Best of Two Worlds
Karma brings the best of two worlds together. An impressive suite of cheap and easy to use financial products. Feels like home.
Free
About
Manage your cryptocurrency and spend it like traditional money with a Visa-enabled card. This app allows you to hold stablecoins, make purchases globally, and send/receive funds securely without complex crypto interfaces.
✓Spend crypto with Visa card
✓Hold USDC stablecoins
✓Send and receive USDC
✓Institutional-grade security
✓Real-time transaction notifications
✓No hidden fees or minimum balance
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What's New in Karma
1.6.1
July 5, 2026
Security and reliability improvements across the app, plus a round of fixes and polish.
User reviews
FAQ
What is Karma?
Karma is a crypto wallet and spending card app that allows you to hold USDC stablecoins and spend them anywhere Visa is accepted. It aims to simplify crypto spending with a user-friendly interface.
How secure is Karma?
Karma utilizes institutional-grade wallet infrastructure powered by Turnkey for fund protection. It also features biometric authentication and allows instant card freezing for enhanced security.
Can I use Karma internationally?
Yes, the Karma Visa card is accepted at over 80 million merchants worldwide, enabling global spending with your stablecoins.
Are there any fees associated with Karma?
Karma is transparent about its pricing, stating there are no hidden charges, monthly fees, or minimum balance requirements. Transaction fees are clearly displayed.
What cryptocurrencies can I hold in Karma?
Currently, Karma focuses on holding USDC stablecoins. You can top up your card wallet with USDC and send or receive it on the Solana blockchain.
What devices does Karma support?
Karma is available for iPhone and iPod devices, as indicated by its supported devices list.
How often is Karma updated?
The app was last updated on June 21, 2026, with version 1.6, suggesting regular updates to improve functionality and security.
Does Karma have ads?
Based on the provided data, Karma does not have advertisements within the application.