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Best Freeze Credit Apps

247+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Looking for free freeze credit apps? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Freeze Credit Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Experian®Experian®Free4.8★ (2.7M)NoYesSep 2026
2TransUnion®TransUnion®Free4.6★ (39K)NoNoSep 2026
3myEquifaxmyEquifaxFree4.8★ (44K)NoNoSep 2026
4Your Credit FreezeYour Credit FreezeFree5.0★ (3)NoNoSep 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
6myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoSep 2026
7Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoSep 2026
8Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (109K)YesNoSep 2026

Top Picks for Freeze Credit

Experian®#1

Experian® by Experian

Control Your Credit & Finances
Editor's Choice
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#29in Finance
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Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription
TransUnion®#2

TransUnion® by TransUnion

Your scores, reports & offers
Strong Contender
💰 Finance
4.6😞(39K ratings)
Free
#93in Finance
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Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information
  • 📞 Poor customer support
  • 🔑 Password management problems
myEquifax#3

myEquifax by Equifax

Start your credit journey
Worth Considering
💰 Finance
4.8😞(44K ratings)
Free
#80in Finance
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Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

What We Love

  • 👍 Convenient credit monitoring
  • 🚀 Easy to use app layout
  • 🔒 Secure login experience

Room to Improve

  • 🐛 Login issues and inability to create an account
  • 🔍 Difficulty finding credit freeze/unfreeze functionality
  • 🚫 Limited app functionality compared to website

More Freeze Credit apps to explore

FAQ about Freeze Credit

What are the best freeze credit apps for iPhone?
Experian® tops our freeze credit apps ranking as of August 2026, with a 4.8-star average from 2.7M App Store ratings, and it's free to download.
Yes — 20 of the top freeze credit apps we rank are free to download, including Experian® and TransUnion®.
Experian® has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 247+ freeze credit apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides access to your Experian credit report and FICO Score, allowing you to monitor changes and understand factors affecting your credit. It also offers features to potentially improve your score and compare financial products like credit cards, loans, and car insurance. A paid membership unlocks additional benefits such as bill negotiation and subscription cancellation.
Key features include free access to your Experian credit report and FICO Score, Experian Boost to potentially raise your score by using eligible bills, credit monitoring with alerts for changes, a marketplace to compare financial products, and for paid members, bill negotiation and subscription cancellation services. It also offers Experian CreditLock to protect against identity theft.