Best Free Credit Score Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated November 2026

Finding the right free credit score apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Free Credit Score Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (52K)NoNoNov 2026
2Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
3Experian®: Credit Score & moreExperian®: Credit Score & moreFree4.8★ (2.7M)NoYesNov 2026
4TransUnion®TransUnion®Free4.6★ (39K)NoNoNov 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesNov 2026
6Credit Score Check & Report AICredit Score Check & Report AIFree5.0★ (1)YesNoOct 2026
7Capital One CreditWiseCapital One CreditWiseFree4.8★ (311K)YesNoNov 2026
8myEquifaxmyEquifaxFree4.8★ (54K)NoNoNov 2026

Top Picks for Free Credit Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(52K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Strong Contender
💰 Finance
4.8😐(7.8M ratings)
Free
#18in Finance
Intuit Credit Karma screenshot 1
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Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services
Experian®: Credit Score & more#3

Experian®: Credit Score & more by Experian

Loans, Cards, Save & Protect
Worth Considering
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#30in Finance
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Access your credit report and FICO Score for free. Get personalized credit card and loan offers, monitor your credit, and improve your financial health. Premium features include bill negotiation and cash advances.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription

More Free Credit Score apps to explore

FAQ about Free Credit Score

What are the best free credit score apps for iPhone?
myFICO - Credit Score Tracking tops our free credit score apps ranking as of November 2026, with a 4.8-star average from 52K App Store ratings, and it's free to download.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 249+ free credit score apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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