Fade: Pay Down Debt

Track what you owe. Watch it disappear. Fade is a calm, private debt tracker that helps you see what remains and how far you have come. Add your debts manually, record payments, and watch your progress toward zero. A CLEAR VIEW OF YOUR DEBT Track mortgages, loans, credit cards, and other debts. Keep remaining balances, original amounts, payment history, and notes together. View totals and progress separately for each currency, including PLN, EUR, USD, and GBP. EVERY PAYMENT COUNTS Record a payment and see your remaining balance decrease. Follow your progress with charts, monthly and yearly summaries, and milestones. Edit your debt details as your plans change. PLAN YOUR WAY TO ZERO Add an interest rate and monthly payment to see an estimated payoff date and repayment details. Estimates use the information you enter and a constant interest rate; actual lender balances, fees, and schedules may differ. KEEP THE MOMENT When a debt is paid off, create a payoff receipt. Keep it in your archive, export a PDF, or share an image with amounts and debt names hidden by default. PRIVATE BY DESIGN Your financial records stay on your device. No account, bank connection, advertising, or analytics. Debt tracking works offline. Purchases and purchase restoration are handled by Apple and require an App Store connection. Device backups depend on your Apple settings. START FREE. UNLOCK MORE ONCE. Track one stored debt for free, including payments, editing, history, progress, and basic payoff estimates. Paid-off debts also count toward the free limit. An optional, one-time Fade Lifetime purchase unlocks: • Unlimited debts • What If simulations for extra monthly or one-time payments • Home Screen widgets for remaining debt, your next milestone, and estimated debt-free date No subscription. Simulations do not change your actual balances or recorded payments. Made for iPhone and iPad, with English and Polish, light and dark appearance, and localized currency and date formatting. Fade is a personal tracking tool. It does not make payments, connect to lenders, or provide financial advice.