Best Student Loan Apps

246+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Out of 246+ student loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Student Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MOHELAMOHELAFree4.6β˜… (47K)NoNoOct 2026
2PayMe - Personal loan appPayMe - Personal loan appFree3.5β˜… (35)NoNoOct 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8β˜… (7.8M)NoNoOct 2026
4AES Student LoansAES Student LoansFree4.6β˜… (17K)NoNoOct 2026
5Personal Loans Student GuidePersonal Loans Student GuideFree4.5β˜… (24)NoYesSep 2026
6SLTF MobileSLTF MobileFree2.9β˜… (28)NoNoSep 2026
7Borrow Money Fast - Loan CalcBorrow Money Fast - Loan CalcFree4.5β˜… (566)YesNoOct 2026
8Sallie MaeSallie MaeFree4.5β˜… (104K)NoNoOct 2026

Top Picks for Student Loan

4.6😞(47K ratings)
Free
MOHELA screenshot 1
MOHELA screenshot 2
MOHELA screenshot 3
MOHELA screenshot 4
MOHELA screenshot 5
MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient payment options
  • πŸš€ User-friendly interface
  • πŸš€ Helpful customer service
  • πŸš€ Straightforward account management

Room to Improve

  • πŸ› Login issues and password reset problems
  • πŸ› Inconsistent app functionality
  • πŸ› Lack of communication from the company
  • πŸ› Difficulty making payments and managing loans
  • πŸ› Poor customer service and long wait times
PayMe - Personal loan app#2

PayMe - Personal loan app by Huey Tech Private Limited

Instant personal loan app
Strong Contender
πŸ’° Finance
3.5(35 ratings)
Free
PayMe - Personal loan app screenshot 1
PayMe - Personal loan app screenshot 2
PayMe - Personal loan app screenshot 3
PayMe - Personal loan app screenshot 4

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
πŸ’° Finance
4.8😐(7.8M ratings)
Free
#22in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • πŸ’₯ Helpful credit monitoring
  • πŸ“ˆ Improved credit scores
  • πŸ” Fraud detection
  • πŸ€‘ Free credit reports
  • πŸ€“ Informative credit education
  • πŸ•°οΈ Timely credit updates
  • πŸ™Œ Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • πŸ€¦β€β™€οΈ Misleading credit card offers
  • πŸ”’ Security concerns
  • 🀯 Confusing credit reporting
  • 🀬 Poor customer service
  • 🐒 Slow credit updates
  • πŸ’° Aggressive promotion of paid services

More Student Loan apps to explore

FAQ about Student Loan

What are the best student loan apps for iPhone?
MOHELA tops our student loan apps ranking as of October 2026, with a 4.6-star average from 47K App Store ratings, and it's free to download.
Yes β€” 20 of the top student loan apps we rank are free to download, including MOHELA and PayMe - Personal loan app.
MOHELA has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ student loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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