Best Credit Score Tracker Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Experian® is the household name in credit score tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Credit Score Tracker Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Experian®Experian®Free4.8★ (2.7M)NoYesSep 2026
2myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoSep 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
4Credit Score MonitoringCredit Score MonitoringFree4.8★ (127)NoYesSep 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesSep 2026
6Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoSep 2026
7TransUnion®TransUnion®Free4.6★ (39K)NoNoSep 2026
8Credit TrackingCredit TrackingFree4.1★ (75)NoNoSep 2026

Top Picks for Credit Score Tracker

Experian®#1

Experian® by Experian

Control Your Credit & Finances
Editor's Choice
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#31in Finance
Experian® screenshot 1
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Experian® screenshot 6

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription
myFICO - Credit Score Tracking#2

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Strong Contender
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#24in Finance
Intuit Credit Karma screenshot 1
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Intuit Credit Karma screenshot 5
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Credit Score Tracker apps to explore

FAQ about Credit Score Tracker

What are the best credit score tracker apps for iPhone?
Experian® tops our credit score tracker apps ranking as of September 2026, with a 4.8-star average from 2.7M App Store ratings, and it's free to download.
Yes — 20 of the top credit score tracker apps we rank are free to download, including Experian® and myFICO - Credit Score Tracking.
Experian® has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ credit score tracker apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides access to your Experian credit report and FICO Score, allowing you to monitor changes and understand factors affecting your credit. It also offers features to potentially improve your score and compare financial products like credit cards, loans, and car insurance. A paid membership unlocks additional benefits such as bill negotiation and subscription cancellation.
Key features include free access to your Experian credit report and FICO Score, Experian Boost to potentially raise your score by using eligible bills, credit monitoring with alerts for changes, a marketplace to compare financial products, and for paid members, bill negotiation and subscription cancellation services. It also offers Experian CreditLock to protect against identity theft.

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