Best Credit Rating And Credit Check Apps

205+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our credit rating and credit check list covers 205+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Credit Rating And Credit Check

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by Fair Isaac Corporation

Get & Track Your Credit Report
Editor's Choice
💰 Finance
4.8😐(46K ratings)
FreeAds
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Monitor and track your FICO credit scores from all three bureaus, receive credit alerts and insights on-the-go, and access educational content with this credit score monitoring application. Visit www.myfico.com to learn more and take control of your credit health.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Your personal money app
Strong Contender
💰 Finance
4.8😐(7.6M ratings)
FreeAds
#17in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
Experian®#3

Experian® by CONSUMERINFO.COM, INC.

Control Your Credit & Finances
Worth Considering
💰 Finance
4.8😐(2.7M ratings)
FreeAdsIn-App Purchases
#28in Finance
Experian® screenshot 1
Experian® screenshot 2
Experian® screenshot 3
Experian® screenshot 4
Experian® screenshot 5
Experian® screenshot 6

Take control of your credit with our powerful financial management app. Monitor your credit score, track your spending, and get personalized recommendations for improving your financial health. Download now to start managing your finances with ease.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription

More Credit Rating And Credit Check apps to explore

4
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

💰 Finance
(437K)
5
TransUnion®
TransUnion®
TransUnion®
Your scores, reports & offers
Free

Stay on top of your credit health with our advanced credit monitoring app. Get real-time alerts, track your credit score, and manage your financial well-being effortlessly. Download now for peace of mind.

💰 Finance
(39K)
6
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

An essential credit monitoring tool with features like credit score updates, report access, credit simulator, and identity theft monitoring tools. Take control of your credit score for free with no impact on your score. Sign up to start monitoring and improving your credit today.

💰 Finance
(306K)
7
Credit Rating and Credit Check
Credit Rating and Credit Check
Credit Rating and Credit Check
Prefect your credit rating
Free
💰 Finance
(1)
8
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

An application to rapidly build your credit history and improve your credit score, offering quick results in just weeks with a transparent pricing model starting at $6/month. Includes a Credit Builder Card for easy payments and lowering credit utilization, and a Secured Credit Building Account to report positive behavior to credit bureaus quickly.Unlock a better financial future with Ava.

💰 Finance
(46K)
9
Credit repair & Score Check
Credit repair & Score Check
Credit repair & Score Check
Credit score repair guide
Free

Learn how to understand and improve your credit score with this comprehensive guide, covering topics such as credit report data, score calculation, and repair steps. Take control of your financial future by downloading this valuable resource and gaining the knowledge you need to make informed decisions.

💰 Finance
(4)
10
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly with Kikoff: improve your credit score by 58 points on average. Choose from Basic or Premium plans, get a credit line reported to major bureaus, and watch your credit grow hassle-free. Sign up and start building credit effortlessly today.

💰 Finance
(248K)
11
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

An AI-powered credit app that helps you repair, build, monitor, and protect your credit score for free. It offers credit monitoring, alerts, scores, and personalized tips, with over 3,000,000 total points increased. Join now to achieve major life milestones with better credit.

💰 Finance
(62K)
12
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

💰 Finance
(109K)
13
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Get instant access to your credit score, grades, and detailed reports using this application. Monitor your financial health and make informed decisions. Take control of your credit today!

💰 Finance
(7.2K)
14
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
15
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Build credit with ease using Seen Mobile. Track your spending, boost your credit score, and take control of your financial health. Start your journey to better credit today!

💰 Finance
(21K)
16
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Get your free credit report and credit score updates at no cost with a free account, no credit card required. Sign up now to track your credit journey and set a score goal with monthly updates.

💰 Finance
(30K)
17
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(8.4K)
18
Nav Business Credit Builder
Nav Business Credit Builder
Nav Business Credit Builder
Business credit and funding
Free

Track and manage your business's financial health with our all-in-one solution app, helping you monitor credit, cash flow, and funding options seamlessly. Join over 2 million businesses who trust our platform for financial well-being. Improve your financial health today!

💰 Finance
(21K)
19
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

💰 Finance
(9.9K)
20
ScoreSense®
ScoreSense®
ScoreSense®
Credit Scores & Reports
Free

Access and monitor your credit scores, receive alerts for changes, and get personalized tips for improving your credit health. Stay on top of your financial well-being effortlessly.

💰 Finance
(9.8K)