Best Fico Score Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good fico score apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Fico Score Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoAug 2026
2Experian®Experian®Free4.8★ (2.7M)NoYesAug 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
4TransUnion®TransUnion®Free4.6★ (39K)NoNoAug 2026
5Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoAug 2026
6myEquifaxmyEquifaxFree4.8★ (41K)NoNoAug 2026
7Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesAug 2026
8Credit Score MonitoringCredit Score MonitoringFree4.8★ (127)NoYesAug 2026

Top Picks for Fico Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
Experian®#2

Experian® by Experian

Control Your Credit & Finances
Strong Contender
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#31in Finance
Experian® screenshot 1
Experian® screenshot 2
Experian® screenshot 3
Experian® screenshot 4
Experian® screenshot 5
Experian® screenshot 6

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#21in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns

More Fico Score apps to explore

4
TransUnion®
TransUnion®
TransUnion®
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
💰 Finance
(39K)
freemium
5
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(309K)
free
6
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(41K)
free with in-app purchases
7
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
8
Credit Score Monitoring
Credit Score Monitoring
Credit Score Monitoring
Track Your Credit Wise Report
Free

Manage your finances with an income/expense tracker and stay informed with credit score news. Estimate your credit score with a simulator. Free version has usage limits.

Income/expense trackerCredit score news feedCredit score simulator
💰 Finance
(127)
free with in-app purchases
9
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Build credit for a credit card
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(324K)
free with in-app purchases
10
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Equifax, Experian + TransUnion
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(263K)
free with in-app purchases
11
ScoreSense®
ScoreSense®
ScoreSense®
Credit Scores & Reports
Free

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

Credit scores and reports from TransUnion, Equifax, ExperianDaily credit monitoring and alertsAccess to Credit Specialists
💰 Finance
(10K)
free with in-app purchases
12
Sainscore
Sainscore
Sainscore
Sainscore
Free

This platform provides accessible, transparent, and easy access to all types of credit information services. Users can monitor any changes to their credit information in real-time.

FICO Score accessCredit information database lookupDebt-to-income ratio calculation
🔍 Reference
(2)
free
13
Credit Score Check
Credit Score Check
Credit Score Check
Track Your Credit Wise Report
Free

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

Credit history analysisTrack major credit bureausFinancial dashboard
💰 Finance
(198)
free with in-app purchases
14
FICO
FICO
FICO
by MyCompanyFiles
Free
💼 Business
(0)
15
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
16
Dixit Score
Dixit Score
Dixit Score
Easy voting and scoring
Free
$0.99 | 100% OFF

This app simplifies scoring for the Dixit board game. It automates score calculation based on player votes and card reveals, making game management effortless. Enjoy your game without the hassle of manual scorekeeping.

Automated score calculationPlayer voting interfaceCard reveal tracking
🔧 Utilities
(6)
free
17
FICO Events
FICO Events
FICO Events
by Fair Isaac Corporation
Free

This app serves as a personal concierge for attendees of FICO events, providing comprehensive information on FICO Platform, solutions, products, speakers, and presentations. It aims to enhance the event experience by offering easy access to all necessary details.

Event information accessSpeaker detailsPresentation schedules
💼 Business
(1)
free
18
Scoreboard: Score Keeper
Scoreboard: Score Keeper
Scoreboard: Score Keeper
Scorekeeper & Match Tracker.
Free

Easily track scores for games and competitions. This app simplifies scorekeeping for various activities, from sports to board games. Enjoy effortless fun without manual tallying.

Effortless score trackingUser-friendly interfaceSupports various games and competitions
⚽ Sports
(3)
free with in-app purchases
19
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.

Credit builder programNo credit check or feesReports to all 4 bureaus
💰 Finance
(11K)
free with in-app purchases
20
Credit Score Check & Report
Credit Score Check & Report
Credit Score Check & Report
Check • Improve • Monitor
Free

Estimate your credit score and monitor your financial health with this secure app. Understand what affects your score, simulate changes, and track progress with interactive tools and gamified milestones. Designed for global users seeking transparent credit insights.

Instant credit score estimateDetailed credit report breakdownScore simulator and comparison tools
💰 Finance
(56)
ad-supported

FAQ about Fico Score

What are the best fico score apps for iPhone?
myFICO - Credit Score Tracking tops our fico score apps ranking as of August 2026, with a 4.8-star average from 50K App Store ratings, and it's free to download.
Yes — 20 of the top fico score apps we rank are free to download, including myFICO - Credit Score Tracking and Experian®.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ fico score apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.
You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.

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