Best Business Loan Small Apps

163+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Out of 163+ business loan small apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Business Loan Small Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9โ˜… (2.4K)NoNoJul 2026
2Novo - Small Business CheckingNovo - Small Business CheckingFree4.8โ˜… (20K)NoNoJul 2026
3Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9โ˜… (22K)YesNoJul 2026
4Lendtek: Small Business LoansLendtek: Small Business LoansFree4.9โ˜… (235)NoNoJul 2026
5Lili - Business BankingLili - Business BankingFree4.6โ˜… (6.9K)NoNoJul 2026
6Cashably: Small Business & gigCashably: Small Business & gigFree5.0โ˜… (1)NoNoJul 2026
7PayMe - Personal loan appPayMe - Personal loan appFree3.6โ˜… (31)NoNoJul 2026
8Moniepoint Business BankingMoniepoint Business BankingFree4.6โ˜… (15K)YesNoJul 2026

Top Picks for Business Loan Small

Fundbox - Small Business Loans#1

Fundbox - Small Business Loans by Fundbox

Fast, revolving line of credit
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(2.4K ratings)
Free
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ’ก Flexible payment options
  • ๐Ÿค Great customer service

Room to Improve

  • ๐Ÿ’ธ High interest rates
  • ๐Ÿ”’ Lack of transparency
  • ๐Ÿ› Technical issues and bugs
Novo - Small Business Checking#2

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support
Nav Business Funding Roadmap#3

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
Nav Business Funding Roadmap screenshot 2
Nav Business Funding Roadmap screenshot 3
Nav Business Funding Roadmap screenshot 4
Nav Business Funding Roadmap screenshot 5
Nav Business Funding Roadmap screenshot 6

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • ๐Ÿš€ Perfect for business owners
  • ๐Ÿ‘ Comprehensive business and personal credit monitoring
  • ๐Ÿš€ Helps build business credit
  • ๐Ÿš€ Provides credit insights and recommendations

Room to Improve

  • ๐Ÿ› Occasional app glitches and bugs
  • ๐Ÿ› Disconnection issues with business banking
  • ๐Ÿ› Difficulty logging in or accessing certain features

More Business Loan Small apps to explore

4
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Match Lenders, Save On Rates.
Free

This app connects small businesses with over 65 lenders to find and compare loan options. It offers a free, simple process to secure funding, with features like instant credit lines and credit score monitoring.

Match with 65+ lendersCompare loan optionsInstant Line of Credit
๐Ÿ’ฐ Finance
(235)
free
5
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(6.9K)
free with in-app purchases
6
Cashably: Small Business & gig
Cashably: Small Business & gig
Cashably: Small Business & gig
Business Credit, Banking & LLC
Free

Access essential financial tools for small businesses, freelancers, and gig workers. Compare loan offers, apply for credit cards, and form your LLC with integrated partners, all without impacting your credit score during prequalification.

Compare business loan offersApply for business credit cardsStart LLC with LegalZoom integration
๐Ÿ’ผ Business
(1)
free
7
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
๐Ÿ’ฐ Finance
(31)
free with in-app purchases
8
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
๐Ÿ’ฐ Finance
(15K)
free with in-app purchases
9
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
๐Ÿ’ฐ Finance
(33K)
free with in-app purchases
10
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
๐Ÿ’ฐ Finance
(979)
free
11
Skip โ€“ AI for Entrepreneurs
Skip โ€“ AI for Entrepreneurs
Skip โ€“ AI for Entrepreneurs
Grants, funding & growth tools
Free

Discover and apply for business funding opportunities like grants and loans. Utilize AI tools for application assistance, insights, and automated grant applications. Track your progress and access expert advice to maximize your funding potential.

Discover funding opportunities (grants, loans)Automated grant applicationsAI for business growth and funding questions
๐Ÿ’ฐ Finance
(3.5K)
free with in-app purchases
12
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
๐Ÿ’ฐ Finance
(3.2K)
free
13
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
Build a Business with Veloยฎ AI
Free

Launch and manage your business with confidence. This app offers AI-powered tools and expert support for forming your LLC, staying compliant, accessing legal documents, and managing finances. Get help with taxes, permits, and crucial business requirements on the go.

Business formation with real-time trackerCompliance calendar and scoreMeeting minutes tool
๐Ÿ’ผ Business
(1.7K)
free with in-app purchases
14
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
๐Ÿ’ฐ Finance
(80K)
subscription
15
Biz2Credit - Business Loans
Biz2Credit - Business Loans
Biz2Credit - Business Loans
by Biz2credit Inc.
Free

This app connects entrepreneurs with various small business loan options. It allows for quick applications, document uploads, and access to loan specialists, facilitating business financing and expansion.

Apply for business loansAccess loan specialistsUpload business documents
๐Ÿ’ผ Business
(11)
free
16
myD&B Mobile
myD&B Mobile
myD&B Mobile
Your D&B Business Companion
Free

Access essential business tools to empower your company. Apply for or look up your D-U-N-S Number, monitor credit scores and ratings with timely alerts, and discover tailored business credit products. Securely link your bank account for potential score impact.

D-U-N-S Number access and applicationCredit score and rating monitoringTimely alerts for score changes
๐Ÿ’ผ Business
(44)
ad-supported
17
Wio Business
Wio Business
Wio Business
Reboot business banking
Free

This app offers a fully digital business banking experience, enabling users to manage finances, create virtual cards, and track invoices. It simplifies business growth with real-time transactions and transparent fee structures.

Digital business account openingVirtual card creationInvoice management
๐Ÿ’ฐ Finance
(324)
ad-supported
18
Loan Mobile App
Loan Mobile App
Loan Mobile App
by Vong Srey
Free
๐Ÿ’ผ Business
(0)
19
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes
๐Ÿ’ฐ Finance
(146)
free
20
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
๐Ÿ’ฐ Finance
(149K)
subscription

FAQ about Business Loan Small

What are the best business loan small apps for iPhone?
Fundbox - Small Business Loans tops our business loan small apps ranking as of July 2026, with a 4.9-star average from 2.4K App Store ratings, and it's free to download.
Yes โ€” 20 of the top business loan small apps we rank are free to download, including Fundbox - Small Business Loans and Novo - Small Business Checking.
Fundbox - Small Business Loans has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 163+ business loan small apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides small business owners with a revolving line of credit. It allows for fast access to funds and includes features to track historical payments and view details of upcoming debits.
Key features include a revolving line of credit, fast access to funds, detailed historical payment information, and a breakdown of your next scheduled debit. The app also boasts a new home screen design and faster navigation.