Best Student Loan Repayment Apps

244+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Looking for free student loan repayment apps? 20 of our 244+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Student Loan Repayment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AES Student LoansAES Student LoansFree4.6★ (16K)NoNoJul 2026
2Student Loan PlannerStudent Loan PlannerFree5.0★ (15)NoNoMay 2026
3MOHELAMOHELAFree4.6★ (47K)NoNoJul 2026
4Student Loan - ScholarshipsStudent Loan - ScholarshipsFreeYesNoMay 2026
5UK Student Loan CalculatorUK Student Loan CalculatorFreeYesNoMay 2026
6Student Loan UKStudent Loan UKFreeNoNoJun 2026
7Lever - Pay Off Student LoansLever - Pay Off Student LoansFree4.3★ (18)NoYesMay 2026
8Student Loan CalculatorStudent Loan CalculatorFree4.8★ (21)NoNoJul 2026

Top Picks for Student Loan Repayment

AES Student Loans#1

AES Student Loans by Avereo

Editor's Choice
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
Student Loan Planner#2

Student Loan Planner by SL PLANNER LLC

Student loan discussion groups
Strong Contender
🌐 Social Networking
5.0(15 ratings)
Free
Student Loan Planner screenshot 1
Student Loan Planner screenshot 2
Student Loan Planner screenshot 3
Student Loan Planner screenshot 4

Connect with other student loan borrowers to share experiences and discuss repayment strategies. This ad-free community allows you to explore various loan topics, join profession-specific groups, and learn from peers.

MOHELA#3

MOHELA by Missouri Higher Education Loan Authority

Worth Considering
💰 Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
MOHELA screenshot 2
MOHELA screenshot 3
MOHELA screenshot 4
MOHELA screenshot 5
MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company

More Student Loan Repayment apps to explore

4
Student Loan - Scholarships
Student Loan - Scholarships
Student Loan - Scholarships
Student Debt Calculator Grants
Free
💰 Finance
(0)
5
UK Student Loan Calculator
UK Student Loan Calculator
UK Student Loan Calculator
Understand Your Student Loan
Free
💰 Finance
(0)
6
Student Loan UK
Student Loan UK
Student Loan UK
Manage your student finance
Free
💰 Finance
(0)
7
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

This app consolidates all your student loan information into one place, offering personalized repayment plans and enrollment in federal programs. It helps you track savings and provides tools for debt-free living with advanced security features.

Consolidate loan detailsEnroll in federal programsFree credit score access
💰 Finance
(18)
free with in-app purchases
8
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

Monthly payment calculationTotal interest and interest savedExtra payment impact analysis
🔧 Utilities
(21)
free
9
Potluck – Student Loan Support
Potluck – Student Loan Support
Potluck – Student Loan Support
by WePotluck Inc.
Free
💰 Finance
(0)
10
SLAP APP - Student Loan Assist
SLAP APP - Student Loan Assist
SLAP APP - Student Loan Assist
Pay off student loans faster
Free
💰 Finance
(0)
11
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

View account summary for loans and credit cardsMake payments on student loansSet up and manage automatic payments
💰 Finance
(102K)
free
12
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Track & Understand Your Loans
Free

Manage and understand your student loan debt with this comprehensive calculator. It helps you visualize payoff schedules, analyze amortization, and explore early payment strategies to save money. Export your loan data for further analysis.

Early payoff calculationsAmortization breakdownConsolidated loan view
📚 Education
(100)
free with in-app purchases
13
Student Loan Calculator - TCI
Student Loan Calculator - TCI
Student Loan Calculator - TCI
by The College Investor LLC
Free
💰 Finance
(0)
14
Student Loan Payoff Calc
Student Loan Payoff Calc
Student Loan Payoff Calc
Plan your debt-free date
Free
💰 Finance
(0)
15
True Interest
True Interest
True Interest
See your real loan cost
Free
💰 Finance
(0)
16
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
💰 Finance
(4.6K)
free
17
Student Loan RAP Calculator
Student Loan RAP Calculator
Student Loan RAP Calculator
Payments & forgiveness tax
Free
💰 Finance
(0)
18
Loan - Money Borrowing App
Loan - Money Borrowing App
Loan - Money Borrowing App
Instant Cash Advance Fast Now
Free

Access fast, digital loans for unexpected expenses or opportunities. Get approved quickly and receive funds directly to your bank account with a paperless process. Offers flexible repayment terms and transparent pricing.

Instant approvals and fast disbursement100% digital and paperless experienceFlexible loan amounts and tenures
💰 Finance
(4)
free
19
SLTF Mobile
SLTF Mobile
SLTF Mobile
Students Loan Trust Fund
Free

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

Loan application for tertiary studentsRequires Ghana CardRequires personal email
💰 Finance
(28)
free
20
College Ave
College Ave
College Ave
by College Avenue Student Loans, LLC
Free

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Track loan status and applicationsMake one-time and recurring paymentsSet up and manage AutoPay
💰 Finance
(16)
free

FAQ about Student Loan Repayment

What are the best student loan repayment apps for iPhone?
AES Student Loans tops our student loan repayment apps ranking as of July 2026, with a 4.6-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top student loan repayment apps we rank are free to download, including AES Student Loans and Student Loan Planner.
AES Student Loans has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 244+ student loan repayment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your student loan account from anywhere. You can access your account details, visualize your loan balance, view payment history, make payments, manage direct debit, and update your contact information. It also provides access to bills, letters, and tax documents, and allows you to upload required documents.
You can schedule payments quickly using saved bank accounts. The app allows you to target payments to specific loans and even pay off loans with current or future date quotes. You can also manage your Direct Debit details, including suspending or canceling scheduled payments.