Best Debt Apps

4.7😊(7.4K ratings)

FreeAdsIn-App Purchases

#60in Finance

Debt Payoff Planner & Tracker screenshot 1

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Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

💯 Excellent debt tracking and planning
🔍 Detailed debt breakdown and payoff timeline
🎯 Helps stay motivated and on track
👍 Simple and easy to use interface
🤑 Affordable premium subscription
🔢 Customizable debt payoff strategies

Room to Improve

🐛 Occasional app crashes and stability issues
📆 Lack of flexible payment frequency options (weekly, bi-weekly)
💰 Frustration with premium-only features
🔢 Difficulty making changes to existing debt entries
💸 Concerns about recurring subscription costs

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt

Strong Contender

4.5😊(6.1K ratings)

Free

This app helps individuals manage and reduce unsecured debt in collections. It provides tools to silence debt collector calls, track potential violations of consumer rights, and understand options for responding to lawsuits. An AI advisor offers guidance on debt resolution and settlement.

What We Love

🚀 Fast and efficient
💰 Significant debt reduction
👍 Easy to use
🙏 Helpful customer service

Room to Improve

🐛 Login and app issues
❌ Doesn't work with all creditors
💰 Expensive fees
🕰️ Slow response times

DebtApp by DebtApp, LLC

Worth Considering

4.2(73 ratings)

Free

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

More Debt apps to explore

Freedom Debt Relief

Client Dashboard

Instant settlement offer notificationsReview and authorize offers with one tapComprehensive overview of deposits and balances

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on negotiations. Seamlessly access your online dashboard for more resources.

Debt Snowball - Payoff Planner

(23K)

free

Credit card & payment tracker

Add multiple debtsChoose repayment frequencyTrack payments

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

(1.4K)

National Debt Relief

Client Dashboard

Track program progressView account balances and statementsReceive alerts and notifications

Manage your debt repayment journey with this financial dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and review transactions to achieve your financial goals.

Eliminate: Debt Payoff Planner

(4.8K)

free

Pay it down. Own your future.

Visualize debt-free dateSnowball or avalanche payoff methodsPayment reminders and alerts

This app helps you track and pay down debt without connecting to your bank. It visualizes your debt-free date, offers payoff strategies, and sends payment reminders. Your financial data remains private and stored only on your device.

Debt Payoff Box: Snowball Plan

(2)

freemium

Loan Tracker and Planner

Debt payoff planningSnowball and avalanche methodsExtra payment strategy

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

(2.5K)

Changed: Automate Debt Payoff

Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

(5.7K)

Budgetr: Debt Payoff Planner

DebtWise — Debt Payoff Planner

Your Order. Your Freedom Date

Custom debt payoff orderAutomatic payment remindersProgress tracking and milestones

This app helps you create a personalized debt payoff plan and stick to it. It offers custom ordering of debts, automatic payment reminders, and progress tracking. It also includes classic payoff strategies and works offline in multiple languages.

Goodbudget Budget Planner

(2)

freemium

Money & Expense Tracker

Virtual envelope budgeting systemShared budgets for couples and familiesCross-device synchronization (iOS, Android, Web)

This personal finance app helps you plan your budget, track expenses, and manage debt using a virtual envelope system. Share your financial data with others across multiple devices and access insightful reports to understand your spending habits.

Debt Payoff Pro: Loan Tracker

(14K)

freemium

Snowball & Avalanche Planner

Debt payoff strategy plannerSnowball and Avalanche methodsCustom debt order

This app helps you create a clear, step-by-step plan to become debt-free. It allows you to track all your debts, choose a payoff strategy, and visualize your progress without linking bank accounts.

(2)

Debt & Loan Calculator - Pay Off Debts and Loans

by Catrnja Dev

Debt managementAutomatic payoff calculationDebt snowball method

Manage your debts with this intuitive tool. It automatically calculates payoff timelines using the debt snowball method, allowing you to accelerate your debt repayment by reinvesting previous payments into subsequent debts.

(6)

Gauss: Payoff Credit Card Debt

Manage Debt, Credit & Budget

Balance transfers to low APR credit linesCredit building with reporting to major bureausPayroll advance for late fee protection

This app helps you manage and pay off credit card debt faster. It offers tools for balance transfers, credit building, and personalized financial advice. Track all your credit cards, cash flow, and progress towards becoming debt-free.

Debt Free Fast - SmartPayoff

(4.6K)

free

Snowball Loan & Budget Planner

Snowball Your Way Out of Debt!

$1.99

Who owes whom, in one place

(0)

MoneyDue: Debt Tracker