Best Self Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Whether you're new to self or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Self Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (324K)NoNoAug 2026
2Kikoff – Build Credit QuicklyKikoff – Build Credit QuicklyFree4.9★ (262K)NoNoAug 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
4Experian®Experian®Free4.8★ (2.7M)NoYesAug 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
6Ava: Build Credit FastAva: Build Credit FastFree4.9★ (49K)NoNoAug 2026
7Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (542K)NoNoAug 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (452K)NoNoAug 2026

Top Picks for Self

Self - Credit Builder & Cards#1

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card
Editor's Choice
💰 Finance
4.9😊(324K ratings)
Free
Self - Credit Builder & Cards screenshot 1
Self - Credit Builder & Cards screenshot 2
Self - Credit Builder & Cards screenshot 3
Self - Credit Builder & Cards screenshot 4
Self - Credit Builder & Cards screenshot 5
Self - Credit Builder & Cards screenshot 6

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
Kikoff – Build Credit Quickly#2

Kikoff – Build Credit Quickly by Kikoff Inc.

Equifax, Experian + TransUnion
Strong Contender
💰 Finance
4.9😊(262K ratings)
Free
#39in Finance
Kikoff – Build Credit Quickly screenshot 1
Kikoff – Build Credit Quickly screenshot 2
Kikoff – Build Credit Quickly screenshot 3
Kikoff – Build Credit Quickly screenshot 4
Kikoff – Build Credit Quickly screenshot 5
Kikoff – Build Credit Quickly screenshot 6

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#19in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns

More Self apps to explore

4
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(49K)
subscription
7
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(542K)
free with in-app purchases
8
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(452K)
subscription
9
Self HR
Self HR
Self HR
by Self.ge
Free

This app streamlines HR administrative processes for businesses, focusing on employee information management, time tracking, and workflow automation. It ensures compliance with labor laws and offers employee self-service features.

Electronic employee information managementWork time accounting and legal complianceOrganizational structure and staffing
💼 Business
(24)
ad-supported
10
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
11
SELF by LFA
SELF by LFA
SELF by LFA
Living better with lupus
Free

This app helps individuals manage lupus symptoms, stress, and medications. It offers tools, trackers, and information to improve energy and mood, and connect with a supportive community. Get customized tips to take control of your health journey.

Symptom and medication trackingStress management toolsEnergy and mood pattern discovery
💪 Health & Fitness
(3)
free
12
Amazon Flex
Amazon Flex
Amazon Flex
Earn money delivering packages
Free

Earn money by delivering packages for a major online retailer. This app provides the technology to make deliveries easy, guiding you from sign-up to your first delivery. Build your own schedule and accept offers when it suits you.

Package delivery opportunitiesFlexible schedulingIn-app delivery guidance
💼 Business
(417K)
free with in-app purchases
13
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Monitor & Report Credit Scores
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases
14
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Fast AI Credit Score Boost
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
💰 Finance
(75K)
free with in-app purchases
15
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
💰 Finance
(10K)
free with in-app purchases
16
Kibo: Cozy Self-Care
Kibo: Cozy Self-Care
Kibo: Cozy Self-Care
Dopamine Menu & Habit Tracker
Free

This app offers a low-demand self-care system designed to reduce overwhelm and promote psychological safety. It features a dynamic menu of activities, energy tracking based on "Spoons," and a virtual sanctuary to decorate with earned rewards. Grounding exercises and a memory shelf help manage difficult days and cherish positive moments.

Dopamine Menu generationHonest energy tracking (Spoon Theory)Virtual sanctuary with decor
📊 Productivity
(3)
free with in-app purchases
17
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
18
Selfony: Self-Care Companion
Selfony: Self-Care Companion
Selfony: Self-Care Companion
Start Self-Discovery Journey
Free

This app offers a structured approach to mental wellbeing and self-discovery. It provides bite-sized courses, daily exercises, mood tracking, and guided reflections to help users build better habits and feel more in control without overwhelm.

Bite-sized courses on various topicsDaily structured actionsMood tracking and pattern identification
🌟 Lifestyle
(4)
free with in-app purchases
19
BitePal: Food Calorie Tracker
BitePal: Food Calorie Tracker
BitePal: Food Calorie Tracker
AI scan meals. Track nutrition
Free

This app simplifies food tracking with an AI scanner that analyzes your meals from photos. It offers a fun, gamified experience with a customizable character to help you build healthy habits and achieve your weight goals.

AI food scanner from photosEffortless meal loggingCalorie, water, and fasting tracking
💪 Health & Fitness
(53K)
free with in-app purchases
20
SEE - Self Esteem Elevated
SEE - Self Esteem Elevated
SEE - Self Esteem Elevated
Healthy self esteem boost
Free

This app offers resources, events, and daily support to help you build self-esteem, identity, and self-worth. Access blogs, podcasts, and daily affirmations all in one place to empower yourself.

Daily affirmationsBlogs and podcastsCommunity events
💪 Health & Fitness
(1)
free

FAQ about Self

What are the best self apps for iPhone?
Self - Credit Builder & Cards tops our self apps ranking as of August 2026, with a 4.9-star average from 324K App Store ratings, and it's free to download.
Yes — 20 of the top self apps we rank are free to download, including Self - Credit Builder & Cards and Kikoff – Build Credit Quickly.
Self - Credit Builder & Cards has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ self apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Self app helps users build credit and savings simultaneously through various tools. It offers features like credit builder accounts, a secured credit card with no credit check, and the ability to report rent and utility payments to credit bureaus. It also provides quick cash advances for unexpected expenses.
You can build credit by opening a credit builder account, which requires regular payments that are reported to the three major credit bureaus. Additionally, the app offers a secured Visa credit card with no credit check, and you can report rent and utility payments to establish positive payment history, a key factor in credit scores.

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