Credit Karma User Reviews

Customer Experience

Positive experience59.0% of reviews
Neutral7.7% of reviews
Negative experience33.3% of reviews

~ Based on 183 written reviews from the US App Store.

Is Credit Karma Safe?

Credit Karma — Credit Score appears safe based on user ratings. AppsHunter Safety Score for Credit Karma is 96/100.

This assessment is based on 97,570 user ratings, with an App Store average of 4.8/5.

Is Credit Karma Legit?

Credit Karma — Credit Score appears to be a legitimate app. AppsHunter Legitimacy Score for Credit Karma is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Advice

Taken your device for new credit card to lower my balance and then your credit score gets dropped because if it

Easy to use

This app has been my daily access to my credit score, updates me daily and I’ve been learning a lot from it. Highly recommend!

Great

Great for tracking my credit score

Great App

Good job on this app!

Best and honest

I always found karma best and honest credit score.

Good. Could be better.

Pretty much the same as any other credit reporting app, or bank account app feature, but with credit card offers.

Would be cool if they could include ways to contact lenders/collection agencies; especially with advice on how to improve credit scores by negotiation and such.

Also, you should be able to be addressed by the app/emails by the name you go by (nickname, preferred name, middle name) instead of only your legal first name.
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Keep good

Hope to stay excellent

Credit karma is good

I am happy using credit karma it has helped me

Love the app

Super easy way to keep an eye on your credit score. Tips for improving it are definitely helpful!

Loans that is paid off

2 loans that are paid off but still shows that i owe money

Brilliant

Brilliant very easy to use …..

T i t l e

G r e a t

Excellent

Excellent

Helpful

I’ve appreciated the insight and a regular reminder to check up on my finances, beyond just paying bills.

Great tool!

Easy to use and great to track you multiple accounts!

Apprécié

Tellement securisant d’avoir cette application.

The best

Just the best

Plan ahead

Smart and up to date coverage of your credit report

Time to …

Change the way credit ratings are calculated. You pay your bills on time for years and years. Have 100% bills paid on time but still have a low rating. I follow all CK suggestions except the one to which costs money. The whole system is a scam. Apparently if you pay them $5 a month you’ll get a better rating. Paying your bills on time does nothing to boost your rating.

We need to start a case action lawsuit against all these companies.

Time for change is NOW!!!
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Needs more data

Our rating drops and the goes back up with no changes to our debt or income. There is no specific reason given. Why do these changes occur!