Credit Karma — Credit Score

Credit Karma — Credit Score

Make financial progress today

98K ratings
232 reviews
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Details

Released
January 13, 2020
Updated
September 8, 2026

Features

Credit Karma — Credit Score screenshot #1 for iPhone
Credit Karma — Credit Score screenshot #2 for iPhone
Credit Karma — Credit Score screenshot #3 for iPhone
Credit Karma — Credit Score screenshot #4 for iPhone
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About

Monitor your credit score and report for free. Track changes, receive alerts, and gain personalized insights to understand and improve your financial health. Access tailored credit offers with no impact on your score.

✓Free credit score and report access
✓Credit monitoring alerts
✓Personalized insights for score improvement
✓Tailored credit card and loan offers
✓Likelihood of approval displayed
✓Credit score progress tracking
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What's New in Credit Karma

26.38

September 8, 2026

Bug fixes and performance improvements.

User reviews

Awful

Very unreliable and impossible to get any issues sorted

Good app

Good app and it’s free

Web page

Too Often I can’t get into the site. It says come back later

Does what it's supposed to

I needed a quick credit check to apply for some stuff, and this worked. Provided my credit score, more or less, which is what I needed.

The score, it turned out, was low by about 50 points, according to a more thorough credit check done later.

The app appears to be funded by pushing users to take up new credit cards and lines of credit. This is okay, as it is a free service and CK needs to make money somehow, but I somewhat dislike how it sends me emails claiming that if I open a new line of credit my credit score will be boosted. In my circumstance, that isn't true, although it might be true of someone in a different circumstance. So I wonder how, or if, those adverts are being targeted, since they simply do not apply to me.
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Can never log in

I hate this pos company.

Developer apps

FAQ

How do I sign up for Credit Karma?

Signing up for Credit Karma is quick and easy. You'll need to provide some personal information and answer a few security questions to protect your identity. Once completed, you'll gain access to your free credit score and report.

Is Credit Karma safe to use?

Yes, Credit Karma prioritizes user data security. They use your information with your permission and do not share personal data with unaffiliated third parties for their own advertising purposes. Your data is treated with care.

Does Credit Karma affect my credit score?

No, checking your credit score and report through Credit Karma does not impact your credit score. You can also browse credit offers with no impact on your score.

What kind of credit offers can I find on Credit Karma?

Credit Karma provides access to exclusive offers from top Canadian lenders, including credit cards and loans. These offers are tailored to your credit profile, and you can see your likelihood of approval before applying.

How often is my credit report updated on Credit Karma?

You will receive regular credit report updates so you always know where you stand. Credit Karma also provides credit monitoring alerts when something changes on your report.

What devices does Credit Karma support?

Credit Karma is available as a mobile application. While specific device compatibility isn't detailed, it is designed for use on smartphones and tablets.

What is the age rating for Credit Karma?

Credit Karma has an age rating of 4+. This indicates it is suitable for users of all ages, with no age restrictions mentioned.

How does Credit Karma help me improve my credit score?

Credit Karma offers personalized tips and insights to help you improve your credit score. You can track the key factors affecting your score and view your progress with an easy-to-read credit score graph.