Best Business Loan Advance Apps

170+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

The best business loan advance apps on iPhone average 4.3★ across 170+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Business Loan Advance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9★ (2.4K)NoNoJul 2026
2Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoJul 2026
3B9: Cash AdvanceB9: Cash AdvanceFree4.5★ (19K)YesNoJul 2026
4FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoJul 2026
5FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (149K)NoNoJul 2026
6Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoJul 2026
7Easy Cash Advance: Float MoneyEasy Cash Advance: Float MoneyFreeNoNoJul 2026
8Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoJul 2026

Top Picks for Business Loan Advance

Fundbox - Small Business Loans#1

Fundbox - Small Business Loans by Fundbox

Fast, revolving line of credit
Editor's Choice
💰 Finance
4.9😐(2.4K ratings)
Free
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 💡 Flexible payment options
  • 🤝 Great customer service

Room to Improve

  • 💸 High interest rates
  • 🔒 Lack of transparency
  • 🐛 Technical issues and bugs
Nav Business Funding Roadmap#2

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Strong Contender
💰 Finance
4.9😊(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
Nav Business Funding Roadmap screenshot 2
Nav Business Funding Roadmap screenshot 3
Nav Business Funding Roadmap screenshot 4
Nav Business Funding Roadmap screenshot 5
Nav Business Funding Roadmap screenshot 6

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • 🚀 Perfect for business owners
  • 👍 Comprehensive business and personal credit monitoring
  • 🚀 Helps build business credit
  • 🚀 Provides credit insights and recommendations

Room to Improve

  • 🐛 Occasional app glitches and bugs
  • 🐛 Disconnection issues with business banking
  • 🐛 Difficulty logging in or accessing certain features
B9: Cash Advance#3

B9: Cash Advance by B9, Inc.

No Credit Check Payday Advance
Worth Considering
💰 Finance
4.5😞(19K ratings)
FreeAds
B9: Cash Advance screenshot 1
B9: Cash Advance screenshot 2
B9: Cash Advance screenshot 3
B9: Cash Advance screenshot 4
B9: Cash Advance screenshot 5
B9: Cash Advance screenshot 6

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

What We Love

  • 🚀 Early paycheck access
  • 💰 Cash advances
  • 💳 Debit card with cashback
  • 👍 Easy to use

Room to Improve

  • 💸 High fees for transfers
  • 🔒 Difficulty closing account
  • 🤔 Unclear advance repayment process

More Business Loan Advance apps to explore

4
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
5
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(149K)
subscription
6
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
7
Easy Cash Advance: Float Money
Easy Cash Advance: Float Money
Easy Cash Advance: Float Money
Get Money Fast Before Payday
Free
💰 Finance
(0)
8
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
9
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
10
ZimoCash Advance
ZimoCash Advance
ZimoCash Advance
Zimo Ventures Inc.
Free

Access fast, reliable financing directly to your bank account. Apply in minutes for flexible amounts and receive funds instantly with transparent fees and secure data protection. Track and repay your advance easily.

Instant cash advanceFast approval within minutesFlexible amounts from $25 to $250
💰 Finance
(108)
ad-supported
11
Cashably: Quick Cash Advance
Cashably: Quick Cash Advance
Cashably: Quick Cash Advance
Cash Apps: Loan, Card & Money
Free

Explore instant cash advance and personal loan offers from various providers. Access financial tools for credit building and budgeting, and earn cash rewards. Some premium features require a subscription.

Explore loan offersPersonal loan comparisonCredit building tools
💰 Finance
(18K)
freemium
12
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(31)
free with in-app purchases
13
OneBlinc Cash Advance
OneBlinc Cash Advance
OneBlinc Cash Advance
Cash advances, instant option
Free

Access a portion of your salary early, from $50 to $250, to cover immediate financial needs. This service offers a simple, affordable, and fair way to get cash advances with fast approvals and no hidden fees.

Salary advances up to $250Fast approvals and instant cashNo hidden fees or mandatory charges
💰 Finance
(12K)
subscription
14
Fund Feed - Get Business Loan
Fund Feed - Get Business Loan
Fund Feed - Get Business Loan
Get Loan in 24 Hours
Free

This platform uses AI to connect small business owners with suitable loan brokers, streamlining the application process. It offers secure financial integration and real-time tracking for faster funding.

AI-powered loan matchingStreamlined application processBank-level security with Plaid integration
💰 Finance
(2)
free
15
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(116K)
free with in-app purchases
16
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(29K)
free with in-app purchases
17
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
18
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(979)
free
19
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Borrow Money | No Credit Check
Free
🌟 Lifestyle
(0)
20
Cash Advance Loan Guide
Cash Advance Loan Guide
Cash Advance Loan Guide
Loan Simple Guide & Calculator
Free

Learn about various cash advance options, including credit card advances, merchant advances, and payday loans. Understand their pros, cons, and potential impact on your credit score. Includes a calculator to estimate returns.

Learn about cash advancesCredit card cash advancesMerchant cash advances
💰 Finance
(20)
free

FAQ about Business Loan Advance

What are the best business loan advance apps for iPhone?
Fundbox - Small Business Loans tops our business loan advance apps ranking as of July 2026, with a 4.9-star average from 2.4K App Store ratings, and it's free to download.
Yes — 20 of the top business loan advance apps we rank are free to download, including Fundbox - Small Business Loans and Nav Business Funding Roadmap.
Fundbox - Small Business Loans has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 170+ business loan advance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides small business owners with a revolving line of credit. It allows for fast access to funds and includes features to track historical payments and view details of upcoming debits.
Key features include a revolving line of credit, fast access to funds, detailed historical payment information, and a breakdown of your next scheduled debit. The app also boasts a new home screen design and faster navigation.