Best Student Loan Apps

190+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 190+ student loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Student Loan

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
πŸ’° Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
MOHELA screenshot 2
MOHELA screenshot 3
MOHELA screenshot 4
MOHELA screenshot 5
MOHELA screenshot 6

An application dedicated to providing top-notch customer service and assistance to students managing their loans. It offers account access, payment scheduling, form upload, tax information, and messaging for Direct Loan and FFELP borrowers. Effortlessly manage your student loan repayments with ease.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient payment options
  • πŸš€ User-friendly interface
  • πŸš€ Helpful customer service

Room to Improve

  • πŸ› Login issues and password reset problems
  • πŸ› Inconsistent app functionality
  • πŸ› Lack of communication from the company
SLTF Mobile#2

SLTF Mobile by Students Loan Trust Fund

Students Loan Trust Fund
Strong Contender
πŸ’° Finance
2.9(28 ratings)
Free
SLTF Mobile screenshot 1
SLTF Mobile screenshot 2
SLTF Mobile screenshot 3
SLTF Mobile screenshot 4

This application provides loans to Ghanaian tertiary students pursuing accredited undergraduate programmes in accredited institutions. To apply, students must have a Ghana Card, a personal email address, and register for an e-zwich card.

AES Student Loans#3

AES Student Loans by Avereo

Worth Considering
πŸ’° Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loans effortlessly with the AES Student Loans app! Access your account, view loan details, make payments, manage Direct Debit, and plan for successful loan repayment all in one place. Download now for seamless loan management.

What We Love

  • πŸ‘ User-friendly app
  • πŸ’‘ Convenient payment process
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ› Frequent login issues
  • πŸ› Blank screen after login
  • πŸ› Face ID/Touch ID not working

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4
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Sallie Mae
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Sallie Mae
Manage your Sallie Mae account
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Manage your student loans and credit cards effortlessly with our mobile app. View balances, make payments, set up automatic payments, track credit health, apply for new loans, and get support all in one place. Download now for convenient account management on the go!

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Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
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Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

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PayMe - Personal loan app
PayMe - Personal loan app
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Instant personal loan app
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Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

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SoFi: Bank, Invest & Crypto
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Online Banking & Investing
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This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

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10
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11
Albert: Budgeting and Banking
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UNiDAYS: Student Discount App
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Learning & Money Saving Deals
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Discover exclusive student discounts from popular brands and online stores with this app, and save money on your purchases. Sign up now and start enjoying amazing deals tailored for students.

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13
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
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Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

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14
Student Debt & Loan Calculator
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Student Debt & Loan Calculator
Track & Understand Your Loans
Free

This application helps students and graduates manage and understand their loans by providing tools to calculate payoff schedules, track payments, and analyze loan data. By using this app, users can make informed decisions about their loans, plan for early payoff, and gain a clearer picture of their financial situation.

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15
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

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16
Loan Calculator - Debt Planner
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Free

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

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17
slice: UPI credit card & bank
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A new bank, for a new India
Free

This banking application offers a range of services, including zero-balance digital savings accounts with daily interest, fixed deposits with high interest rates, and instant personal loans up to β‚Ή5 lakhs. It also enables fast UPI payments, automated bill payments, and real-time spend tracking with complete security, allowing users to take control of their finances with smarter banking.

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18
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

Lever is a student loan repayment app that simplifies managing your loans in one place. It offers easy enrollment in federal programs, personalized payment plans, credit score access, and enhanced security features for a smoother debt-free journey. Take control of your student loans today with Lever!

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(18)
19
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

This application helps you calculate essential details about your student loan, including monthly payments, total paid, and interest saved, and provides recommendations for paying off your debt faster. Simply enter your loan information and use the calculator to plan your debt repayment and even export your calculations for future reference.

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Instant Loan - Calculator App
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