Best Klarna.com Apps

154+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our klarna.com list covers 154+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Klarna.com Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
3Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
4Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026
5Etsy: Shop from Real PeopleEtsy: Shop from Real PeopleFree4.9★ (7.2M)YesNoAug 2026
6Klarna Creator PlatformKlarna Creator PlatformFreeNoNoJul 2026
7Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (297K)NoNoAug 2026
8Walmart: Shopping & SavingsWalmart: Shopping & SavingsFree4.8★ (18M)YesNoAug 2026

Top Picks for Klarna.com

Klarna: Smarter everyday money#1

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Editor's Choice
💰 Finance
4.9😞(2.3M ratings)
FreeAds
#13in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(752K ratings)
Free
#32in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#21in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3
Affirm: Buy now, pay over time screenshot 4
Affirm: Buy now, pay over time screenshot 5
Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More Klarna.com apps to explore

4
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
5
Etsy: Shop from Real People
Etsy: Shop from Real People
Etsy: Shop from Real People
Online Marketplace for Special
Free

Discover unique, handmade, and vintage items from a global marketplace. Find personalized gifts, home decor, fashion, and art. Connect with sellers, track orders, and save on one-of-a-kind finds.

Global marketplace for original itemsPersonalized jewelry and custom home decorVintage treasures and trending style pieces
🛍️ Shopping
(7.2M)
free with in-app purchases
6
Klarna Creator Platform
Klarna Creator Platform
Klarna Creator Platform
by APPRL Fashion AB
Free

This platform offers digital tools, analytics, and AI to help creators grow their audience, improve content, and maximize earnings. It provides unique data insights and early access to new product releases, with expert guidance available.

Digital tools suiteAdvanced analyticsArtificial intelligence integration
🔧 Utilities
(0)
free
7
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay Over Time & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(297K)
free with in-app purchases
8
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Groceries & essentials, fast.
Free

Shop for groceries, essentials, and more with convenient pickup, delivery, and shipping options. Features an AI assistant for shopping help, real-time order tracking, and in-store tools like store maps and price scanning.

AI shopping assistantPickup and delivery optionsFast two-day shipping
🛍️ Shopping
(18M)
free with in-app purchases
9
Wayfair – Shop All Things Home
Wayfair – Shop All Things Home
Wayfair – Shop All Things Home
Furniture, Décor & Design Tips
Free

Discover a vast selection of furniture and decor for every style and budget. Get inspired with personalized recommendations, track orders in real-time, and save your favorite finds. Access app-exclusive deals and sales to achieve your home design goals.

App-only deals and early sale accessPrice drop notificationsPersonalized recommendations
🛍️ Shopping
(2.5M)
free with in-app purchases
10
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(16K)
free with in-app purchases
11
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
12
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
13
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
14
Alibaba.com B2B Trade App
Alibaba.com B2B Trade App
Alibaba.com B2B Trade App
Buy direct from manufacturers
Free

Source products directly from global manufacturers and suppliers on a leading B2B e-commerce platform. Features secure transactions, customizable product options, and efficient shipping solutions. Interact with suppliers through livestreams and factory tours for enhanced oversight.

Source products from global suppliersTrade Assurance for secure paymentsCustomizable product options
🛍️ Shopping
(75K)
free with in-app purchases
15
Target: Shop. Style. Save.
Target: Shop. Style. Save.
Target: Shop. Style. Save.
Deals on fashion & essentials
Free

Discover seasonal essentials, outfit ideas, and home decor. Shop deals on groceries, pantry staples, and gifts. Enjoy convenient services like curbside pickup and same-day delivery.

Shop seasonal arrivalsCurbside pickupSame-day delivery
🛍️ Shopping
(6.8M)
free with in-app purchases
16
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
17
Walgreens
Walgreens
Walgreens
Pharmacy, Photo, Coupon + Shop
Free

Manage prescriptions, access health services, and create custom photo gifts. Shop for essentials with convenient delivery or pickup, and save with digital coupons and rewards.

Prescription refills and trackingBook vaccinations and testsVirtual healthcare visits
🛍️ Shopping
(7.1M)
free with in-app purchases
18
Shop: Track, Pay, Discover
Shop: Track, Pay, Discover
Shop: Track, Pay, Discover
Shopping app & package tracker
Free

Discover and shop from your favorite brands and local stores, receiving alerts for deals and new arrivals. Organize wishlists, track all your orders in one place, and enjoy a seamless one-tap checkout experience.

Shop favorite brands and local storesPrice drop and restock alertsSave and organize items into collections
🛍️ Shopping
(7.1M)
ad-supported
19
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
20
SHEIN - Shopping Online
SHEIN - Shopping Online
SHEIN - Shopping Online
Fashion for Everyone
Free

Discover a vast online marketplace for affordable fashion, home goods, beauty products, and more. Enjoy daily deals, free shipping, and flexible payment options. Connect with a community of shoppers and stay updated on the latest trends.

Wide selection of apparel, home, beauty, and accessoriesDaily Flash Sales up to 90% offFree shipping and returns
🛍️ Shopping
(3.4M)
free with in-app purchases

FAQ about Klarna.com

What are the best klarna.com apps for iPhone?
Klarna: Smarter everyday money tops our klarna.com apps ranking as of August 2026, with a 4.9-star average from 2.3M App Store ratings, and it's free to download.
Yes — 20 of the top klarna.com apps we rank are free to download, including Klarna: Smarter everyday money and Afterpay: Pay over time.
Klarna: Smarter everyday money shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 154+ klarna.com apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This application allows users to shop anywhere with flexible payment options, including paying in interest-free installments or within 30 days. It also offers features like earning cashback, comparing prices across different stores, tracking deliveries, and managing returns.
Key features include flexible payment plans like paying in 4 interest-free installments or in 30 days. Users can also earn up to 10% cashback, compare product prices instantly across various retailers, track all their deliveries in real-time, and report returns to pause payments.