Best Fix Credit Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Looking for free fix credit apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Fix Credit Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kikoff: Build Credit QuicklyKikoff: Build Credit QuicklyFree4.9★ (279K)NoNoOct 2026
2Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (338K)NoNoOct 2026
3Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (113K)YesNoOct 2026
4Build Credit & Money: Dovly AIBuild Credit & Money: Dovly AIFree4.8★ (87K)YesYesOct 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoOct 2026
6Bolster: Get Your Credit RightBolster: Get Your Credit RightFree4.7★ (556)NoYesOct 2026
7CreditRepairCreditRepairFree4.7★ (12K)YesNoOct 2026
8Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesOct 2026

Top Picks for Fix Credit

Kikoff: Build Credit Quickly#1

Kikoff: Build Credit Quickly by Kikoff Inc.

Grow & Monitor Your Credit
Editor's Choice
💰 Finance
4.9😊(279K ratings)
Free
#44in Finance
Kikoff: Build Credit Quickly screenshot 1
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Kikoff: Build Credit Quickly screenshot 3
Kikoff: Build Credit Quickly screenshot 4
Kikoff: Build Credit Quickly screenshot 5
Kikoff: Build Credit Quickly screenshot 6

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history
  • 🆙 Improved credit utilization

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score
  • 💰 Misleading about loan/credit offerings
Self - Credit Builder & Cards#2

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card
Strong Contender
💰 Finance
4.9😊(338K ratings)
Free
Self - Credit Builder & Cards screenshot 1
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Self - Credit Builder & Cards screenshot 5
Self - Credit Builder & Cards screenshot 6

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly
  • 🤝 Responsive and helpful customer service

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
  • 🕰️ Slow payout process after loan completion
  • 🤔 Misleading or unclear policies
Lexington Law - Credit Repair#3

Lexington Law - Credit Repair by Progrexion, IP

Credit Repair, Score & Reports
Worth Considering
💰 Finance
4.8😐(113K ratings)
FreeAds
Lexington Law - Credit Repair screenshot 1
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Lexington Law - Credit Repair screenshot 5

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

What We Love

  • 🚀 Removed negative items
  • 🚀 Improved credit scores
  • 👍 Helpful and professional staff
  • 👍 Comprehensive credit repair services

Room to Improve

  • 🐛 Slow progress or no results
  • 💰 Expensive monthly fees
  • 🔒 Difficult to cancel or get refunds
  • 🤖 Automated/impersonal service

More Fix Credit apps to explore

FAQ about Fix Credit

What are the best fix credit apps for iPhone?
Kikoff: Build Credit Quickly tops our fix credit apps ranking as of October 2026, with a 4.9-star average from 279K App Store ratings, and it's free to download.
Yes — 20 of the top fix credit apps we rank are free to download, including Kikoff: Build Credit Quickly and Self - Credit Builder & Cards.
Kikoff: Build Credit Quickly has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ fix credit apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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