Best Klarna | Pay Your Way Apps

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Etsy: Shop from Real People

Online Marketplace for Special

Free

Discover unique, handmade, and vintage items from a global marketplace. Find personalized gifts, home decor, fashion, and art. Connect with sellers, track orders, and save on one-of-a-kind finds.

Deferit: Pay bills in 4

Buy now pay later for bills

Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Target: Shop. Style. Save.

Deals on fashion & essentials

Free

Discover seasonal essentials, outfit ideas, and home decor. Shop deals on groceries, pantry staples, and gifts. Enjoy convenient services like curbside pickup and same-day delivery.

Revolut: send, spend, and save

Change the way you money

Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

eBay online shopping & selling

Buy, sell & resell marketplace

Free

Discover and purchase millions of items, from new to pre-loved, with personalized alerts and AI-powered listing tools. Shop sustainably, join live auctions, and buy with confidence through authenticity and money-back guarantees.

SHEIN - Shopping Online

Fashion for Everyone

Free

Discover a vast online marketplace for affordable fashion, home goods, beauty products, and more. Enjoy daily deals, free shipping, and flexible payment options. Connect with a community of shoppers and stay updated on the latest trends.

Flex - Rent On Your Schedule

Split rent anywhere you live

Free

This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

Wisetack

Financing tools for merchants

Free

This app helps businesses offer payment plans to their customers. Merchants can send financing applications directly to clients, allowing them to pay for purchases over time. It simplifies the process of providing flexible payment options.

Splitit Go

Real-Time Installment Control

Free

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

MultiSafepay Control

by MultiSafepay B.V.

Free

Access and manage your payment data from anywhere. Easily search, filter, and manage transactions, generate payment links, and handle fund withdrawals and currency conversions. The app allows for accepting or declining transactions and updating order statuses.

Nike: Engineered for Athletes

Shop the best of Nike & Jordan

Free

Shop the latest Nike and Jordan footwear, apparel, and accessories. Become a member for exclusive access to new releases, personalized style advice, and rewards. Discover innovative sport styles and streetwear collections.

Chime® – Mobile Banking

Credit, Cash back, Savings

Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Temu: Shop Like a Billionaire

Shop incredible deals on Temu!

Free

Discover a vast selection of products across fashion, home decor, beauty, and more. Enjoy daily deals, fast and secure checkout, and free shipping and returns. Shop for a wide variety of items at competitive prices.