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Sparrow Card App

Sparrow Card App

Building Credit Smarter

3.2K ratings
120 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • August 24, 2023
  • June 25, 2026

Features

Developer

Sparrow Financial, Inc.
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Sparrow Card App screenshot #1 for iPhone
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Sparrow Card App screenshot #6 for iPhone
Sparrow Card App screenshot #7 for iPhone
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About

This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.

✓Virtual card access
✓1% cashback on on-time payments
✓Real-time notifications
✓Credit score monitoring
✓Credit line increase opportunities
✓Card management (freeze, replace, PIN reset)
✓Reporting to major credit bureaus
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What users say

Summarized from real user reviews of Sparrow Card App. Based on 3.2K reviews and a 4.9/5 average, it highlights the 7 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use app
  • 🚀Payments post immediately
  • 💳Can pay at the pump for gas
  • 🆙Credit limit increases
  • 🤝Good customer service
  • 📈Helps build credit
  • 🔒Secure monitoring of activity

Negative things

  • 🔒Card blocked for no reason
  • 💰High fees
  • 🕰️No auto-pay option
  • 🤯Predatory lending practices
  • 🔒Account locked for no reason
  • 🤔Suspicious activity detection issues
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What's New in Sparrow Card App

4.8.3

June 25, 2026

Thanks for using the Sparrow mobile app! We regularly update the app to improve your experience and make sure everything is running smoothly. Any questions or feedback? Send us an email at hello@sparrowcard.com

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User reviews

Most RecentHighest RatedLowest Rated

Sparrow

I love the easy way to use the car and I really love the simple and quick way to make a payment without a lot of hassles and associates in Computers and Voice recorders making payments for you I love the way you guys made it simple and easy to do. Thank you so much.
jabarie Gjabarie G

Call center representative

I had a bad experience with the call center representative, she looks like someone in a harry she just wants to end the call , even when I informed her I had a problem with my card before she didn’t try to say anything she just wanted to finish the call with me , bad service and bad communication
SD BEARSD BEAR

Great App

The Sparrow App is user friendly. Easy to navigate. 👍🏼
Ohitsgina808Ohitsgina808

Block my card

They keep blocking my account for no reason at all
Mr khaylMr khayl

love the app

i love this app, it is straight forward and simple to use. quick too. i would recommend 100%
Chery529Chery529
See 115 more reviews

User experience

🐞

Reported Bugs

2 issues

Payment issues and missing payments

Bug

Declined transactions due to new card

Bug
✨

Requested Features

2 requests

Auto-pay option

Feature

Better fraud detection and dispute resolution

Feature

FAQ

What does the Sparrow Card App do?

The Sparrow Card App provides a credit card designed to help users build credit and achieve financial freedom. It offers features like cashback rewards, real-time notifications, and tools to monitor and improve your credit score.

What are the key features of the Sparrow Rewards Mastercard?

Key features include a virtual card for immediate access, 1% cashback on on-time payments, real-time notifications, and the 'Climb to Prime' feature for credit line increases and credit score monitoring. It also reports to all three major credit bureaus.

Is the Sparrow Card App free to use?

The app itself is free to download and use. The Sparrow Rewards Mastercard is issued by Evolve Bank & Trust and operates under Mastercard International Incorporated. Specific terms and conditions for the card apply.

What can I do within the Sparrow app?

Within the app, you can make payments, freeze or replace your card, update personal information, reset your PIN, and manage recurring subscription charges. You can also access credit line increases and monitor your credit score.

Who is the Sparrow Card App designed for?

This app is designed for individuals who are looking to build or improve their credit, especially those who may have been overlooked by traditional financial institutions. It aims to empower users on their journey to financial freedom.