Best Debt Student Apps

188+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated May 2026

Looking for free debt student apps? 19 of our 188+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Debt Student

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#65in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
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Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
AES Student Loans#2

AES Student Loans by Avereo

Strong Contender
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
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Manage your student loans effortlessly with the AES Student Loans app! Access your account, view loan details, make payments, manage Direct Debit, and plan for successful loan repayment all in one place. Download now for seamless loan management.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
Student Loan Calculator#3

Student Loan Calculator by Astro Media Inc

Eliminate Your Student Debt
Worth Considering
🔧 Utilities
4.8(21 ratings)
Free
Student Loan Calculator screenshot 1
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Student Loan Calculator screenshot 5
Student Loan Calculator screenshot 6

This application helps you calculate essential details about your student loan, including monthly payments, total paid, and interest saved, and provides recommendations for paying off your debt faster. Simply enter your loan information and use the calculator to plan your debt repayment and even export your calculations for future reference.

More Debt Student apps to explore

4
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Track & Understand Your Loans
Free

This application helps students and graduates manage and understand their loans by providing tools to calculate payoff schedules, track payments, and analyze loan data. By using this app, users can make informed decisions about their loans, plan for early payoff, and gain a clearer picture of their financial situation.

📚 Education
(100)
5
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

💰 Finance
(2.3K)
6
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

Reduce overdue debt with ease using our innovative application, designed to help you manage and alleviate financial burdens. Take control of your debt today!

💰 Finance
(1.2K)
7
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Track your debt relief plan with ease using our client dashboard app. Get instant notifications on settlement offers, view detailed financial information, and stay updated on your progress. Download now to start your journey towards financial freedom.

💰 Finance
(16K)
8
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

An innovative financial app that helps users pay off debts while making everyday purchases. Easily manage and track your payments in real-time. Take control of your finances with Ditch!

💰 Finance
(1K)
9
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

💰 Finance
(0)
10
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

A debt payoff app that uses the snowball method to help users tackle their debts strategically. Start managing your debts effectively today with this intuitive planner.

💰 Finance
(1K)
11
Student Loan - Scholarships
Student Loan - Scholarships
Student Loan - Scholarships
Student Debt Calculator Grants
Free
💰 Finance
(0)
12
Chip: Paying Off Student Loans
Chip: Paying Off Student Loans
Chip: Paying Off Student Loans
Round-Up. Chip Away. Cut Debt
Free

This innovative app helps users pay off their student loans by rounding up everyday purchases to the nearest dollar, automating the process of chipping away at debt. By connecting to a user's bank account and loans, it enables effortless payments, cutting interest and term length, and saving thousands of dollars.

💰 Finance
(11)
13
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards effortlessly with our mobile app. View balances, make payments, set up automatic payments, track credit health, apply for new loans, and get support all in one place. Download now for convenient account management on the go!

💰 Finance
(101K)
14
Loan & Debt Tracker
Loan & Debt Tracker
Loan & Debt Tracker
Debt-free journey
Free
💼 Business
(2)
15
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Manage your student loans easily from your phone with our app. View statements, make payments, update info, and more. Safe, secure, and convenient. Join now!

💰 Finance
(4.6K)
16
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

Track and manage your debts effectively with this user-friendly app. Stay on top of your financial goals and progress towards becoming debt-free. Download now to take control of your finances!

💰 Finance
(809)
17
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

💰 Finance
(9.9K)
18
Debt Fix
Debt Fix
Debt Fix
Plan To Payoff Your Debt
Free

This application helps users track and manage their debts by providing a financial breakdown, suggesting a payoff plan, and offering tools to prioritize and pay off debts faster. By using this app, individuals can take control of their finances and start their journey to financial freedom.

💰 Finance
(11)
19
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Your best debt payoff plan
$4.99

The application is a debt-tracking and debt-management tool that helps users develop and implement a personalized debt payoff strategy, whether using the debt snowball, debt avalanche, or any other method. It provides features to stay motivated, visualize progress, and collaborate with others, empowering users to become debt-free and achieve financial freedom.

💰 Finance
(34)
20
Student Loan Payoff Calc
Student Loan Payoff Calc
Student Loan Payoff Calc
Plan your debt-free date
Free
💰 Finance
(0)