Best Credit Score Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.7★, the credit score category is one of the App Store's strongest. Browse all 248+ apps we track, sorted so the most loved ones surface first.

Compare top Credit Score Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Experian®Experian®Free4.8★ (2.7M)NoYesSep 2026
2Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
3myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoSep 2026
4TransUnion®TransUnion®Free4.6★ (39K)NoNoSep 2026
5CreditVanaCreditVanaFree5.0★ (193)NoYesSep 2026
6Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesSep 2026
7myEquifaxmyEquifaxFree4.8★ (44K)NoNoSep 2026
8Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoSep 2026

Top Picks for Credit Score

Experian®#1

Experian® by Experian

Control Your Credit & Finances
Editor's Choice
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#32in Finance
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Experian® screenshot 6

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Strong Contender
💰 Finance
4.8😐(7.7M ratings)
Free
#21in Finance
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services
myFICO - Credit Score Tracking#3

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Worth Considering
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications

More Credit Score apps to explore

FAQ about Credit Score

What are the best credit score apps for iPhone?
Experian® tops our credit score apps ranking as of September 2026, with a 4.8-star average from 2.7M App Store ratings, and it's free to download.
Yes — 20 of the top credit score apps we rank are free to download, including Experian® and Intuit Credit Karma.
Experian® has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 248+ credit score apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides access to your Experian credit report and FICO Score, allowing you to monitor changes and understand factors affecting your credit. It also offers features to potentially improve your score and compare financial products like credit cards, loans, and car insurance. A paid membership unlocks additional benefits such as bill negotiation and subscription cancellation.
Key features include free access to your Experian credit report and FICO Score, Experian Boost to potentially raise your score by using eligible bills, credit monitoring with alerts for changes, a marketplace to compare financial products, and for paid members, bill negotiation and subscription cancellation services. It also offers Experian CreditLock to protect against identity theft.

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