Best Mortage Calculator Apps

194+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

Mortgage Pal is the household name in mortage calculator, but it's far from the only option. We track 194+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortage Calculator Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
3Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoJul 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
6Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026
7Rocket MortgageRocket MortgageFree4.9★ (176K)NoNoAug 2026
8RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.6K)YesNoAug 2026

Top Picks for Mortage Calculator

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Editor's Choice
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Mortgage Calculator- Home Loan#3

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Worth Considering
💰 Finance
4.6(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

More Mortage Calculator apps to explore

4
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
7
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
8
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
9
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Real estate finance calculator
Free

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

Instant loan payment calculations (P&I, PITI)Buyer qualifying for conventional, FHA, and VA loansComplete cash flow solutions (IRR, NPV, NFV)
💰 Finance
(3.4K)
subscription
10
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
11
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(51)
ad-supported
12
Mortgage Calculator 2
Mortgage Calculator 2
Mortgage Calculator 2
Loan and Mortgage Calculator
Free

This finance app offers real-time mortgage calculations as you adjust principal, interest, and term. Visualize your entire loan term with detailed summaries and bar charts. It features an intuitive interface, quick change buttons, multiple themes, and multilingual support.

Real-time updates with every changeIntuitive user interfaceQuick change buttons
💰 Finance
(87)
free with in-app purchases
13
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(375K)
free with in-app purchases
14
Mortgage Calculator Pro
Mortgage Calculator Pro
Mortgage Calculator Pro
by SVT Software
$0.99

Calculate monthly payments for mortgages, car loans, credit cards, and more. Easily add adjustments like insurance and property taxes to see their impact. Save and email loan details with amortization schedules.

Calculate monthly loan paymentsAdd insurance, taxes, and feesSave and organize loans
💰 Finance
(72)
paid
15
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
16
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
💰 Finance
(5)
free
17
Mortgage Calculator・
Mortgage Calculator・
Mortgage Calculator・
Auto Loan
Free

Easily calculate and understand your mortgage or auto loan details. This app provides instant payment breakdowns and yearly/monthly schedules to help you plan your finances effectively. Ideal for homebuyers and financial planners.

Mortgage and auto loan calculationsDetailed payment breakdownYearly and monthly payment schedules
💰 Finance
(73)
free with in-app purchases
18
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(15K)
subscription
19
Redfin: Buy, Sell & Rent Homes
Redfin: Buy, Sell & Rent Homes
Redfin: Buy, Sell & Rent Homes
Apartment & Real Estate Finder
Free

Discover your dream home with personalized recommendations and up-to-the-minute property details. Connect with local agents, schedule tours, and get preapproved for a mortgage. Stay ahead of the competition with real-time notifications and AI-powered insights.

Personalized property recommendationsReal-time listing updatesConnect with local agents
🌟 Lifestyle
(1.6M)
ad-supported
20
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Buy & Sell Homes & Apartments
Free

Explore homes and apartments with advanced tools like 3D tours and virtual staging. Estimate your buying budget, connect with agents, and manage the entire home buying or renting process seamlessly. Find your perfect place faster.

3D home toursVirtual stagingBuyAbility score estimation
🌟 Lifestyle
(7.2M)
ad-supported

FAQ about Mortage Calculator

What are the best mortage calculator apps for iPhone?
Mortgage Pal - Loan Calculator tops our mortage calculator apps ranking as of July 2026, with a 4.8-star average from 3.4K App Store ratings, and it's free to download.
Yes — 19 of the top mortage calculator apps we rank are free to download, including Mortgage Pal - Loan Calculator and Loan Calculator‰.
Mortgage Pal - Loan Calculator has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 194+ mortage calculator apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Pal is an all-in-one mortgage toolkit designed to help users make smarter home buying decisions. It provides seven powerful tools, including calculators for mortgage payments, affordability, refinancing, HELOCs, rent vs. buy comparisons, closing costs, and a mortgage rate trends visualizer.
Key features include a Mortgage Payment Calculator that accounts for PMI, taxes, insurance, and HOA fees with various payment plans, an Affordability Calculator to determine how much home you can afford, a Refinance Calculator to compare loan options, a HELOC Calculator, a Rent vs. Buy Calculator, a Closing Costs Calculator, and a Mortgage Rate Trends Visualizer.

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