Comparison

Debt Payoff Pro vs Knockdown

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Payoff Pro

This app helps you create a clear, step-by-step plan to become debt-free. It allows you to track all your debts, choose a payoff strategy, and visualize your progress without linking bank accounts.

Highlights
  • Debt payoff strategy planner
  • Snowball and Avalanche methods
  • Custom debt order
  • Extra payment logging
  • What-if scenario analysis
  • Debt capacity calculation
  • Progress visualization
Features
Read full description

Take control of your debt. Debt Payoff Pro gives you an exact debt-free date and a clear step-by-step plan -- no bank linking, no complexity, no guesswork. Add your debts in seconds, pick your payoff strategy, and watch your progress every day. Whether you have credit cards, student loans, a car payment, or a mortgage -- see exactly when you'll be debt free and how much interest you'll save. HOW IT WORKS 1. Add your debts -- balance, interest rate, and minimum payment for each 2. Choose your strategy -- snowball, avalanche, or custom order 3. See your debt-free date -- and start tracking payments today PAYOFF STRATEGIES - Snowball Method -- pay smallest balances first for quick wins and motivation - Avalanche Method -- target highest interest rates first to save the most money - Custom Order -- drag and reorder debts to match your priorities ONE-TAP EXTRA PAYMENTS Log every extra payment with a single tap. See instantly how it changes your debt-free date and total interest saved. No spreadsheets, no manual math. WHAT-IF SCENARIOS "What if I paid $100 extra this month?" Slide the amount and see exactly how many months and dollars you'll save. Make confident decisions with real numbers -- whether it's an extra $50 or a $500 windfall. DEBT CAPACITY Enter your income and expenses once. Debt Payoff Pro calculates your available payment capacity -- so you know exactly how much extra you can put toward debt reduction each month without a full budget planner. TRACK EVERY DEBT TYPE - Credit card balances - Student loans - Personal loans - Auto loans - Medical debt - Mortgage - Any other debt with an interest rate and minimum payment PROGRESS THAT MOTIVATES - Debt-free countdown timer with your exact payoff date - Visual progress bars for each debt and your total portfolio - Interest saved tracker -- see real dollars you're keeping - Daily check-in streaks build momentum and consistency - Achievements and milestones celebrate your debt-free journey PRIVACY FIRST Your financial data stays on your device. No bank account linking. No third-party data sharing. You control every number you enter. DESIGNED TO FEEL GOOD A calm, modern interface that makes managing debt feel empowering -- not stressful. Dark mode included. Start your debt-free journey today. Download Debt Payoff Pro and see your payoff date in minutes. Support: mobile@kreatordev.com Terms of Service: https://kreatordev.com/debtpayoffpro/terms

About

Knockdown

A private debt payoff tracker that helps you manage loans, cards, and balances without linking bank accounts. It offers honest payoff dates, Zakat calculation, and halal mortgage comparisons, with optional subscriptions for advanced features.

Highlights
  • Track all debt types
  • Scan statements for data entry
  • Debt snowball or avalanche payoff methods
  • Halal finance tools (Zakat, mortgage comparison)
  • Private, on-device data storage
  • Encrypted, controlled backups
Features
Read full description

Pay off debt faster — without interest-based tricks, ads, or handing your bank login to a stranger. Knockdown is a debt payoff tracker that respects your privacy and your values. No sign-up. No bank linking. Everything stays on your device. TRACK EVERY DEBT • Cards, loans, BNPL, and medical balances • Log a payment in one tap and watch the balance fall • Scan a statement (PDF or photo) to fill in the details — read on-device • See what each balance costs you per day in interest A REAL PLAN, HONESTLY • Debt snowball (smallest first) or avalanche (highest rate first) • True payoff dates — if a budget can't clear the debt, we say so plainly instead of showing a comforting fake date • "How we calculate" shows the exact month-by-month math BUILT HALAL FROM THE GROUND UP • No riba-based recommendations, ever — and no ads • Zakat calculator (2.5% above nisab), auto-filled from what you track • Halal mortgage comparison: conventional loan vs. diminishing musharaka • Made with Muslim families in mind — including rotating savings circles (ayuuto/hagbad) on the roadmap PRIVATE BY DESIGN • No account and no server — your finances never leave your device • Encrypted, passphrase-protected backups you control • Optional app lock Add your debts, set what you can pay each month, and knock them down one account at a time. Knockdown is free to use. Optional Plus and Pro subscriptions unlock budgeting, net worth, and the advanced planning tools — no ads, ever. —— Subscriptions: Knockdown Plus and Knockdown Pro are optional auto-renewable subscriptions. Plus is $3.99/month or $39.99/year; Pro is $6.99/month or $69.99/year (prices may vary by region). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically for the same period and price unless cancelled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://useknockdown.com/terms.html Privacy Policy: https://useknockdown.com/privacy.html

Screenshots

Debt Payoff Pro4 screens
Knockdown4 screens

Verdict

The call

The clearest difference is update cadence: Debt Payoff Pro at fortnightly against Knockdown's every 2 months. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Payoff Pro sells 5 in-app purchases, starting at $4.99 per month and Knockdown sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Debt Payoff Pro against 5.0 for Knockdown. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Debt Payoff Pro ships an update fortnightly, Knockdown every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 8 level
Debt Payoff Pro versus Knockdown: the parameters behind the verdict, then further details
ParameterDebt Payoff ProKnockdown
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Number of ratings2 — better1
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size34 MB26 MB
Age rating4+4+
DeveloperKREATORDEV LLCOMAR ABDINUR MOHAMED

In-app purchases

5 purchases

Debt Payoff Pro

Subscriptions4
  • Pro Monthly$4.991 Month
  • Pro Trial7 Days trial$4.991 Month
  • Pro Annual$29.991 Year
Show 1 more
  • Pro Gift$29.991 Month
One-time1
  • Pro Lifetime$49.99
4 purchases

Knockdown

Subscriptions4
  • Knockdown Plus$3.991 Month
  • Knockdown Pro$6.991 Month
  • Knockdown Plus$39.991 Year
Show 1 more
  • Knockdown Pro$69.991 Year

Questions

Is Debt Payoff Pro free?
Debt Payoff Pro is free to download, with in-app purchases available.
Is Knockdown free?
Knockdown is free to download, with in-app purchases available.
Which has better reviews, Debt Payoff Pro or Knockdown?
Debt Payoff Pro and Knockdown are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Debt Payoff Pro or Knockdown have ads?
Neither Debt Payoff Pro nor Knockdown shows ads.
Which is updated more often, Debt Payoff Pro or Knockdown?
Debt Payoff Pro ships an update fortnightly, and Knockdown every 2 months. Most recently, Debt Payoff Pro was updated on October 24, 2026 and Knockdown on October 28, 2026.

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