Best Debt Student Apps

246+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated November 2026

Looking for free debt student apps? 20 of our 246+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Debt Student Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.7K)YesNoNov 2026
2Student Debt & Loan CalculatorStudent Debt & Loan CalculatorFree4.3★ (104)YesYesOct 2026
3Chip: Paying Off Student LoansChip: Paying Off Student LoansFree3.8★ (13)NoNoOct 2026
4Loan Calculator: Mortgage, CarLoan Calculator: Mortgage, CarFree4.6★ (23K)YesYesNov 2026
5Debt & Loan Calculator - Pay Off Debts and LoansDebt & Loan Calculator - Pay Off Debts and LoansFree1.0★ (6)NoYesNov 2026
6Student Loan CalculatorStudent Loan CalculatorFree4.5★ (22)NoNoOct 2026
7AES Student LoansAES Student LoansFree4.6★ (17K)NoNoNov 2026
8Fairmoney: Loan & Debt TrackerFairmoney: Loan & Debt TrackerFree—NoYesJul 2026

Top Picks for Debt Student

Changed: Automate Debt Payoff#1

Changed: Automate Debt Payoff by Changed Inc.

Track Debt, Pay It Down Faster
Editor's Choice
💰 Finance
4.6😐(5.7K ratings)
FreeAds
Changed: Automate Debt Payoff screenshot 1
Changed: Automate Debt Payoff screenshot 2
Changed: Automate Debt Payoff screenshot 3
Changed: Automate Debt Payoff screenshot 4
Changed: Automate Debt Payoff screenshot 5
Changed: Automate Debt Payoff screenshot 6

This app helps you pay off debt faster by automating extra payments from spare change and scheduled transfers. Track all your debts in one place and choose from proven payoff strategies to save money on interest and achieve financial freedom.

What We Love

  • 🚀 Helpful in paying off loans
  • 💡 Automatic debt payments
  • 👍 Easy to use
  • 🤑 Saves money without noticing
  • 🎉 Motivating to see progress

Room to Improve

  • 🐛 Connectivity issues with accounts
  • 🕰️ Slow payment processing
  • 💸 Subscription fees
  • 🤖 Poor customer support
  • 🔒 Difficulty accessing/withdrawing funds
Student Debt & Loan Calculator#2

Student Debt & Loan Calculator by ChuChu Train Productions

Track & Understand Your Loans
Strong Contender
📚 Education
4.3(104 ratings)
FreeAdsIn-App Purchases
Student Debt & Loan Calculator screenshot 1
Student Debt & Loan Calculator screenshot 2
Student Debt & Loan Calculator screenshot 3
Student Debt & Loan Calculator screenshot 4
Student Debt & Loan Calculator screenshot 5

Manage and understand your student loan debt with this comprehensive calculator. It helps you visualize payoff schedules, analyze amortization, and explore early payment strategies to save money. Export your loan data for further analysis.

Chip: Paying Off Student Loans#3

Chip: Paying Off Student Loans by Chip, LLC

Round-Up. Chip Away. Cut Debt
Worth Considering
💰 Finance
3.8(13 ratings)
Free
Chip: Paying Off Student Loans screenshot 1
Chip: Paying Off Student Loans screenshot 2
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Chip: Paying Off Student Loans screenshot 4

This app helps you pay off student loans faster by automatically saving spare change from your purchases. It rounds up transactions to the nearest dollar and uses the accumulated amount to make direct payments towards your debt, reducing interest and loan term.

More Debt Student apps to explore

FAQ about Debt Student

What are the best debt student apps for iPhone?
Changed: Automate Debt Payoff tops our debt student apps ranking as of November 2026, with a 4.6-star average from 5.7K App Store ratings, and it's free to download.
Yes — 20 of the top debt student apps we rank are free to download, including Changed: Automate Debt Payoff and Student Debt & Loan Calculator.
Changed: Automate Debt Payoff shows ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 246+ debt student apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.