Debt Payoff Pro: Loan Tracker
Snowball & Avalanche Planner
About
This app helps you create a clear, step-by-step plan to become debt-free. It allows you to track all your debts, choose a payoff strategy, and visualize your progress without linking bank accounts.
What's New in Debt Payoff Pro
1.1
May 5, 2026
Bug fixes.
Subscription plans
Pro Annual
Unlimited debts, all strategies, scenarios
In-App Purchases
$49.99
Pro Lifetime
All Pro features forever. One-time, no subscription.
Developer apps
FAQ
How does Debt Payoff Pro calculate my debt-free date?
Debt Payoff Pro calculates your debt-free date by taking your listed debts, their balances, interest rates, and minimum payments, and applying your chosen payoff strategy (snowball, avalanche, or custom). It then projects when each debt will be paid off and provides an overall debt-free timeline.
Can I link my bank accounts to Debt Payoff Pro?
No, Debt Payoff Pro is designed with privacy first and does not link to bank accounts. All financial data is entered manually by the user, ensuring your information stays on your device.
What payoff strategies does Debt Payoff Pro offer?
Debt Payoff Pro supports the Snowball Method (paying smallest balances first), the Avalanche Method (targeting highest interest rates first), and a Custom Order option where you can manually arrange your debts.
How does Debt Payoff Pro handle extra payments?
You can log extra payments with a single tap in Debt Payoff Pro. The app will then instantly show you how that extra payment affects your debt-free date and the total interest you will save.
What types of debts can I track in Debt Payoff Pro?
You can track a wide variety of debt types, including credit card balances, student loans, personal loans, auto loans, medical debt, mortgages, and any other debt that has an interest rate and minimum payment.
Does Debt Payoff Pro have ads?
No, Debt Payoff Pro does not contain advertisements. The app is free to download and use, with optional in-app purchases for advanced features or subscription plans.
What are the subscription options for Debt Payoff Pro?
Debt Payoff Pro offers several subscription plans, including a Pro Trial with a 7-day free trial for $4.99 per month, a Pro Monthly plan at $4.99 per month, a Pro Gift option for $29.99 per month, and a Pro Annual plan for $29.99 per year.
How often is Debt Payoff Pro updated?
Debt Payoff Pro was last updated on May 5, 2026, with version 1.1. The app is released on April 21, 2026, indicating it is a relatively new application that may receive regular updates.