Best Debt Apps

4.7😊(7.3K ratings)

FreeAdsIn-App Purchases

#79in Finance

Debt Payoff Planner & Tracker screenshot 1

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Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

💯 Excellent debt tracking and planning
🔍 Detailed debt breakdown and payoff timeline
🎯 Helps stay motivated and on track
👍 Simple and easy to use interface
🤑 Affordable premium subscription
🔢 Customizable debt payoff strategies

Room to Improve

🐛 Occasional app crashes and stability issues
📆 Lack of flexible payment frequency options (weekly, bi-weekly)
💰 Frustration with premium-only features
🔢 Difficulty making changes to existing debt entries
💸 Concerns about recurring subscription costs

Debt Snowball - Payoff Planner by Polybit Studio Pty Ltd

Credit card & payment tracker

Strong Contender

4.7😞(1.3K ratings)

FreeIn-App Purchases

Debt Snowball - Payoff Planner screenshot 1

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Debt Snowball - Payoff Planner screenshot 5

Debt Snowball - Payoff Planner screenshot 6

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

What We Love

👍 Simple and easy-to-use interface
🚀 Straightforward debt tracking
💡 Debt payment strategies
🔒 Secure data storage

Room to Improve

🐛 Bugs and glitches
💰 Paid features not worth the cost
🔍 Limited functionality for the price
🔢 Inaccurate balance calculations

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt

Worth Considering

4.5😊(3.6K ratings)

Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

🚀 Fast and efficient
💰 Significant debt reduction
👍 Easy to use
🙏 Helpful customer service

Room to Improve

🐛 Login and app issues
❌ Doesn't work with all creditors
💰 Expensive fees
🕰️ Slow response times

More Debt apps to explore

DebtApp

by DebtApp, LLC

View unsecured debt balancesTrack current savingsManage creditor settlement offers

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

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Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances

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Visualize debt-free dateSnowball or avalanche payoff methodsPayment reminders and alerts

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Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Track program progressView account balances and statementsReceive alerts and notifications

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Debt payoff planningSnowball and avalanche methodsExtra payment strategy

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(0)

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Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

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Goodbudget Budget Planner

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Virtual envelope budgetingShared budgetsExpense tracking

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

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Snowball & Avalanche Planner

Debt payoff strategy plannerSnowball and Avalanche methodsCustom debt order

This app helps you create a clear, step-by-step plan to become debt-free. It allows you to track all your debts, choose a payoff strategy, and visualize your progress without linking bank accounts.

(2)

Snowball Your Way Out of Debt!

Debt Demolisher

$1.99

Snowballer: Debt Snowball

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Payoff planner: debt-free date

Build and track daily habits with growing snowman visualOne 'snow day' forgiveness for missed habitsLog spending and income via typing, voice, or photo

This app helps you build positive habits and manage your finances in one place. Track daily wins, monitor spending and income, and receive personalized AI coaching to achieve your goals. Your data is kept private and secure.

(6)

DebtWise — Debt Payoff Planner

Your Order. Your Freedom Date

Custom debt payoff orderAutomatic payment remindersProgress tracking and milestones

This app helps you create a personalized debt payoff plan and stick to it. It offers custom ordering of debts, automatic payment reminders, and progress tracking. It also includes classic payoff strategies and works offline in multiple languages.

Never worry about money again

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Gauss: Payoff Credit Card Debt

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Manage Debt, Credit & Budget

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

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Debt Free, Done Right.

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Manage your debts and financial goals with this intuitive mobile application. Track finances, view transaction history, and access important documents all in one place. Achieve financial freedom with organized tools for debt management and budgeting.

(13)