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Build: Credit Building

Build: Credit Building

by PRG Ventures, Inc.

15 ratings
6 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • March 29, 2023
  • July 9, 2026

Features

Developer

PRG Ventures, Inc.
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iphone
ipad
⭐6
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About

This app helps you build your credit history by reporting your payment activity to major credit bureaus. You can manage your account and monitor savings progress with no hard credit pull required. Start improving your financial health with flexible payment options.

✓Build credit history
✓Reported to major credit bureaus
✓Credit builder account
✓Monitor savings progress
✓No hard credit pull
✓Flexible payment options
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What's New in Build

2.13.6

July 9, 2026

Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

Scam

Every time it is time to agree with the terms and conditions to receive the loan, the page refreshes and starts all over.
SunflowerJayyySunflowerJayyy

Scam

Scammmmm
HectheezzyHectheezzy

Doesn’t make sense

SCAM!!!!!! Something about this app is starting to seem fishy. I went to sign in and the app said it wasn’t available in my area. I called customer service and they claimed it was due to maintenance and I should make the payment on the phone. I declined and waited until the site was back up running. Made my payment and now I get an email saying my account is closed and my money will be sent to my account. No money in the build account and no money in my bank account. Imma try again tomorrow and even if it appears imma see if I can close this out because every month seems like an issue. Also the fact that I have to verify with a code everytime to log in is ridiculous. If I know my password why do I need to verify every single time.

Update on app: the my randomly closed down the app and emailed stating a refund will be made of the total amount including my sign up fee. I only got back the amount after they took $40 interest . The account screams scam. Now the contact phone number doesn’t work at all .
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mrnofreeridesmrnofreerides

Doesn’t make sense

Something about this app is starting to seem fishy. I went to sign in and the app said it wasn’t available in my area. I called customer service and they claimed it was due to maintenance and I should make the payment on the phone. I declined and waited until the site was back up running. Made my payment and now I get an email saying my account is closed and my money will be sent to my account. No money in the build account and no money in my bank account. Imma try again tomorrow and even if it appears imma see if I can close this out because every month seems like an issue. Also the fact that I have to verify with a code everytime to log in is ridiculous. If I know my password why do I need to verify every single time
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mrnofreeridesmrnofreerides

SCAM SCAM SCAM STAY AWAY

This app is a freaking Scam. Nothing works, can’t make payments then they have the Gaul to HURT your credit. Predatory and frankly disgusting.
not a sleezy bastartnot a sleezy bastart

Developer apps

Money App - Cash Advance
Money App - Cash Advance

by PRG Ventures, Inc.

💰 Finance

(25K)

Free
With Ads
See developer apps

FAQ

How does Build help improve my credit score?

Build reports your on-time payment history for its credit builder account to the three major credit bureaus. Consistent, timely payments are a key factor in credit scoring, helping to establish or improve your credit history over time.

Does Build have ads?

Yes, Build contains advertisements. As a free application, advertisements are displayed to support its continued development and availability.

What are the costs associated with Build?

The app is free to download. The Credit Builder Loan product has a monthly payment starting at $25, plus a $9 administration fee and interest. For example, a $520 loan with $25 monthly payments over 24 months results in a total cost of $609.

Is Build available on all devices?

Build is available on iPhone, iPad, and iPod. It is designed for iOS devices.

What is the age and residency requirement for Build?

Individual borrowers must be U.S. Citizens or permanent residents and at least 18 years old. A valid bank account and Social Security Number are also required.

How often is Build updated?

The latest version is 2.11.0, released on March 26, 2026. Updates are provided regularly to enhance features and performance.

What happens to my payments in the Build Credit Builder Account?

Your accumulated principal payments are deposited into a locked savings account controlled by Build. These funds are not FDIC insured and are accessible only after your loan is paid in full or closed.

Can Build remove negative credit history?

No, this product will not remove negative credit history from your credit report. It is designed to help build positive payment history.