Best Karma Apps

216+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our karma list covers 216+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Karma

Klarna: Smarter everyday money#1

Klarna: Smarter everyday money by Klarna Bank AB

Shop anywhere, manage & save
Editor's Choice
💰 Finance
4.9😞(2.2M ratings)
FreeAds
#15in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Your personal money app
Strong Contender
💰 Finance
4.8😐(7.6M ratings)
FreeAds
#16in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
Karma: Earn & Shop#3

Karma: Earn & Shop by SHOPTAGR LTD

Maximize your savings!
Worth Considering
🛍️ Shopping
4.6😐(15K ratings)
Free
Karma: Earn & Shop screenshot 1
Karma: Earn & Shop screenshot 2
Karma: Earn & Shop screenshot 3
Karma: Earn & Shop screenshot 4
Karma: Earn & Shop screenshot 5
Karma: Earn & Shop screenshot 6

Revolutionize your online shopping with our AI-powered browser for maximum savings and efficiency. Say hello to smarter shopping with Karma!

What We Love

  • 🚀 Helpful for getting good deals
  • 📋 Useful for organizing wish lists
  • 💳 Automatically applies coupons
  • 🔔 Notifies on price drops and restocks

Room to Improve

  • 🐛 Glitchy and unreliable
  • 🕰️ Delayed or inaccurate notifications
  • 🤔 Irrelevant sale notifications

More Karma apps to explore

4
Karma - Save Food with a Tap
Karma - Save Food with a Tap
Karma - Save Food with a Tap
Rescue food effortlessly!
Free
🍔 Food & Drink
(128)
5
Karma・International Dating App
Karma・International Dating App
Karma・International Dating App
Chat & Meet Singles Worldwide
Free

An astrology-based dating app that matches users based on their astrological signs and compatibility. Find your perfect match based on zodiac compatibility - try it now!

🌐 Social Networking
(1.1K)
6
VIP - KARMA
VIP - KARMA
VIP - KARMA
by Vermont Information Processing
Free

This leading CRM and sales tool for the beverage industry helps users complete tasks, log calls, view reports, and more while on the go. To utilize its features, users must be subscribed to specific route accounting or supplier reporting services.

💼 Business
(36)
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(384)
8
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
9
Karma Casting
Karma Casting
Karma Casting
Earn cash representing brands
Free

Karma Casting is a flexible work platform that connects people in North America with opportunities to represent leading brands in various roles, including product sampling, assisted sales, and experiential marketing. The app offers a user-friendly interface, quick payment upon completion of gigs, and the ability to customize your profile to your preferences. If you're looking for fun, flexible work, Karma Casting may be the solution for you.

💼 Business
(548)
10
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Take control of your credit with our powerful financial management app. Monitor your credit score, track your spending, and get personalized recommendations for improving your financial health. Download now to start managing your finances with ease.

💰 Finance
(2.7M)
11
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly with Kikoff: improve your credit score by 58 points on average. Choose from Basic or Premium plans, get a credit line reported to major bureaus, and watch your credit grow hassle-free. Sign up and start building credit effortlessly today.

💰 Finance
(248K)
12
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

💰 Finance
(356K)
13
Too Good To Go: End Food Waste
Too Good To Go: End Food Waste
Too Good To Go: End Food Waste
Save tasty & eco-friendly food
Free

An app that helps users save delicious food from being wasted by connecting them with local restaurants and stores offering surplus food at discounted prices. Join the fight against food waste today!

🍔 Food & Drink
(517K)
14
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

An essential credit monitoring tool with features like credit score updates, report access, credit simulator, and identity theft monitoring tools. Take control of your credit score for free with no impact on your score. Sign up to start monitoring and improving your credit today.

💰 Finance
(306K)
15
Karma: Crypto, Card & Wallet
Karma: Crypto, Card & Wallet
Karma: Crypto, Card & Wallet
Crypto stablecoin creditcard
Free
💰 Finance
(1)
16
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

💰 Finance
(437K)
17
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

Get up to $250 cash advance with Cleo. Save money effortlessly with its smart budgeting tools, tailored to your spending habits. Say goodbye to financial worries – start managing your money smarter today!

💰 Finance
(233K)
18
KARMA SUBITO
KARMA SUBITO
KARMA SUBITO
Leading Private Members Club
Free

Experience luxury travel at your fingertips with this exclusive members club app, offering seamless access to curated destinations, events, and perks. Download now to unlock effortless bookings, personalized support, and timely alerts to transform your aspirations into reality.

✈️ Travel
(4)
19
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(8.4K)
20
Soul Karma Test: Good or Bad?
Soul Karma Test: Good or Bad?
Soul Karma Test: Good or Bad?
Find your karmic debt & credit
Free
🎬 Entertainment
(0)

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