Best Debt Apps

Freedom Debt Relief

Client Dashboard

Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

DebtApp

by DebtApp, LLC

Free

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

Eliminate: Debt Payoff Planner

Pay it down. Own your future.

Free

This app helps you track and pay down debt without connecting to your bank. It visualizes your debt-free date, offers payoff strategies, and sends payment reminders. Your financial data remains private and stored only on your device.

Changed: Automate Debt Payoff

Track Debt, Pay It Down Faster

Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Relief: Get out of debt

Reduce your credit card debt

Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

YNAB

Never worry about money again

Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Debt Payoff Box: Snowball Plan

Loan Tracker and Planner

Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

National Debt Relief

Client Dashboard

Free

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Goodbudget Budget Planner

Money & Expense Tracker

Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Debt Payoff Pro: Loan Tracker

Snowball & Avalanche Planner

Free

This app helps you create a clear, step-by-step plan to become debt-free. It allows you to track all your debts, choose a payoff strategy, and visualize your progress without linking bank accounts.

Gauss: Payoff Credit Card Debt

Manage Debt, Credit & Budget

Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

EveryDollar: Budget Management

Track Income, Bills & Spending

Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.