Best Credit Score Tracker Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated November 2026

Intuit Credit Karma is the household name in credit score tracker, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Credit Score Tracker Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
2myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (52K)NoNoNov 2026
3Experian®: Credit Score & moreExperian®: Credit Score & moreFree4.8★ (2.7M)NoYesNov 2026
4Capital One CreditWiseCapital One CreditWiseFree4.8★ (311K)YesNoNov 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesNov 2026
6Credit Score MonitoringCredit Score MonitoringFree4.7★ (162)NoYesNov 2026
7Credit Score Tracker & BuilderCredit Score Tracker & BuilderFree5.0★ (2)NoNoOct 2026
8TransUnion®TransUnion®Free4.6★ (39K)NoNoNov 2026

Top Picks for Credit Score Tracker

Intuit Credit Karma#1

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Editor's Choice
💰 Finance
4.8😐(7.8M ratings)
Free
#25in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay. Offers identity protection and bill negotiation for subscribers.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services
myFICO - Credit Score Tracking#2

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Strong Contender
💰 Finance
4.8😐(52K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Experian®: Credit Score & more#3

Experian®: Credit Score & more by Experian

Loans, Cards, Save & Protect
Worth Considering
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#29in Finance
Experian®: Credit Score & more screenshot 1
Experian®: Credit Score & more screenshot 2
Experian®: Credit Score & more screenshot 3
Experian®: Credit Score & more screenshot 4
Experian®: Credit Score & more screenshot 5
Experian®: Credit Score & more screenshot 6

Access your credit report and FICO Score for free. Get personalized credit card and loan offers, monitor your credit, and improve your financial health. Premium features include bill negotiation and cash advances.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription

More Credit Score Tracker apps to explore

FAQ about Credit Score Tracker

What are the best credit score tracker apps for iPhone?
Intuit Credit Karma tops our credit score tracker apps ranking as of November 2026, with a 4.8-star average from 7.8M App Store ratings, and it's free to download.
Yes — 20 of the top credit score tracker apps we rank are free to download, including Intuit Credit Karma and myFICO - Credit Score Tracking.
Intuit Credit Karma has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 249+ credit score tracker apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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