Kikoff User Reviews

Customer Experience

Positive experience72.5% of reviews
Neutral2.4% of reviews
Negative experience25.0% of reviews

~ Based on 1,646 written reviews from the US App Store.

What users say

Is Kikoff Safe?

Kikoff: Build Credit Quickly appears safe based on user ratings. AppsHunter Safety Score for Kikoff is 98/100.

This assessment is based on 270,129 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.4% of ratings point to a safe experience
0.5% of ratings suggest some concerns
1.1% of ratings point to a risky experience

~ Based on 270,129 App Store ratings for Kikoff.

Is Kikoff Legit?

Kikoff: Build Credit Quickly appears to be a legitimate app. AppsHunter Legitimacy Score for Kikoff is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Review

Fantastic! Informative and user friendly

Good Vibes

One of the best things that’s happen to me in 2026. Can hardly wait until 2027 come on Kickoff and do what you do best. Show out🙌🏾☝🏽👏🏽👊🏾♥️🙏🏾

Lo mejor de lo mejor

Es una herramienta poderosa aprovéchenla estoy feliz de haberla conseguido gracias

Buenisimo

E aumentado mucho

Recomendado para esas personas que quieren arreglar su crédito.

Recommended for those people who want to fix their credit.

App interface malfunction

I have been trying to access this app for over a month. Everything was fine and kickoff was working for me until this past month. There have been two version updates and I still cannot get the app to work. I don’t know why I Kikoff can’t fix it.

Credit improved

My credit score has improved since I started using Kikoff. I have save my financial health

#1

This is by far my favorite app not just credit app but app in general the functions and features that they have in this app makes car shopping home buying & reviving loans extremely easy I highly suggest this app for anyone that cares about credit or wants a great financial future.

This is the best app for credit monitoring

This app helps you improve your credit for a really low price if recommend this over paying another person to fix your credit this shows you how to do it on your own!! Great way to learn more also

Gracias

Me siento muy agradecida a su trabajo gracias a el mi crédito a subido y estoy muy agradecida a uds

Acct review

Great quick information regarding my accounts !! Very satisfied !!

Can breathe

I can finally exhale. Something I can be proactive in in building my credit

Terrible company

My card was stolen a year ago. They took $1000 out of my account for Xbox subscription and I don’t own the Xbox and they’re still charging my card after I told them to remove it. No refund nothing.

My credit score is wrong

Every credit score reported on my Kickoff is wrong. I applied for a small loan to help pay to build a garage (about 12,000$ after my down payment) and was denied. The loan company sent me back a report that said my ACTUAL credit score was about 40 points lower than what kickoff shows. On Experian, trans union and equifax… all wrong. By A LOT. I’ve been paying for the 20$ a month credit line for over 6 months just started paying the extra 10$ a month for the credit builder loan. But if it’s not actually working WHAT AM I PAYING FOR ?
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Excellent Fr!

This app has helped me to take my 3 credit scores from poor to fair and good! I look forward to seeing the growth each month. And the insights provided are helpful.

???

I cancelled my subscription and they still charged me! Not very professional

Love it

Love it

Fake credit building service! Do not trust! Don’t waste your time and money

This is my experience so understand that my review is based on my personal experience.

I used Kikoff for 2 years and Kikoff didn’t actually help build my credit. I applied for a credit card a couple of months ago thinking I had used the service enough and built solid credit based on my Kikoff stats. Additionally both Kikoff and Chime made me believe I was building credit through their services so I was okay paying for my subscription and having my deposits go to their bank in order to build credit but in the end it was all for nothing. When I applied for my credit card the bank sent me a notice that I couldn’t open my credit account because my credit profile was too thin and I didn’t have sufficient credit. I was confused so I scheduled an appointment to talk to a representative. What they told me was that Kikoff and Chime weren’t real credit builders. I wasted all this time with this service for no reason. I will not be recommending this to anyone and will let everyone who will listen about my experience.
THIS IS BASICALLY A SCAM. DO NOT WASTE YOUR MONEY ON A SERVICE THAT DOES NOT WORK.

This app deserves one star.

Also, I keep getting these messages in my email about my account being “charged off” and the Kikoff team basically saying that not paying off my balance will affect my credit but my balance is $0 and every time I open the app I am bombarded with prompts pushing me to reopen an account with Kikoff.
But I definitely don’t want to reopen anything with Kikoff and I know I don’t owe anything because I had automatic payments on and my balance is $0, so I don’t understand how this will affect my credit.

Overall, this was not a good experience.
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Recommend

They really help you with your credit

Scheme

Every time you try to apply for a loan it just takes your information and posts it thru the web with out consent and even wen you put not to sell your info it does it anyways got this lame scheme app thinking it was legit nope its note tried twice an now I get email from
Random people and scam email trying to pose as some company
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