Terrible Fraud Protection and Customer Service
Extremely disappointed with Kikoff. Their handling of fraudulent activity and customer disputes is unacceptable. I have experienced fraudulent activity on my card more than once, resulting in financial losses. Most recently, I lost over $1,000 in unauthorized transactions, and despite reporting the activity and following their dispute process, my claims were denied based on questionable reasoning.
Their lack of transparency, accountability, and willingness to thoroughly investigate suspicious activity is extremely concerning. This is not the first time I’ve experienced fraud with this card, which makes their handling of these situations even more frustrating.
Customers should feel confident that their money and financial information are protected, but my experience has been the complete opposite. I have lost all trust in this company and would strongly caution others before using their services. Terrible experience and extremely disappointing customer protection.
Their lack of transparency, accountability, and willingness to thoroughly investigate suspicious activity is extremely concerning. This is not the first time I’ve experienced fraud with this card, which makes their handling of these situations even more frustrating.
Customers should feel confident that their money and financial information are protected, but my experience has been the complete opposite. I have lost all trust in this company and would strongly caution others before using their services. Terrible experience and extremely disappointing customer protection.
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Credit
My credit went up tremendously this app has been so helpful definitely helps
No es de ninguna ayuda
Por favor no crean todo lo que dicen en las redes sobre esta aplicación, lo único que hacen es estafarte tu dinero no inviertan ni un centavo porque no lo van a ver de regreso.
Number 1!
I had a very low credit score to begin with- I was hesitant at first than I started I’ve been having Kikoff for two years my credit score went up soo high thanks to Kikoff!
Wow
Its not helpful and when you try and cancel it sends a negative report that looks bad on your credit now your stuck paying them for absolutely nothing
Kikoff credit
When I started this app, I thought it was BS. My credit score was in at 575 and when I tell you this app is very good. It does help out my credit score went from 575 to 731. It’s paid up all my debts is getting all my credit scores where it needs to be I just wanna say thank you so much if you don’t have this, you need to get on it. They are helping you with your credit.
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Good credit builder
Great app, actually pops up on your credit report paid on time
Superb
Wonderful ideal app on restoring credit to where you want it to be!
The best
Not more than 2 minths and my credit went up 101 points, and I still have debt!
The real deal to improve credit
I had gotten my credit cards paid off back in 2016 when my email and PayPal were compromised and identity was stolen as in accounts in my name that were not mine. I thought I would never be able to fix this i reported charges but the process was exhausting and so were the results, nothing brought up my score it felt like it took a year to get 2+ points. I started kick off in 2020, I understood that yes I was paying monthly and that was being reported to all bureaus and after 6 months I saw how it was helping. So far I’ve been able to have an increase between 50-70 points. The app does even more than that it shows me accounts old new and charge offs from prior years. All in once app without having to sign I. To each of the 3 credit bureaus. It also helps me dispute unrecognized charges such as a recent Amazon credit card that I have never owned or used. I didn’t know Amazon had a credit card offer. I disputed the fraud with kik off help and received a letter in the mail basically siding with me. Read all the app consent details be sure you understand you also can still get a great rewarding experience without purchasing anything. Also, at the time I was only automatically paying $10 a month. I’ve learned a lot with this app. It may not be for everyone but if you are like me I am someone who reads the reviews before I even download or use a free notebook app ; referring to something as simple as that so I felt maybe sharing my experience might help others. Either way. Good luck and always be sure the specifics for understanding payment drafts and contract terms before agreeing to anything. Not all ads for helping improve credit are the same nor do they work for every person. This worked for me good Iuck
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Scam!!! No money
SCAM of an app!!!! it says that you get a certain amount of money for line of credit yet you get no money. It’s just to report saying that you have it on your file. DONT GET YOUR HOPES UP!! It’s all fake money!!
Misleading
I do not recommend this app mostly because its advertising can be misleading. It’s a credit monitoring service that makes you think you will receive a loan. It will report a loan to credit bureau that you will never have access to. The problem is once you sign up you’re on the hook for at least $60 but never a true loan. Good idea for those without any credit but a fake loan for all others.
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It does what it says 😎
So far, it has helped my credit flourish the past 3 months! I have recommended this app to all my family and friends. Perfect for anyone like me that is trying to re-start their life the right way!
100/10
Great app I mean it …
Great customer service
Talked to Shane on phone he helped me change name in app after divorce.
Thieves and liars
I highly advise against using this app their liars and thieves! Doesn’t help your credit score and they steal your money. I recently closed my account because 10 months later this no money that I payed every month on the loan($350). My on time payments are erased hurting my credit, they tried to take $175 out of my bank account without my knowledge after taking the $175 id already paid. Then closed the secure loan I payed $120 support said its take 3-5 days to withdraw it…when I went to withdraw it there was only $40!!
I’ll never recommend this app and make it my mission to inform people to stay away from them. They stole over $600 from me
I’ll never recommend this app and make it my mission to inform people to stay away from them. They stole over $600 from me
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Confused
How does one access the $750 credit line? It shows on my account but how do I use it?
Highly Recommend 📈
I would say that since I’ve joined, which was a month ago my score increased by 35+ points 👌🏾
I chose the $20 per month option with the $2,500 trade line. I maybe upgrade to the $3,500 one in a few months due to the results I’ve seen with this option. The app gives you budget advice, you can negotiate debts in collection, plus dispute falsities in your credit report 💯
I chose the $20 per month option with the $2,500 trade line. I maybe upgrade to the $3,500 one in a few months due to the results I’ve seen with this option. The app gives you budget advice, you can negotiate debts in collection, plus dispute falsities in your credit report 💯
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Review
GREAT APP LOVE EVERY BIT OF IT
Deceiving
Received 2 notifications that I was “pre approved” for a vehicle loan with a high monthly payment, only to go to a dealership & be turned down even with a lower monthly payment that I was “pre approved” for!
Make it make sense!
Make it make sense!
