Best Student Loan Debt Apps

201+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our student loan debt list covers 201+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Student Loan Debt Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AES Student LoansAES Student LoansFree4.6★ (16K)NoNoJul 2026
2Student Debt & Loan CalculatorStudent Debt & Loan CalculatorFree4.3★ (100)YesYesMay 2026
3Student Loan CalculatorStudent Loan CalculatorFree4.8★ (21)NoNoJul 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesJul 2026
5Student Loan - ScholarshipsStudent Loan - ScholarshipsFreeYesNoMay 2026
6Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesJul 2026
7Student Loan Payoff CalcStudent Loan Payoff CalcFreeYesNoMay 2026
8Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026

Top Picks for Student Loan Debt

AES Student Loans#1

AES Student Loans by Avereo

Editor's Choice
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
Student Debt & Loan Calculator#2

Student Debt & Loan Calculator by Michael Chu

Track & Understand Your Loans
Strong Contender
📚 Education
4.3(100 ratings)
FreeAdsIn-App Purchases
Student Debt & Loan Calculator screenshot 1
Student Debt & Loan Calculator screenshot 2
Student Debt & Loan Calculator screenshot 3
Student Debt & Loan Calculator screenshot 4
Student Debt & Loan Calculator screenshot 5

Manage and understand your student loan debt with this comprehensive calculator. It helps you visualize payoff schedules, analyze amortization, and explore early payment strategies to save money. Export your loan data for further analysis.

Student Loan Calculator#3

Student Loan Calculator by Astro Media Inc

Eliminate Your Student Debt
Worth Considering
🔧 Utilities
4.8(21 ratings)
Free
Student Loan Calculator screenshot 1
Student Loan Calculator screenshot 2
Student Loan Calculator screenshot 3
Student Loan Calculator screenshot 4
Student Loan Calculator screenshot 5
Student Loan Calculator screenshot 6

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

More Student Loan Debt apps to explore

4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
5
Student Loan - Scholarships
Student Loan - Scholarships
Student Loan - Scholarships
Student Debt Calculator Grants
Free
💰 Finance
(0)
6
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
7
Student Loan Payoff Calc
Student Loan Payoff Calc
Student Loan Payoff Calc
Plan your debt-free date
Free
💰 Finance
(0)
8
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
9
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

This app consolidates all your student loan information into one place, offering personalized repayment plans and enrollment in federal programs. It helps you track savings and provides tools for debt-free living with advanced security features.

Consolidate loan detailsEnroll in federal programsFree credit score access
💰 Finance
(18)
free with in-app purchases
10
Chip: Paying Off Student Loans
Chip: Paying Off Student Loans
Chip: Paying Off Student Loans
Round-Up. Chip Away. Cut Debt
Free

This app helps you pay off student loans faster by automatically saving spare change from your purchases. It rounds up transactions to the nearest dollar and uses the accumulated amount to make direct payments towards your debt, reducing interest and loan term.

Automated spare change round-upsDirect loan paymentsInterest payment reduction
💰 Finance
(11)
freemium
11
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.3K)
free with in-app purchases
12
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
13
Loan & Debt Tracker
Loan & Debt Tracker
Loan & Debt Tracker
Debt-free journey
Free

Manage all your debts and loans in one place. Track money owed to you and money you owe to others, with clear overviews of balances and due dates. Achieve financial freedom with tools to help you stay organized and motivated.

Track borrowed and lent moneyManage student loans, credit cards, and personal debtsClear overview of balances and due dates
💼 Business
(2)
free
14
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
15
Student Loan Planner
Student Loan Planner
Student Loan Planner
Student loan discussion groups
Free

Connect with other student loan borrowers to share experiences and discuss repayment strategies. This ad-free community allows you to explore various loan topics, join profession-specific groups, and learn from peers.

Browse topic spaces for loan plansJoin discussions and share repayment storiesConnect with profession-specific communities
🌐 Social Networking
(15)
free
16
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(1.5K)
free with in-app purchases
17
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
💰 Finance
(4.6K)
free
18
SLAP APP - Student Loan Assist
SLAP APP - Student Loan Assist
SLAP APP - Student Loan Assist
Pay off student loans faster
Free
💰 Finance
(0)
19
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(976)
free with in-app purchases
20
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

View account summary for loans and credit cardsMake payments on student loansSet up and manage automatic payments
💰 Finance
(102K)
free

FAQ about Student Loan Debt

What are the best student loan debt apps for iPhone?
AES Student Loans tops our student loan debt apps ranking as of May 2026, with a 4.6-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top student loan debt apps we rank are free to download, including AES Student Loans and Student Debt & Loan Calculator.
AES Student Loans has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 201+ student loan debt apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your student loan account from anywhere. You can access your account details, visualize your loan balance, view payment history, make payments, manage direct debit, and update your contact information. It also provides access to bills, letters, and tax documents, and allows you to upload required documents.
You can schedule payments quickly using saved bank accounts. The app allows you to target payments to specific loans and even pay off loans with current or future date quotes. You can also manage your Direct Debit details, including suspending or canceling scheduled payments.