Best Instant Loan Apps

245+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.7★, the instant loan category is one of the App Store's strongest. Browse all 245+ apps we track, sorted so the most loved ones surface first.

Compare top Instant Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Borrow & Cash Advance AppBorrow & Cash Advance AppFree—YesNoSep 2026
2Instant Cash Advance - ZoraInstant Cash Advance - ZoraFree—NoNoSep 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (137K)NoNoSep 2026
5Paycheck Advance Instant MoneyPaycheck Advance Instant MoneyFree—NoNoSep 2026
6Vola: Cash Advance & CreditVola: Cash Advance & CreditFree4.6★ (40K)YesNoSep 2026
7Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (44K)NoNoSep 2026
8SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoSep 2026

Top Picks for Instant Loan

Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Instant Loan apps to explore

FAQ about Instant Loan

Are there free instant loan apps for iPhone?
Yes — 20 of the top instant loan apps we rank are free to download, including Borrow & Cash Advance App and Instant Cash Advance - Zora.
Borrow & Cash Advance App shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 245+ instant loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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