Best Popular Line Of Credit Apps

4.9😊(500K ratings)

Free

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

What We Love

👍 Easy to use app
🚀 Convenient payment options
💡 Helpful for rebuilding credit
🚀 Quick credit limit increases
👍 Good customer service

Room to Improve

🐛 App login/sign-in issues
⏱️ Slow credit/payment updates
💰 High annual/interest fees
🔒 Lack of security features (e.g. card locking)

Avant by Avant, LLC (US)

Strong Contender

4.8😞(124K ratings)

Free

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

What We Love

👍 Easy to use
🚀 Quick payments
💡 Helpful for rebuilding credit
🚀 Expeditious credit increases
👍 Great customer service

Room to Improve

🐛 Frequent declines and account issues
🔒 Security concerns and account freezes
💰 High fees and interest rates
🕰️ Slow payment processing and balance updates
👎 Poor customer service and communication

Kikoff: Build Credit Quickly by Kikoff Inc.

Grow & Monitor Your Credit

Worth Considering

Upstart: Personal Loans + More

4.9😊(270K ratings)

Free

#40in Finance

Kikoff: Build Credit Quickly screenshot 1

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Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

What We Love

🚀 Credit score boost
💳 Affordable credit building
👍 Easy to use
📈 Positive payment history
🆙 Improved credit utilization

Room to Improve

🐛 Billing and account issues
🔒 Lack of customer support
⚠️ Negative impact on credit score
💰 Misleading about loan/credit offerings

More Popular Line Of Credit Apps apps to explore

Money for moments that matter

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Money. Debit Card. Bitcoin.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

(8.7M)

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(134K)

Lenme: Borrowing and Lending

Quick Cash Advances and Loans

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Tilt: Cash Advance & Credit

(88K)

subscription

Cash Advance, Credit Cards

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Brigit: Cash Advance & Credit

(459K)

subscription

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

(560K)

Cashably: Cash Advance, Credit

Instant Cash, Loan & Money App

Explore loan offersPersonal loan comparisonCredit building tools

Explore instant cash advance and personal loan offers from various providers. Access financial tools for credit building and budgeting, and earn cash rewards. Some premium features require a subscription.

Bank. Borrow. Build Credit.

(20K)

freemium

OnePay – Mobile Banking

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

(435K)

Discover Mobile

Banking and Finance

Account balance and transaction viewingPayment management and schedulingRewards redemption

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions

by Elan Financial Services

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

(196K)

Seen Mobile - Build Credit

Spend, Track & Build Credit

Manage credit card accountTrack spending and transactionsBuild credit history

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

(30K)

Arro: Build & Grow Credit

Cash Back Credit Builder Card

Build credit historyEarn 1% cash back on gas and groceriesNo deposit required

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

(1.7K)

Easy account access anywhere.

Capital One Mobile

View account balances and statementsPay bills and loansCheck credit score with CreditWise

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

(11M)

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Varo Bank: Online Banking

(258K)

subscription

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

(233K)