Best Student Loan Apps

204+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Out of 204+ student loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Student Loan

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
πŸ’° Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
MOHELA screenshot 2
MOHELA screenshot 3
MOHELA screenshot 4
MOHELA screenshot 5
MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient payment options
  • πŸš€ User-friendly interface
  • πŸš€ Helpful customer service

Room to Improve

  • πŸ› Login issues and password reset problems
  • πŸ› Inconsistent app functionality
  • πŸ› Lack of communication from the company
SLTF Mobile#2

SLTF Mobile by Students Loan Trust Fund

Students Loan Trust Fund
Strong Contender
πŸ’° Finance
2.9(28 ratings)
Free
SLTF Mobile screenshot 1
SLTF Mobile screenshot 2
SLTF Mobile screenshot 3
SLTF Mobile screenshot 4

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

AES Student Loans#3

AES Student Loans by Avereo

Worth Considering
πŸ’° Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • πŸ‘ User-friendly app
  • πŸ’‘ Convenient payment process
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ› Frequent login issues
  • πŸ› Blank screen after login
  • πŸ› Face ID/Touch ID not working

More Student Loan apps to explore

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
πŸ’° Finance
(7.7M)
free with in-app purchases
5
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
πŸ’° Finance
(28)
free with in-app purchases
6
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
πŸ”§ Utilities
(24)
subscription
7
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

View account summary for loans and credit cardsMake payments on student loansSet up and manage automatic payments
πŸ’° Finance
(101K)
free
8
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
πŸ’° Finance
(386K)
free with in-app purchases
9
Student Loan - Scholarships
Student Loan - Scholarships
Student Loan - Scholarships
Student Debt Calculator Grants
Free
πŸ’° Finance
(0)
10
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
πŸ’° Finance
(36K)
free
11
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
πŸ’° Finance
(315K)
subscription
12
Student Loan Payoff Calc
Student Loan Payoff Calc
Student Loan Payoff Calc
Plan your debt-free date
Free
πŸ’° Finance
(0)
13
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
πŸ’° Finance
(5.3K)
free with in-app purchases
14
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
Learning & Money Saving Deals
Free

Access exclusive student and graduate deals on fashion, tech, beauty, food, and more. Save money with promo codes and coupons. Also find learning, study, and wellbeing tools to support college life.

Exclusive student dealsPromo codes and couponsFashion, tech, beauty savings
πŸ›οΈ Shopping
(160K)
free with in-app purchases
15
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
πŸ’° Finance
(6.7K)
free with in-app purchases
16
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
πŸ’° Finance
(22K)
free with in-app purchases
17
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
πŸ’° Finance
(8.2K)
freemium
18
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
πŸ’° Finance
(71)
ad-supported
19
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Track & Understand Your Loans
Free

Manage and understand your student loan debt with this comprehensive calculator. It helps you visualize payoff schedules, analyze amortization, and explore early payment strategies to save money. Export your loan data for further analysis.

Early payoff calculationsAmortization breakdownConsolidated loan view
πŸ“š Education
(100)
free with in-app purchases
20
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
πŸ’° Finance
(196)
free

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