Best Loan Apps

243+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Looking for free loan apps? 20 of our 243+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
3Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (557K)NoNoSep 2026
4Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoSep 2026
5Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (6.8K)NoNoSep 2026
6Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (458K)NoNoSep 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (888K)NoNoSep 2026
8Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (376K)YesNoSep 2026

Top Picks for Loan

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#8in Finance
Lenme: Borrowing and Lending screenshot 1
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Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(43K ratings)
Free
#85in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Brigit: Cash Advance & Credit#3

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Worth Considering
💰 Finance
4.8😐(557K ratings)
Free
#35in Finance
Brigit: Cash Advance & Credit screenshot 1
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Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
  • 🚫 Difficulty canceling subscription
  • ❌ Unreliable approval process

More Loan apps to explore

FAQ about Loan

What are the best loan apps for iPhone?
Lenme: Borrowing and Lending tops our loan apps ranking as of September 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top loan apps we rank are free to download, including Lenme: Borrowing and Lending and Upstart: Personal Loans + More.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 243+ loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.
You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.

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