Changed User Reviews

Customer Experience

Positive experience39.2% of reviews
Neutral4.2% of reviews
Negative experience56.6% of reviews

~ Based on 286 written reviews from the US App Store.

What users say

Is Changed Safe?

Changed: Automate Debt Payoff appears safe based on user ratings. AppsHunter Safety Score for Changed is 92/100.

This assessment is based on 5,400 user ratings, with an App Store average of 4.6/5.

Safety Analysis

89.6% of ratings point to a safe experience
2.5% of ratings suggest some concerns
7.9% of ratings point to a risky experience

~ Based on 5,400 App Store ratings for Changed.

Is Changed Legit?

Changed: Automate Debt Payoff appears to be a legitimate app. AppsHunter Legitimacy Score for Changed is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Not sending payments lack of support

Even that my threshold was setup for 100 dollar, the app didn’t send any payments for two weeks. Support didn’t even check my account because their replied clearly that showed that they didn’t even take the time to review what I was referring to. Support takes days to reasons. At first I was excited to try this app, but definitely cancelling now. The lack of support and the app issues aren’t a good sign to keep paying a monthly subscription.
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Deceptive Fees and business practices

I signed up for this app and nowhere did I select an annual subscription option. I linked my accounts and signed up to make an initial $20 deposit the next business day. I did some googling and saw how much the fees could be and decided to cancel my account. I was literally signed up on Changed for less than 15 minutes before I cancelled. I woke up the next day to a $132 charge to my bank account! Now waiting on customer support to tell me whether or not I can get a refund. Hopefully they oblige or I will be filing a dispute with my bank and contacting an attorney. Outrageous!
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Subscription Use Service

The app may be free to download, but you have to pay a $9 monthly fee to use. Or at least my screen is requiring a subscription fee before I can access. If I had known that I would not have downloaded. Developers may as well do a pay to download if you need to pay to use.

Not worth it

It costs a minimum of $9 a month. As a single mom that only uses my card for gas and groceries that's more that I would even save in the month thus it would just put me in more debt. It's a no for me that's too much

Thieves

Signed up for the top tier and thought I’d give it a try. Was about $135 for the year. Two weeks in I canceled and they kept my money…. Stay away from this app

Debt tracker

It is pretty cool app to use

Security

I’ve yet to try it. Anyone else turned off with the idea of scanning your ID to the app?

Scam

This app has a $9 minimum monthly fee. Here’s a crazy idea, just use that $9 to pay extra towards your debt instead of paying someone else to do it for you. Grow up and be an adult and budget for yourself. Paying someone else to help you pay off debt is the stupidest thing and biggest scam ever

Need it for credit card debt? Basic won’t work

There doesn’t seem to be a monthly payment option and when you decide against using the app, there’s no way to delete your profile. Basic doesn’t including linking credit cards - you need the plus level for that. Keep looking for a different app. This isn’t the one you’re looking for.

Phone # & SS #????

An app asking for extremely personal information without an encryption disclaimer, assurance they don’t sell your info, etc. all before they show you how the dang thing actually works???? Mark Cuban be better, come on now

Love this app!

It’s really helping me manage my debt

Awesomeness

Awesomeness

Bad app

Downloaded the app for the first time. At first had issues with the app connecting to plaid to connect my information. So I uninstalled and reinstalled the app. Then got an email that it was connected to plaid after uninstalling so must of went through after uninstalling the app. So reinstalled the app, then after logging back in, the app wants me to make an automatic $25 deposit before I can go any further. Will not take me to my profile to be able to delete my account I have to make the $25 deposit first before I can go any further. So I deleted the app and contacted plaid to unlink my account. So hopefully I don’t get any unexpected charges that I do not accept since I no longer want to use the app.
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Debt Totals Not Updating

Love this app. It works well but it’s not updating efficiently in terms of credit card totals

The best

Honestly the best thing I’ve ever used to save money and pay off debt. You literally don’t have to even think about it yet I’ve already knocked off 6 months on my car note. Chefs kiss.

Love Love Love

I’ve been absolutely in love with Changed. It’s so motivating to watch how much can be accumulated with just a few cents from your purchases, I paid off one of my credit cards within 2 1/2 weeks of starting the app incredible!!!

Needs $

This app needs subscription in order to use. Lame. There’s other app out there that’s free of subscription that works the same

App user

I love the ChangEd app!! It has helped me to save and pay off so many of my bills, and most importantly my private school loan.

Can’t withdraw or transfer

I really like the app idea and really want to give it a 5 star, but for the life of me I can’t figure out how to transfer my funds or withdraw anything to make a payment towards a debt I have.

App isn’t very user friendly so far. :/

Painless Way to Save

This is an easy way to put money away whether it’s to clear debt or to have money put away for a rainy day.