Best Business Loan Apps

211+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Whether you're new to business loan or looking for an upgrade, our curated collection of 211+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Business Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9★ (2.4K)NoNoJul 2026
2Skip – AI for EntrepreneursSkip – AI for EntrepreneursFree4.8★ (3.5K)NoYesJul 2026
3Cashably: Small Business & gigCashably: Small Business & gigFree5.0★ (1)NoNoJul 2026
4Credlix - Business Loan AppCredlix - Business Loan AppFreeNoNoMay 2026
5Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoJul 2026
6Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoJul 2026
7Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoJul 2026
8Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (80K)YesYesJul 2026

Top Picks for Business Loan

Fundbox - Small Business Loans#1

Fundbox - Small Business Loans by Fundbox

Fast, revolving line of credit
Editor's Choice
💰 Finance
4.9😐(2.4K ratings)
Free
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 💡 Flexible payment options
  • 🤝 Great customer service

Room to Improve

  • 💸 High interest rates
  • 🔒 Lack of transparency
  • 🐛 Technical issues and bugs
Skip – AI for Entrepreneurs#2

Skip – AI for Entrepreneurs by YoGovernment Inc.

Grants, funding & growth tools
Strong Contender
💰 Finance
4.8😊(3.5K ratings)
FreeIn-App Purchases
Skip – AI for Entrepreneurs screenshot 1
Skip – AI for Entrepreneurs screenshot 2
Skip – AI for Entrepreneurs screenshot 3
Skip – AI for Entrepreneurs screenshot 4
Skip – AI for Entrepreneurs screenshot 5
Skip – AI for Entrepreneurs screenshot 6

Discover and apply for business funding opportunities like grants and loans. Utilize AI tools for application assistance, insights, and automated grant applications. Track your progress and access expert advice to maximize your funding potential.

What We Love

  • 🚀 Awesome app for entrepreneurs
  • 🚀 Great platform for small business owners
  • 🚀 Best app for business grants
  • 🚀 Helpful in finding funding and growing business

Room to Improve

  • 🔒 Will upgrade plan without consent
  • 🐛 Glitchy AI system, not always reliable
  • 🔒 Charges for services without authorization
Cashably: Small Business & gig#3

Cashably: Small Business & gig by Cashably llc

Business Credit, Banking & LLC
Worth Considering
💼 Business
5.0(1 ratings)
Free
Cashably: Small Business & gig screenshot 1
Cashably: Small Business & gig screenshot 2
Cashably: Small Business & gig screenshot 3
Cashably: Small Business & gig screenshot 4
Cashably: Small Business & gig screenshot 5
Cashably: Small Business & gig screenshot 6

Access essential financial tools for small businesses, freelancers, and gig workers. Compare loan offers, apply for credit cards, and form your LLC with integrated partners, all without impacting your credit score during prequalification.

More Business Loan apps to explore

4
Credlix - Business Loan App
Credlix - Business Loan App
Credlix - Business Loan App
Working Capital for Business
Free

Access flexible business financing solutions including loans, working capital, and invoice discounting. This platform simplifies the borrowing process with minimal documentation and fast approvals to help your business grow.

Collateral-free loans up to ₹25 croresInvoice discounting for accelerated cash flowFlexible supply chain financing
💰 Finance
(0)
free
5
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
6
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
7
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
8
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(80K)
subscription
9
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
10
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
11
Capital on Tap
Capital on Tap
Capital on Tap
by New Wave Capital Ltd
Free

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

Real-time spend trackingSet employee spend limitsView transactions and statements
💼 Business
(4.7K)
free
12
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(363K)
free with in-app purchases
13
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
14
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
15
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Match Lenders, Save On Rates.
Free

This app connects small businesses with over 65 lenders to find and compare loan options. It offers a free, simple process to secure funding, with features like instant credit lines and credit score monitoring.

Match with 65+ lendersCompare loan optionsInstant Line of Credit
💰 Finance
(235)
free
16
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(31)
free with in-app purchases
17
Kredmint: Quick Business Loan
Kredmint: Quick Business Loan
Kredmint: Quick Business Loan
Kredmint
Free
💰 Finance
(0)
18
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
19
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
20
LoanMart
LoanMart
LoanMart
Get Cash FAST
Free

Access quick cash loans directly from your smartphone, with amounts ranging from $1,000 to $50,000. This app offers competitive rates and can often assist when traditional lenders cannot. Manage your loan conveniently after approval.

Cash loans up to $50,000Loan amounts from $1,000Competitive interest rates
💰 Finance
(166)
free

FAQ about Business Loan

What are the best business loan apps for iPhone?
Fundbox - Small Business Loans tops our business loan apps ranking as of July 2026, with a 4.9-star average from 2.4K App Store ratings, and it's free to download.
Yes — 20 of the top business loan apps we rank are free to download, including Fundbox - Small Business Loans and Skip – AI for Entrepreneurs.
Fundbox - Small Business Loans has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 211+ business loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides small business owners with a revolving line of credit. It allows for fast access to funds and includes features to track historical payments and view details of upcoming debits.
Key features include a revolving line of credit, fast access to funds, detailed historical payment information, and a breakdown of your next scheduled debit. The app also boasts a new home screen design and faster navigation.

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