Best Kredit Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Out of 250+ kredit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Kredit Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
2Kredit EviKredit EviFreeNoNoJul 2026
3Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoAug 2026
4Kikoff – Build Credit QuicklyKikoff – Build Credit QuicklyFree4.9★ (262K)NoNoAug 2026
5SkorKu - Cek Skor KreditSkorKu - Cek Skor KreditFreeNoYesJul 2026
6Porte: Mobile BankingPorte: Mobile BankingFree4.8★ (14K)YesNoAug 2026
7Experian®Experian®Free4.8★ (2.7M)NoYesAug 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026

Top Picks for Kredit

Intuit Credit Karma#1

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Editor's Choice
💰 Finance
4.8😐(7.7M ratings)
Free
#18in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
Kredi – Loan, Savings & Bills#3

Kredi – Loan, Savings & Bills by KREDI MONEY MICROFINANCE BANK LIMITED

Save, pay bills, & get loan
Worth Considering
💰 Finance
3.0😐(120 ratings)
Free
Kredi – Loan, Savings & Bills screenshot 1
Kredi – Loan, Savings & Bills screenshot 2
Kredi – Loan, Savings & Bills screenshot 3
Kredi – Loan, Savings & Bills screenshot 4
Kredi – Loan, Savings & Bills screenshot 5

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

What We Love

  • 🚀 Fast and reliable services
  • 👍 User-friendly interface
  • 💡 Easy to use
  • ✅ Nice banking platform

Room to Improve

  • ❌ Invalid account errors
  • 📉 Loan eligibility issues
  • 🚫 No customer care response

More Kredit apps to explore

4
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Equifax, Experian + TransUnion
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(262K)
free with in-app purchases
5
SkorKu - Cek Skor Kredit
SkorKu - Cek Skor Kredit
SkorKu - Cek Skor Kredit
by PT CREDIT BUREAU INDONESIA
Free
💰 Finance
(0)
6
Porte: Mobile Banking
Porte: Mobile Banking
Porte: Mobile Banking
Get Paid Faster, Save, Earn
Free

This mobile finance app helps you get paid faster, access fee-free ATMs, and even gives back to charity with your spending. It offers in-person service options and aims to provide a convenient banking experience without monthly fees for qualifying users.

Get paid up to 2 days earlyNo monthly fee with qualifying direct depositCharitable giving on purchases
💰 Finance
(14K)
free with in-app purchases
7
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
8
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
9
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

QRIS scanning for paymentsSend money to bank accounts with no admin feesTop up DANA balance without admin fees
💰 Finance
(6.6K)
free
10
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
11
Skor Cashback 10% Credit Card
Skor Cashback 10% Credit Card
Skor Cashback 10% Credit Card
Limit up to Rp100 million!
Free

This app offers a credit card with up to 10% cashback on everyday purchases, including rides, food, and shopping. Users can earn up to Rp500k cashback monthly and redeem it for airline miles or to reduce their credit card bill. It also provides real-time transaction notifications and spending management tools.

10% cashback on transactionsUp to Rp100 million credit limitCashback up to Rp500k monthly
💰 Finance
(2)
free with in-app purchases
12
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Coupons, Rewards, and Deals
Free

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

Automatic coupon applicationEarn shopping rewardsPrice comparison
🛍️ Shopping
(1.6M)
ad-supported
13
NYMCU Mobile Banking
NYMCU Mobile Banking
NYMCU Mobile Banking
by Municipal Credit Union
Free

Manage your finances on the go with 24/7 access to your accounts. Securely log in using Face ID or Touch ID to review balances, transfer funds, pay bills, deposit checks, and apply for loans. Utilize budgeting and savings tools to stay on track.

24/7 account accessSecure login (Face ID/Touch ID)View balances and activity
💰 Finance
(121K)
free
14
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
15
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(255K)
free with in-app purchases
16
City Finance Mobile
City Finance Mobile
City Finance Mobile
Sürətli və rahat maliyyə həlli
Free
💰 Finance
(0)
17
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
18
Ziraat Mobil
Ziraat Mobil
Ziraat Mobil
More than a bank!
Free

Access banking transactions conveniently with a user-friendly interface. Manage accounts, investments, payments, and more. Offers personalized recommendations and quick transaction features for individual and corporate customers.

Account and card managementInvestment tracking and managementQuick money transfers (EFT/FAST)
💰 Finance
(24K)
free
19
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
20
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases

FAQ about Kredit

What are the best kredit apps for iPhone?
Intuit Credit Karma tops our kredit apps ranking as of August 2026, with a 4.8-star average from 7.7M App Store ratings, and it's free to download.
Yes — 20 of the top kredit apps we rank are free to download, including Intuit Credit Karma and Kredit Evi.
Intuit Credit Karma has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ kredit apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Credit Karma helps you navigate your financial path by providing insights into your spending, monitoring your credit scores, and offering personalized loan and insurance offers. It also simplifies tax filing and provides access to online banking services.
Key features include connecting bank accounts for spending analysis, receiving alerts for credit score changes, comparing loan and insurance offers, and uploading W-2s to simplify tax filing. Premium subscribers gain access to identity protection and bill negotiation services.

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