Best Credit Score Tracker Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Intuit Credit Karma is the household name in credit score tracker, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Credit Score Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoOct 2026
2myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (52K)NoNoOct 2026
3Capital One CreditWiseCapital One CreditWiseFree4.8★ (310K)YesNoOct 2026
4Experian®Experian®Free4.8★ (2.7M)NoYesOct 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesOct 2026
6Credit Score MonitoringCredit Score MonitoringFree4.7★ (156)NoYesOct 2026
7Credit Score Tracker & BuilderCredit Score Tracker & BuilderFree5.0★ (2)NoNoOct 2026
8TransUnion®TransUnion®Free4.6★ (39K)NoNoOct 2026

Top Picks for Credit Score Tracker

Intuit Credit Karma#1

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Editor's Choice
💰 Finance
4.8😐(7.8M ratings)
Free
#23in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services
myFICO - Credit Score Tracking#2

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Strong Contender
💰 Finance
4.8😐(52K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Capital One CreditWise#3

Capital One CreditWise by Capital One

Your credit score, simplified
Worth Considering
💰 Finance
4.8😐(310K ratings)
FreeAds
#97in Finance
Capital One CreditWise screenshot 1
Capital One CreditWise screenshot 2
Capital One CreditWise screenshot 3
Capital One CreditWise screenshot 4
Capital One CreditWise screenshot 5
Capital One CreditWise screenshot 6

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

What We Love

  • 👍 Helpful for credit monitoring
  • 🚀 Comprehensive features
  • 💡 Useful credit simulator
  • 🔒 Secure app
  • 👍 Easy to use
  • 👍 Effective for credit building

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🐛 Delayed credit updates
  • 🐛 Inconsistent credit score information
  • 🐛 Unreliable credit simulator
  • 🐛 Requires too much personal information
  • 🐛 Difficult to resolve credit report issues

More Credit Score Tracker apps to explore

FAQ about Credit Score Tracker

What are the best credit score tracker apps for iPhone?
Intuit Credit Karma tops our credit score tracker apps ranking as of October 2026, with a 4.8-star average from 7.8M App Store ratings, and it's free to download.
Yes — 20 of the top credit score tracker apps we rank are free to download, including Intuit Credit Karma and myFICO - Credit Score Tracking.
Intuit Credit Karma has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ credit score tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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