Kikoff User Reviews

What users say

Top reviews

Absolute scam

They advertise themselves as a line of credit with low monthly payments but the credit line doesn't exist. They argue with you about trying to cancel as well

The Best Credit Builder

It’s been so helpful and my credit score went up in less than 30days

Don’t fall for the okie dook run don’t use them

The the one who will mess you credit up they have like 6 different plans and it’s confusing to the one that your on of you miss a payment the will ruin your credit like they did mine they are not helpful at all.

Worst mistake

Worst mistake I ever made. They charged me $20 a month said I had a credit card with them for $2000 and when I questioned it now my credit has dropped 70 points I don’t have a credit card with them have never had a credit card with them and they refuse to talk with me to try to get this straightened out
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Not worth

You are just paying them a monthly fee to give you a “fake” account to report on. Better off just getting a secured card.

professionalism

evaluation
My parents would kick off his been very positive

Scam

Site is fraudulent. As soon as I signed up I was unable to access the site. Already went to a black screen. There is NO credit given as you’re meant to believe. Apparently you can buy books only through their website. YOU DO NOT GET A CREDIT LINE THAT IS USEFUL. Totally misleading

Glitchy

It hasn’t given me a credit score in months always say hold on tight but never connects

Perfecto

Lo ame

They did not help with my credit they make worse

They did not help with my credit they make worse

5 point raise

my score increase of only 5 points in the first month was a huge disappointment after their claim of how much your score will go up. i'm on the second month now and still at 5 points so i'm giving this app 2 stars

Great- Really Works!!

Awesome, easy to use, and transparent. No hidden fees or gimmicks. Just follow what Kickoff suggests, do your part and set back and watch your credit score go up. I also suggest there credit card. It’s a good way to put money aside just incase and really helps your credit grow.

Thank you

We love it

Great credit builder— HOWEVER

Been using this for about 5 months. It does build your credit, however it will show you an inaccurate score ranging between 40-60 points higher than your actual score.

Love Kikoff

I wish they bring back the thing where you can put money into a savings thing and let it build up so you can use as safe net to get the money out once you save up the money

Kikoff

This is app is fire. My credit score has gone up over 22 points in the last 2 months. It’s worth every penny. Thanks Kikoff

Absolute worst

This is the worst credit app I have ever seen. They literally manipulate your credit score in the app for different reasons. In other words all three credit scores will be different from your in the app. If you’re late on your payment they will put negative marks when all the other ones do not. They are also the last to upgrade your score when every other ones have. They are a joke and remember you are locked in for a year they will do whatever it takes to get there money if it means wrecking your credit again for selfish terms. The worst of the worst
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It helps

I’ve been using this app for almost a full year and i can honestly say with the insight, my score has increased!

Great app

I know it says you can jump 25 points in your first month but I jumped 30 🕺🏿

It work

Help me tremendously