Best Kredit Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated November 2026

Out of 248+ kredit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Kredit Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
2Experian®: Credit Score & moreExperian®: Credit Score & moreFree4.8★ (2.7M)NoYesNov 2026
3Kikoff: Build Credit QuicklyKikoff: Build Credit QuicklyFree4.9★ (281K)NoNoNov 2026
4Kredit EviKredit EviFree—NoNoOct 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.5M)YesNoNov 2026
6Zelle Attendance AppZelle Attendance AppFree2.8★ (12)NoNoOct 2026
7Cash AppCash AppFree4.8★ (8.8M)NoNoNov 2026
8OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (488K)NoNoNov 2026

Top Picks for Kredit

Intuit Credit Karma#1

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Editor's Choice
💰 Finance
4.8😐(7.8M ratings)
Free
#25in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services
Experian®: Credit Score & more#2

Experian®: Credit Score & more by Experian

Loans, Cards, Save & Protect
Strong Contender
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#31in Finance
Experian®: Credit Score & more screenshot 1
Experian®: Credit Score & more screenshot 2
Experian®: Credit Score & more screenshot 3
Experian®: Credit Score & more screenshot 4
Experian®: Credit Score & more screenshot 5
Experian®: Credit Score & more screenshot 6

Access your credit report and FICO Score for free. Get personalized credit card and loan offers, monitor your credit, and improve your financial health. Premium features include bill negotiation and cash advances.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription
Kikoff: Build Credit Quickly#3

Kikoff: Build Credit Quickly by Kikoff Inc.

Grow & Monitor Your Credit
Worth Considering
💰 Finance
4.9😊(281K ratings)
Free
#60in Finance
Kikoff: Build Credit Quickly screenshot 1
Kikoff: Build Credit Quickly screenshot 2
Kikoff: Build Credit Quickly screenshot 3
Kikoff: Build Credit Quickly screenshot 4
Kikoff: Build Credit Quickly screenshot 5
Kikoff: Build Credit Quickly screenshot 6

This app helps users build and monitor their credit score quickly and affordably. It reports to all three major credit bureaus and offers features like rent and bill reporting. Plans start at $5 per month with no credit checks or interest.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history
  • 🆙 Improved credit utilization

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score
  • 💰 Misleading about loan/credit offerings

More Kredit apps to explore

FAQ about Kredit

What are the best kredit apps for iPhone?
Intuit Credit Karma tops our kredit apps ranking as of November 2026, with a 4.8-star average from 7.8M App Store ratings, and it's free to download.
Yes — 20 of the top kredit apps we rank are free to download, including Intuit Credit Karma and Experian®: Credit Score & more.
Intuit Credit Karma has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 248+ kredit apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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