Best Kitoff Apps

Kalshi: Trade Sports & Events

NBA, Football & Midterms

Free

Predict the outcomes of real-world events and trade contracts based on those predictions. Participate in markets for sports, finance, climate, and culture, similar to trading stocks but on event probabilities. Federally regulated for secure trading.

Grant Cash Advance

Get Cash Fast, No Credit Check

Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Accelerated: Cash Advance

Loans When Banks Say No

Free

Access short-term cash advances from a network of lenders to cover unexpected expenses. Submit one request to compare offers without obligation and receive funds directly to your bank account. Not a lender, but a facilitator connecting you with potential loan options.

Possible: Fast Cash & Credit

Borrow money, loans, advances

Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Kovo - Fast Credit Builder

Grow Your Score & Earn Rewards

Free

Build your credit score effortlessly with this finance app. It offers a credit builder program with no credit checks or hidden fees, reporting to all four major bureaus. Users can also earn cash rewards and access credit protection services.

Ualett

Cash Advances & Transfers

Free

Access business cash advances for independent workers and send money internationally with this app. It securely connects to your earnings from gig platforms and offers transparent pricing for both services.

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Shop for electronics, home goods, and apparel with flexible payment options. Build your credit history by making on-time payments. Apply for a credit card with rewards and no annual fee.

Atlas - Rewards Credit Card

Earn cash back. Build credit.

Free

This card offers a high approval rate, even without credit history, and helps build credit with daily use. It provides automatic savings at popular retailers and features 0% APR with no hidden fees.

Deferit: Pay bills in 4

Take control of your bills

Free

Manage your bills and budget with flexibility. Upload any service bill and pay it in four smaller, manageable installments. The app also helps negotiate your bills and can report eligible on-time payments to credit bureaus to build your credit history.

Ava: Build Credit Fast

Save Money with Lower Interest

Free

Build a stronger financial future by establishing positive credit history. This app offers an easy and transparent way to improve your credit score, with features like a credit builder card and a savings account designed to help you achieve financial goals.

Vola: Cash Advance & Credit

Instant Cash Before Payday

Free

Access instant cash advances up to $500 with no express fees, interest, or late charges. Build your credit by reporting rent payments and track expenses with a free budget planner. Manage cash flow and gain financial control.

Afterpay: Pay over time

Shop Now. Split your payments.

Free

Shop your favorite brands online or in-store and split payments over time. Access exclusive deals and manage your purchases with flexible payment options. Get what you want now and pay later with convenient installment plans.

Catch: Earn Cash & Claim Money

Play Games. Find Settlements.

Free

Earn cash and gift cards by playing games and completing tasks. This app also helps you find and claim money from class action settlements you may be owed by companies.

B9: Cash Advance App

No Credit Check Money Advances

Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.