Loans, Cards, Save & Protect

Worth Considering

myFICO - Credit Score Tracking

4.8😐(2.7M ratings)

FreeIn-App Purchases

#31in Finance

Experian®: Credit Score & more screenshot 1

Experian®: Credit Score & more screenshot 2

Experian®: Credit Score & more screenshot 3

Experian®: Credit Score & more screenshot 4

Experian®: Credit Score & more screenshot 5

Experian®: Credit Score & more screenshot 6

Access your credit report and FICO Score for free. Get personalized credit card and loan offers, monitor your credit, and improve your financial health. Premium features include bill negotiation and cash advances.

What We Love

🚀 Accurate credit score monitoring
👍 Helpful credit improvement tips
🔒 Secure credit report access
💡 Useful Experian Boost feature
🚀 Convenient credit tracking

Room to Improve

🐛 Inaccurate credit score reporting
🔒 Poor customer service and support
💰 Overpriced premium subscription
🐛 Buggy app performance
🔒 Difficult to cancel subscription

More Equifax apps to explore

Monitor & Report Credit Scores

FICO Scores for lendingCredit report comparisonFICO Score Simulator

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content.

Save, Spend & Grow Your Credit

Financial summary and credit score trackingPersonalized credit card and loan recommendationsInsurance offer comparison

Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay. Offers identity protection and bill negotiation for subscribers.

Your credit score, simplified

(7.8M)

freemium

Capital One CreditWise

Free FICO Score 8 accessTransUnion credit reportDark web alerts

Monitor your credit score and report for free. Get insights into factors affecting your score, receive alerts for suspicious activity, and simulate financial decisions to understand their impact.

Affirm: Buy now, pay over time

(311K)

ad-supported

Flexible payments, big savings

Pay over time optionsAffirm Card for Visa purchasesDiscover deals and 0% APR

This app allows users to pay for purchases over time with flexible payment options. It offers a virtual card for use anywhere Visa is accepted and provides access to deals and 0% APR options.

🛍️ Shopping

(2M)

Credit Sesame: Grow Your Score

Manage, Track & Build Credit

Free credit score checksCredit report summariesFree credit alerts

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Self - Credit Builder & Cards

(436K)

freemium

Secured Card & Score Tracker

Secured Self Visa® Credit Card with no credit checkCredit Builder Account to improve credit scoreReport rent, utility, and cell phone payments

Build credit and grow savings with a secured credit card or credit builder account. This tool helps establish better financial habits and offers a path to credit with no initial credit check. Report rent, utility, and cell phone payments to credit bureaus.

(340K)

Kikoff: Build Credit Quickly

Grow & Monitor Your Credit

Build credit historyMonitor credit scoreReport rent and bills

This app helps you build and monitor your credit score quickly and affordably. It reports to all three major credit bureaus, allowing you to improve your credit history with regular payments. You can also track your score and dispute errors directly within the app.

Identity Theft Protection

Personal information monitoringIdentity restoration specialistsUp to $3 million coverage

This app monitors your personal information for threats and provides alerts if your identity is compromised. If you become a victim, dedicated specialists will help restore your identity, with up to $3 million in coverage and scam support.

(197K)

Payments, Balance & Rewards

Amex

Manage Cards, checking, and savings accountsFreeze and unfreeze cards instantlyView and redeem rewards

Manage your American Express accounts, track spending, and redeem rewards on the go. Access offers, freeze your card instantly, and get 24/7 customer support.

(4.5M)

Atlas - Rewards Credit Card

Earn cash back. Build credit.

4x higher approval ratesInstant approval without leaving the app0% APR

Build credit and earn cash back with a rewards card designed for easy approval, even with no credit history. Enjoy automatic savings at popular retailers and track your credit score's progress.

(302K)

LexisNexis EssentialID™ Wallet

by LexisNexis Risk Information and Analytics Group

Digital credential storageSecure document deliveryPaper-free management

Securely store and present digital credentials on your mobile device. This app offers a fast, paper-free way to manage important documents.

✈️ Travel

(1)

Lexington Law - Credit Repair

Credit Repair, Score & Reports

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

(113K)

Track Your Credit Wise Report

Credit Score Check

Credit history analysisTrack major credit bureausFinancial dashboard

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

(223)

Seen Mobile - Build Credit

Spend, Track & Build Credit

Manage Seen Mastercard accountTrack balance and transactionsSchedule and manage payments

Manage your credit card, track spending, and build your credit history. This app offers features like digital card access, autopay, and card locking for enhanced financial control and security. It reports payment history to major credit bureaus to help users improve their credit score.

Credit Scores, Credit & More

3-bureau credit reportsAI credit coach24/7 identity theft protection

Monitor your credit from all three major bureaus, protect your identity with dark web monitoring, and receive personalized AI coaching to improve your credit score. Access credit-building offers and real-time alerts to take control of your financial health.

(189)

Carefull Companion

by Carefull

Real-time fraud alertsScam message analysisInstant human support

This app provides real-time alerts for financial fraud and scams, helping families stay protected. It offers instant analysis of suspicious messages and immediate access to human support for financial guidance.

by Elan Financial Services

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

(208K)