Best Fico Credit Score Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated November 2026

If you already know myFICO, this is the deeper bench. 249+ fico credit score apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of November 2026.

Compare top Fico Credit Score Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (52K)NoNoNov 2026
2Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
3TransUnion®TransUnion®Free4.6★ (39K)NoNoNov 2026
4Experian®: Credit Score & moreExperian®: Credit Score & moreFree4.8★ (2.7M)NoYesNov 2026
5Capital One CreditWiseCapital One CreditWiseFree4.8★ (311K)YesNoNov 2026
6myEquifaxmyEquifaxFree4.8★ (54K)NoNoNov 2026
7Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.8★ (340K)NoNoNov 2026
8Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesNov 2026

Top Picks for Fico Credit Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(52K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Strong Contender
💰 Finance
4.8😐(7.8M ratings)
Free
#19in Finance
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Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services
TransUnion®#3

TransUnion® by TransUnion

Your scores, reports & offers
Worth Considering
💰 Finance
4.6😞(39K ratings)
Free
#99in Finance
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Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information
  • 📞 Poor customer support
  • 🔑 Password management problems

More Fico Credit Score apps to explore

FAQ about Fico Credit Score

What are the best fico credit score apps for iPhone?
myFICO - Credit Score Tracking tops our fico credit score apps ranking as of November 2026, with a 4.8-star average from 52K App Store ratings, and it's free to download.
Yes — 20 of the top fico credit score apps we rank are free to download, including myFICO - Credit Score Tracking and Intuit Credit Karma.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 249+ fico credit score apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.