Best Student Loan Apps

245+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Out of 245+ student loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Student Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MOHELAMOHELAFree4.6β˜… (47K)NoNoSep 2026
2Intuit Credit KarmaIntuit Credit KarmaFree4.8β˜… (7.7M)NoNoSep 2026
3Personal Loans Student GuidePersonal Loans Student GuideFree4.5β˜… (24)NoYesAug 2026
4AES Student LoansAES Student LoansFree4.6β˜… (16K)NoNoSep 2026
5PayMe - Personal loan appPayMe - Personal loan appFree3.6β˜… (32)NoNoSep 2026
6Student Loan Payoff CalcStudent Loan Payoff CalcFreeβ€”YesNoMay 2026
7Sallie MaeSallie MaeFree4.5β˜… (102K)NoNoSep 2026
8Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5β˜… (2)YesNoSep 2026

Top Picks for Student Loan

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
πŸ’° Finance
4.6😞(47K ratings)
Free
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Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient payment options
  • πŸš€ User-friendly interface
  • πŸš€ Helpful customer service
  • πŸš€ Straightforward account management

Room to Improve

  • πŸ› Login issues and password reset problems
  • πŸ› Inconsistent app functionality
  • πŸ› Lack of communication from the company
  • πŸ› Difficulty making payments and managing loans
  • πŸ› Poor customer service and long wait times
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Strong Contender
πŸ’° Finance
4.8😐(7.7M ratings)
Free
#21in Finance
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • πŸ’₯ Helpful credit monitoring
  • πŸ“ˆ Improved credit scores
  • πŸ” Fraud detection
  • πŸ€‘ Free credit reports
  • πŸ€“ Informative credit education
  • πŸ•°οΈ Timely credit updates
  • πŸ™Œ Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • πŸ€¦β€β™€οΈ Misleading credit card offers
  • πŸ”’ Security concerns
  • 🀯 Confusing credit reporting
  • 🀬 Poor customer service
  • 🐒 Slow credit updates
  • πŸ’° Aggressive promotion of paid services
Personal Loans Student Guide#3

Personal Loans Student Guide by Jake's Quiz Ltd

Federal College Bad Credit
Worth Considering
πŸ”§ Utilities
4.5(24 ratings)
FreeIn-App Purchases
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This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

More Student Loan apps to explore

FAQ about Student Loan

What are the best student loan apps for iPhone?
MOHELA tops our student loan apps ranking as of September 2026, with a 4.6-star average from 47K App Store ratings, and it's free to download.
Yes β€” 20 of the top student loan apps we rank are free to download, including MOHELA and Intuit Credit Karma.
MOHELA has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 245+ student loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The MOHELA app allows you to manage your student loans on your mobile phone. You can schedule payments, view your payment history, upload necessary forms, access tax information, and communicate with MOHELA through secure messaging.
This app is specifically designed for borrowers who have CASHLoans and FFELP student loans serviced by MOHELA. It provides them with convenient tools to manage their accounts and repayment.

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